Libertex vs Personal Capital

Libertex vs Personal Capital Comparison Table 2024
Libertex Personal Capital
3.6
3.3

Libertex is a well-known broker, established in 2012. The regulated brand has served numerous clients and is regulated by the Cyprus Securities and Exchange Commission with license number 164/12. Libertex offers CFD trading on 250+ underlying assets, including through an innovative and user-friendly proprietary web trader platform. Choose between CFDs on forex, cryptocurrencies, commodities, stocks, indices and ETFs, which are available with tight spreads and low commissions.

Empower (formerly Personal Capital) is a popular, SEC-regulated US financial advisory and investment platform that offers pensions, ready-made investment plans and do-it-yourself, commission-free investing through a large range of mutual funds, ETFs, individual equities and fixed-income securities. The broker has an impressive 3.4 million clients.

74.91% of retail investor accounts lose money when trading CFDs with this provider.
Comment by Reviewer
"Libertex will appeal to both beginner and experienced traders thanks to its easy-to-use platform and low fees. The brand is also a good pick for share dealing with commission-free stock investing." "Personal Capital (now Empower) is a great option for investors seeking a flexible way to build an investment portfolio or pension plan. It is a particularly good fit for US traders owing to the SEC oversight."
Pros
  • Very competitive pricing with low commission fees
  • User-friendly platform as well as support for MT4 and MT5
  • Helpful customer support available in multiple languages
  • 250+ underlying assets as well as investment in real shares
  • Accepts wide range of funding methods
  • 40+ industry awards
  • Tight spreads
  • FDIC-insured cash account with no minimum balance requirement
  • Segregated client funds with a top-tier custodian bank
  • A wealth of free financial analysis and planning tools
  • Easy-to-use platform and financial dashboard
  • Well-known and popular investing platform
  • Strong regulatory oversight from SEC
  • Mobile app
Cons
  • List of tradeable underlying assets is small compared to rivals
  • Lacks educational content and other features
  • Limited account options
  • No copy trading
  • Wealth management services only for customers with $100,000+ in invested assets
  • No forex, futures or cryptocurrencies
  • An annual advisory fee of 0.89%
  • No demo account
  • US residents only
Awards
  • Best CFD Broker 2023
  • Best Trading Platform 2022
  • Best Crypto CFD Broker 2022
  • Best CFD Broker Europe 2022
  • Best FX Broker 2021
  • Most Trusted Broker Europe 2021
  • Best Trading Platform 2021
  • Best for Portfolio Management 2020
Instruments
CFDs on Forex, Cryptocurrencies, Metals, Indices, Stocks, Oil & Gas, Agriculture, ETFs Stocks, ETFs, Mutual Funds, Fixed Income
Demo Account
Yes No
Minimum Deposit
€100 $1 (Cash), $100,000 (Robo Advisor)
Trading Platforms
  • Libertex (and mobile app)
  • MT4
  • MT5
  • Own
Payment Methods
Minimum Trade
€20 Variable
Regulator
CySEC SEC
Margin Trading
Yes No
STP Account
No No
ECN Account
No No
DMA Account
No No
MAM Account
No No
PAMM Account
No No
LAMM Account
No No
Demat Account
No No
AI / Machine Learning
No No
Robo Advisor
No Yes
Negative Balance Protection
Yes No
Market Maker
Yes No
P2P Trading
No No
Spot Trading
No No
Mobile Apps
iOS, Android + Browser iOS & Android
App Review

Libertex offers an iOS and Android-compatible mobile app with advanced features and trading tools. Users can make deposits, execute positions and analyze the markets in a few swipes. Traders can also flick between live and demo mode with one tap.

Auto Trading
Yes (Auto Portfolios)
Copy Trading
No No
Social Trading
No No
VPS Hosting
No No
Tournaments
No No
Demo Competitions
No No
Ethical Investing
No Yes
Custodial Account
No No
Guaranteed Stop Loss
No No
Inactivity Fee
Yes - if the client is inactive for 180 calendar day. Applies to clients with a total account balance less than 5000 euros (4500 GBP, 5300 CHF, 22500 PLN respectively)
Islamic Account
No No
Account Currencies
  • EUR
  • GBP
  • CHF
  • PLN
  • USD
Stock Exchanges
Commodities
CFD Trading
Libertex's list of CFDs covers a decent range of tradeable underlying assets, but there isn't much depth with only around 250 in total. Leverage up to 1:30 for retail clients is available in accordance with CySEC regulations, and traders can choose between three excellent trading platforms. Best of all are the tight spreads available on all markets and the zero commissions on investments in stocks. CFD trading not offered
Leverage
Up to 1:30 (Retail)
FTSE Spread
Variable
GBPUSD Spread
Variable
Oil Spread
Variable
Stocks Spread
Variable
Forex Trading
Libertex offers CFD trading on 50+ forex pairs, offering long and short opportunities. Its strength comes in its tight spreads – we were offered 0.2 pips for EUR/USD. Forex trading not offered
Forex App

Libertex offers an iOS and Android-compatible mobile app with advanced features and trading tools. Users can make deposits, execute positions and analyze the markets in a few swipes. Traders can also flick between live and demo mode with one tap.

GBPUSD Spread
From 0.2
EURUSD Spread
From 0.2
EURGBP Spread
From 0.2
Assets
50+
Currency Indices
  • USD
Cryptocurrency
With 70+ cryptocurrencies available to trade via CFDs with tight spreads, low commissions and overnight swap fees, Libertex is a great option for crypto CFD traders. The list of crypto CFDs includes the usual major players like Bitcoin and a good variety of lesser-known cryptos such as Tezos. Crypto trading not offered
Spread
Variable
Coins
  • AAVE
  • ADA
  • ALGO
  • APE
  • APT
  • ARB
  • ATM
  • AVA
  • AXS
  • BCH
  • BNB
  • BTC
  • CAKE
  • CHZ
  • COMP
  • DASH
  • DOGE
  • EGLD
  • ENJ
  • EOS
  • ETC
  • ETH
  • FIL
  • FLOW
  • FTM
  • GMT
  • ICP
  • IOT
  • LNK
  • LTC
  • MANA
  • MATIC
  • MKR
  • NEO
  • NOMG
  • ONT
  • QTM
  • ROSE
  • RUNE
  • SAND
  • SHIB
  • SNX
  • SOL
  • STRAT
  • SUSHI
  • THETA
  • TRX
  • TWT
  • UMA
  • UNI
  • VET
  • XEM
  • XLM
  • XMR
  • XRP
  • XTZ
  • ZEC
  • ZRX
Crypto Lending
No No
Crypto Mining
No No
Crypto Staking
No No
Auto Market Maker
No No
74.91% of retail investor accounts lose money when trading CFDs with this provider.
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