PayPal Brokers 2026
PayPal is by far the world’s most recognizable form of online payment. The number of brokers that accept PayPal is increasing and Forex trading with PayPal is becoming particularly common. Day trading with PayPal brokers is popular because of how secure the method is and how quickly transfers can be made between accounts.
Dig into the best brokers that support PayPal deposits and withdrawals.
Top 6 PayPal Brokers
These are the 6 best brokers with PayPal based on our hand-on tests:
-
1
eToro USAeToro USA LLC and eToro USA Securities Inc.; Investing involves risk, including loss of principal; Not a recommendation -
2
CEX.IO -
3
Gemini -
4
IC Markets -
5
IC Trading -
6
Pepperstone75-95% of retail investor accounts lose money when trading CFDs
Why Are These The Best Brokers That Accept PayPal?
Here is a quick snapshot of why we think these are the top brokers for PayPal:
- eToro USA is the best PayPal broker in 2026 - eToro is a social investing platform that offers short-term and long-term trading on stocks, ETFs, options and crypto. The broker is well-known for its user-friendly community-centred platform and competitive fees. With FINRA and SIPC oversight and millions of users across the world, eToro is still one of the most respected brands in the industry. eToro securities trading is offered by eToro USA Securities, Inc.
- CEX.IO - CEX.IO is one-stop-shop for crypto investors where you can buy and sell popular digital tokens, speculate on prices with margin trading and earn rewards through staking. Since it launched in 2013, more than five million traders have deposited over $7.5 billion. CEX.IO is registered with the FinCEN in the US and the GFSC in the EU.
- Gemini - Gemini is a cryptocurrency exchange set up in 2014 by the Winklevoss brothers, known for their early involvement in Facebook. The exchange is among the world’s 20 largest and most popular. Gemini clients can trade and stake 110+ cryptocurrencies, with derivatives trading available in some jurisdictions, an advanced proprietary platform and additional features including an NFT marketplace.
- IC Markets - IC Markets is a globally recognized forex and CFD broker known for its excellent pricing, comprehensive range of trading instruments, and premium trading technology. Founded in 2007 and headquartered in Australia, the brokerage is regulated by the ASIC, CySEC and FSA, and has attracted more than 180,000 clients from over 200 countries.
- IC Trading - IC Trading is part of the established IC Markets group. Built for serious traders, it boasts some of the most competitive spreads, reliable order execution, and advanced trading tools. The catch is that it’s registered in the offshore financial centre of Mauritius, enabling it to offer high leverage but in a weakly regulated trading setting.
- Pepperstone - Established in Australia in 2010, Pepperstone is a top-rated forex and CFD broker with over 400,000 clients worldwide. It offers access to 1,300+ instruments on leading platforms MT4, MT5, cTrader and TradingView, maintaining low, transparent fees. Pepperstone is also regulated by trusted authorities like the FCA, ASIC, and CySEC, ensuring a secure environment for day traders at all levels.
Comparison of Top PayPal Brokers
Find the right PayPal-supporting broker for your needs with our comparison of key features:
| Broker | Minimum Deposit | Instruments | Platforms | Regulators |
|---|---|---|---|---|
| eToro USA | $100 | Stocks, Options, ETFs, Crypto | eToro Trading Platform & CopyTrader | SEC, FINRA |
| CEX.IO | $20 | Cryptos | TradingView | GFSC |
| Gemini | $0 | Cryptos | ActiveTrader, AlgoTrader, TradingView | NYDFS, MAS, FCA |
| IC Markets | $200 | CFDs, Forex, Stocks, Indices, Commodities, Bonds, Futures, Crypto | MT4, MT5, cTrader, TradingView, TradingCentral, DupliTrade, Quantower | ASIC, CySEC, CMA, FSA |
| IC Trading | $200 | CFDs, Forex, Stocks, Indices, Commodities, Bonds, Cryptos, Futures | MT4, MT5, cTrader, AutoChartist, TradingCentral | FSC |
| Pepperstone | $0 | CFDs, Forex, Currency Indices, Stocks, Indices, Commodities, ETFs, Crypto, Spread Betting | MT4, MT5, cTrader, TradingView, AutoChartist, DupliTrade, Quantower | FCA, ASIC, CySEC, DFSA, CMA, BaFin, SCB |
How Safe Are These PayPal Brokers?
How reliable are the top brokers for PayPal and how do they help safeguard your deposits and withdrawals?
| Broker | Trust Rating | Guaranteed Stop Loss | Negative Balance Protection | Segregated Accounts |
|---|---|---|---|---|
| eToro USA | ✘ | ✘ | ✔ | |
| CEX.IO | ✘ | ✔ | ✔ | |
| Gemini | ✘ | ✘ | ✔ | |
| IC Markets | ✘ | ✔ | ✔ | |
| IC Trading | ✘ | ✘ | ✔ | |
| Pepperstone | ✘ | ✔ | ✔ |
PayPal Mobile Trading Comparison
Are these brokers accepting PayPal good for trading on mobile?
| Broker | Mobile Apps | iOS Rating | Android Rating | Smart Watch App |
|---|---|---|---|---|
| eToro USA | iOS & Android | ✘ | ||
| CEX.IO | iOS & Android | ✘ | ||
| Gemini | iOS & Android | ✘ | ||
| IC Markets | iOS & Android | ✘ | ||
| IC Trading | iOS & Android | ✘ | ||
| Pepperstone | iOS & Android | ✘ |
Are The Top PayPal Brokers Good For Beginners?
Beginners should use PayPal brokers that first support trading with virtual money (a demo account) and provide support to help new traders get started.
| Broker | Demo Account | Minimum Deposit | Minimum Trade | Education Rating | Support Rating |
|---|---|---|---|---|---|
| eToro USA | ✔ | $100 | $10 | ||
| CEX.IO | ✘ | $20 | $1 | ||
| Gemini | ✘ | $0 | 0.00001 BTC | ||
| IC Markets | ✔ | $200 | 0.01 Lots | ||
| IC Trading | ✔ | $200 | 0.01 Lots | ||
| Pepperstone | ✔ | $0 | 0.01 Lots |
Compare Advanced Trader Features
Are these PayPal trading platforms good for advanced traders?
| Broker | Automated Trading | VPS | AI | Pro Account | Leverage | Low Latency | Extended Hours |
|---|---|---|---|---|---|---|---|
| eToro USA | ✘ | ✘ | ✘ | ✘ | - | ✔ | ✔ |
| CEX.IO | API | ✘ | ✘ | ✘ | - | ✘ | ✘ |
| Gemini | - | ✘ | ✘ | ✘ | - | ✘ | ✘ |
| IC Markets | Expert Advisors (EAs) on MetaTrader, cBots on cTrader, Myfxbook AutoTrade | ✔ | ✘ | ✘ | 1:30 (ASIC & CySEC), 1:500 (FSA), 1:1000 (Global) | ✔ | ✘ |
| IC Trading | Expert Advisors (EAs) on MetaTrader, cBots on cTrader | ✔ | ✘ | ✘ | 1:500 | ✔ | ✘ |
| Pepperstone | Expert Advisors (EAs) on MetaTrader | ✔ | ✘ | ✔ | 1:30 (Retail), 1:500 (Pro) | ✔ | ✘ |
Compare The Ratings Of The Top Brokers With PayPal
Uncover how the top brokers for PayPal deposits compare in core areas following our in-depth assessments.
| Broker | Trust | Platforms | Assets | Mobile | Fees | Accounts | Research | Education | Support |
|---|---|---|---|---|---|---|---|---|---|
| eToro USA | |||||||||
| CEX.IO | |||||||||
| Gemini | |||||||||
| IC Markets | |||||||||
| IC Trading | |||||||||
| Pepperstone |
How Popular Are These PayPal Brokers?
Many traders who use PayPal for deposits and withdrawals prefer popular brokers (with huge client numbers):
| Broker | Popularity |
|---|---|
| CEX.IO | |
| Gemini | |
| eToro USA | |
| Pepperstone | |
| IC Markets | |
| IC Trading |
Why Choose eToro USA For PayPal Deposits?
"eToro remains a top pick for traders looking for leading social investing and copy trading services. With a low deposit, zero commissions and an intuitive platform, the broker will meet the needs of newer day traders."
eToro USA Quick Facts
| Demo Account | Yes |
|---|---|
| Instruments | Stocks, Options, ETFs, Crypto |
| Regulator | SEC, FINRA |
| Platforms | eToro Trading Platform & CopyTrader |
| Minimum Deposit | $100 |
| Minimum Trade | $10 |
| Account Currencies | USD |
Pros
- Investors can access Smart Portfolios for a more hands-off approach, covering a range of sectors and markets such as renewable energy and artificial intelligence
- The online broker offers an intuitive social investment network with straightforward copy trading on cryptos
- The broker's Academy offers comprehensive learning materials for beginners to advanced-level investors
Cons
- Average fees may cut into the profit margins of day traders
- The proprietary terminal doesn't support trading bots and there are no additional stock market analysis tools
- There's a narrower range of day trading instruments available compared to competitors, with only stocks, ETFs and cryptos
Why Choose CEX.IO For PayPal Deposits?
"CEX.IO continues to serve a range of crypto investors looking to buy, sell, trade, hold and earn with low fees. The tiered pricing structure will appeal to active traders while rookie investors will enjoy the straightforward platform interface and excellent education."
CEX.IO Quick Facts
| Demo Account | No |
|---|---|
| Instruments | Cryptos |
| Regulator | GFSC |
| Platforms | TradingView |
| Minimum Deposit | $20 |
| Minimum Trade | $1 |
| Account Currencies | USD, EUR, GBP |
Pros
- The range of 200+ cryptocurrencies is competitive and will serve more experienced traders
- The proprietary terminal features an advanced charting package from TradingView, including 50+ technical indicators
- CEX.IO has remained a trusted crypto exchange since its launch, with 5+ million users
Cons
- The broker has limited regulatory oversight
- It's a shame that there's no demo account for traders looking to practice strategies
- A maintenance fee applies after 12 months of no activity
Why Choose Gemini For PayPal Deposits?
"Gemini’s ActiveTrader platform and TradingView integration make it a good choice for serious crypto traders seeking a reliable charting environment, though we were disappointed by some unnecessary fees and previous security breaches."
Michael MacKenzie, Reviewer
Gemini Quick Facts
| Demo Account | No |
|---|---|
| Instruments | Cryptos |
| Regulator | NYDFS, MAS, FCA |
| Platforms | ActiveTrader, AlgoTrader, TradingView |
| Minimum Deposit | $0 |
| Minimum Trade | 0.00001 BTC |
| Account Currencies | USD, EUR, GBP, CAD, AUD, HKD, SGD |
Pros
- The TradingView integration delivers top-quality tools, including backtesting and algo trading capabilities
- The exchange ensures high security standards with 2FA a requirement for all crypto investors
- There is a decent range of educational guides and tutorials suitable for beginners
Cons
- The 'convenience fee' for using the mobile app seems arbitrary and makes it inefficient to use this feature
- The exchange has a history of concerning incidents including the collapse of its Earn program and a phishing breach
- There are high fees for some funding methods including a 3.49% fee for card transactions
Why Choose IC Markets For PayPal Deposits?
"IC Markets offers superior pricing, exceptionally fast execution and seamless deposits. The introduction of advanced charting platforms, notably TradingView, and the Raw Trader Plus account, ensures it remains a top choice for intermediate to advanced day traders."
Christian Harris, Reviewer
IC Markets Quick Facts
| Demo Account | Yes |
|---|---|
| Instruments | CFDs, Forex, Stocks, Indices, Commodities, Bonds, Futures, Crypto |
| Regulator | ASIC, CySEC, CMA, FSA |
| Platforms | MT4, MT5, cTrader, TradingView, TradingCentral, DupliTrade, Quantower |
| Minimum Deposit | $200 |
| Minimum Trade | 0.01 Lots |
| Leverage | 1:30 (ASIC & CySEC), 1:500 (FSA), 1:1000 (Global) |
| Account Currencies | USD, EUR, GBP, CAD, AUD, NZD, JPY, CHF, HKD, SGD |
Pros
- IC Markets offers among the tightest spreads in the industry, with 0.0-pip spreads on major currency pairs, making it especially cost-effective for day traders.
- IC Markets offers fast and dependable 24/5 support based on firsthand experience, particularly when it comes to accounts and funding issues.
- As a tightly regulated and widely respected broker, IC Markets prioritizes client security and transparency, helping to ensure a reliable trading experience globally.
Cons
- Despite four industry-leading third-party platforms, there is no proprietary software or trading app built with new traders in mind.
- The breadth and depth of tutorials, webinars and educational resources still need work, trailing alternatives like CMC Markets and reducing its suitability for beginners.
- There are fees for certain withdrawal methods, including a $20 wire charge, which can eat into profits, especially for frequent withdrawals.
Why Choose IC Trading For PayPal Deposits?
"With superior execution speeds averaging 40 milliseconds, deep liquidity, and powerful charting software, IC Trading delivers an optimal trading environment tailored for scalpers, day traders, and algorithmic traders. "
IC Trading Quick Facts
| Demo Account | Yes |
|---|---|
| Instruments | CFDs, Forex, Stocks, Indices, Commodities, Bonds, Cryptos, Futures |
| Regulator | FSC |
| Platforms | MT4, MT5, cTrader, AutoChartist, TradingCentral |
| Minimum Deposit | $200 |
| Minimum Trade | 0.01 Lots |
| Leverage | 1:500 |
| Account Currencies | USD, EUR, GBP, CAD, AUD, NZD, JPY, CHF, HKD, SGD |
Pros
- IC Trading provides industry-leading spreads, including 0.0-pip spreads on major currency pairs such as EUR/USD, making it ideal for day traders.
- Trading Central and Autochartist are valuable tools for in-depth technical summaries and actionable trading ideas and are accessible from within the account area or the cTrader platform.
- IC Trading offers unusual flexibility in its accounts, enabling traders to open up to 10 live and 20 demo accounts, meaning you can run separate profiles for different activities, such as manual trading and algo trading.
Cons
- Unlike IC Markets, IC Trading does not support social trading through the group’s IC Social app or the third-party copy trading platform ZuluTrade.
- Customer support performed woefully during testing with multiple attempts to connect via live chat and no one available to assist, plus unanswered emails, raising concerns about its ability to address urgent trading concerns.
- The educational resources are greatly in need of improvement, unless you navigate to the IC Markets website, posing a limitation for beginners in search of a comprehensive learning journey, especially compared to category leaders like eToro.
Why Choose Pepperstone For PayPal Deposits?
"Pepperstone stands out as a top choice for day trading, offering razor-sharp spreads, ultra-fast execution, and advanced charting platforms for experienced traders. New traders are also welcomed with no minimum deposit, extensive educational resources, and exceptional 24/7 support."
Pepperstone Quick Facts
| Demo Account | Yes |
|---|---|
| Instruments | CFDs, Forex, Currency Indices, Stocks, Indices, Commodities, ETFs, Crypto, Spread Betting |
| Regulator | FCA, ASIC, CySEC, DFSA, CMA, BaFin, SCB |
| Platforms | MT4, MT5, cTrader, TradingView, AutoChartist, DupliTrade, Quantower |
| Minimum Deposit | $0 |
| Minimum Trade | 0.01 Lots |
| Leverage | 1:30 (Retail), 1:500 (Pro) |
| Account Currencies | USD, EUR, GBP, CAD, AUD, NZD, JPY, CHF, HKD, SGD |
Pros
- Pepperstone has greatly improved the deposit and withdrawal experience in recent years, adding Apple Pay and Google Pay in 2025, as well as PIX and SPEI for clients in Brazil and Mexico in 2024.
- Now offering spread betting through TradingView, Pepperstone provides a seamless, tax-efficient trading experience with advanced analysis tools.
- Pepperstone has scooped multiple DayTrading.com annual awards over the years, most recently 'Best Overall Broker' in 2025 and 'Best Forex Broker' runner up in 2025.
Cons
- Despite enhancements to its range of markets, crypto offerings are relatively limited compared to other brokers who focus on this area, with no option to invest in real coins.
- Pepperstone does not support cTrader Copy, a popular copy trading feature built into the excellent cTrader platform and available at alternatives like IC Markets, though it has introduced an intuitive copy trading app.
- Pepperstone’s demo accounts are active for only 30 days, which may not be not long enough to familiarize yourself with the different platforms and test trading strategies.
How Did We Choose The Best PayPal Brokers?
To identify the top PayPal brokers, we:
- Pinpointed all the firms that offer PayPal out of our 500-strong database of online platforms
- Checked that they support PayPal deposits and withdrawals for online trading
- Listed them by their rating, mixing 100+ data points with our hands-on research
Overview
With over a quarter of a billion active accounts, PayPal is the world’s largest digital wallet. It was launched back in 1998 as Confinity before merging with Elon Musk’s x.com.
This company was renamed PayPal in 2001 and went public the following year. Since then PayPal has evolved with mobile and web technology, making its options for transferring money even easier.
In the EU, PayPal is registered and licensed in Luxembourg, having moved from the UK in 2007.
PayPal was not developed with trading in mind but, as its ubiquity has grown, so has the inevitability of traders wanting to trade with it.
This has led to more and more brokerages accepting PayPal.
Advantages
There are strong advantages to trading with brokers who accept PayPal:
- Transferring funds with Paypal is recognised as being fast, reliable and secure
- PayPal is easy to use, either on a desktop or through their app
- Making deposits and withdrawals with Paypal is generally very quick and certainly faster than bank transfers
- PayPal accounts are easily linked to multiple credit cards, debit cards and bank accounts
- PayPal is recognised worldwide as a major eWallet
- PayPal’s strong anti-money laundering restrictions give traders security and potentially enhance the reputation of brokers with PayPal
- For forex traders, PayPal works in 25 different currencies
- Free to open an account
- No charges for unused account
Drawbacks
However, day trading with PayPal does have its disadvantages:
- Charges on every trading transaction
- FX fees (foreign transfer fees) are high at 4.5%
- Although increasing, trading brokers that accept PayPal are still relatively uncommon.
- Chargebacks only apply to tangible/physical goods, meaning forex and CFD traders etc. aren’t eligible.
Speed of PayPal Payments
As long as there is money in your account, or in the bank account linked to the PayPal account, funds for or from trading are generally transferred, if not instantly, then very quickly.
Security
There are claims that trading with PayPal is actually safer than using your debit or credit card.
PayPal stores your data in a ‘vault’, meaning that the other end of the transaction doesn’t receive any of your card or account details. In short, your privacy is assured.
The one problem of trading with PayPal is that chargebacks can only be claimed for physical goods, not stocks or currencies etc.
How To Deposit Using PayPal
The vast majority of PayPal traders, including all of those in the UK and US, can deposit and withdraw money to and from their PayPal accounts. However, some countries (currently including Israel and the Ukraine) are ‘send only’.
This means that traders with accounts in those countries can make deposits in their PayPal accounts and send money to others, but not withdraw money from PayPal to their account.
To make a deposit at any PayPal broker, such as Pepperstone, head to the funding section in the client area and select PayPal from the list of deposit methods. You will be taken through to the integrated portal to sign in securely and enter the details of the transaction. Once you confirm, you will receive a summary of the transaction.
PayPal Fees Or Costs
PayPal accounts are free to open. New traders will probably already have an account for their online shopping.
Unlike other common day trading digital wallets, such as Skrill or Neteller, there is no charge if your account is unused for some time.
The fees for sending and receiving money are generally the same as other digital wallets, but there are instances where it is slightly less and slightly more.
There is no fee for receiving money in your PayPal account. Withdrawing money from your PayPal account to your bank is also free unless you wish for a cheque to be issued.
One ‘hidden’ cost is when transferring currencies via PayPal. The currency conversion is 4.5% above the base rate.
This is worth bearing in mind if trading in a currency that is not the same as the default PayPal balance.
Is PayPal Good For Day Trading?
Although not the most common, PayPal is generally a good choice for traders although traders should factor in the potential of high transfer fees.
PayPal is becoming more and more integral to how we move money around so we expect brokers to continue to take it up as a payment method.
Traders dealing in larger amounts of money should bear in mind that PayPal has a maximum of £10,000 for any single transaction.
Brokers who take PayPal may be more likely to offer a wider range of payment options, and that will generally be a positive sign.
FAQ
What Are The Best PayPal Brokers?
Many brokers accept PayPal, but most brokers only accept traders from specific countries, so it depends on your location. Our top list of PayPal brokers will only show brokers that are available in your country.
Are There Any Paypal Bonuses When Depositing In My Trading Account?
No. PayPal simply acts as a middle-man between bank and broker. Any deposits held for a long period in PayPal accounts don’t even accrue interest.
Can Traders Use PayPal Globally?
Yes, there are currently 200+ countries and regions that use PayPal, including all major developed economies. This makes it one of the most accessible payment methods for day traders.