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Rankings updated October 2026

XTB vs Crypto.com

Your capital is at risk. Trade only with funds you can afford to lose.

Higher rated

XTB

4.8/5

#15 in our CFD broker rankings

Martinique flag Accepts traders from Martinique

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 69-80% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money

Rating breakdown

  • Regulation & trust4.60.7 higher than Crypto.com (3.9)
  • Assets & markets4.60.6 higher than Crypto.com (4.0)
  • Fees & costs3.90.6 higher than Crypto.com (3.3)
  • Platforms & tools4.0same as Crypto.com (4.0)
  • Accounts & banking4.00.2 higher than Crypto.com (3.8)
  • Education3.8same as Crypto.com (3.8)
  • Research4.10.3 higher than Crypto.com (3.8)
  • Customer support4.31.8 higher than Crypto.com (2.5)

Crypto.com’s score. Numbers show the difference.

Crypto.com

3.5/5

#12 in our binary options broker rankings

Martinique flag Accepts traders from Martinique

Rating breakdown

  • Regulation & trust3.90.7 lower than XTB (4.6)
  • Assets & markets4.00.6 lower than XTB (4.6)
  • Fees & costs3.30.6 lower than XTB (3.9)
  • Platforms & tools4.0same as XTB (4.0)
  • Accounts & banking3.80.2 lower than XTB (4.0)
  • Education3.8same as XTB (3.8)
  • Research3.80.3 lower than XTB (4.1)
  • Customer support2.51.8 lower than XTB (4.3)

XTB’s score. Numbers show the difference.

XTB vs Crypto.com comparison table 2026
XTBCrypto.com
OverviewFounded in 2002 in Poland, XTB now serves more than 1 million clients. The forex and CFD broker combines a heavily regulated trading environment with an extensive selection of assets and a commitment to trader satisfaction, featuring an intuitive in-house platform with superb tools to support aspiring day traders.Crypto.com is one of the biggest names in cryptocurrency trading, developed with the aim to expedite the world's transition to DeFi technologies. The crypto exchange offers token lending, pre-paid cards, NFTs and more. The firm was established in Hong Kong in 2016 and its quality is proven by its 150 million users.
Customer Reviews
4.7
Based on 3 customer reviews
–
Trustpilot Score
3.7
2
Promotions–
Comment by Reviewer“XTB stands out as a top choice for new day traders with the terrific xStation platform, low trading costs, no minimum deposit, and excellent educational tools, many of which are seamlessly integrated into the platform. ”“Crypto.com is a snug fit for aspiring crypto traders who want to buy, sell and trade over 400 digital tokens. Its strike options and prediction markets spanning financial, economic, election, sport, and cultural events via its CFTC-regulated entity also make it a secure option for US traders interested in binary-style contracts on an intuitive app.”
Pros
  • XTB has improved its assets and markets offering further in 2026 with options trading in Spain and Germany, spot cryptos in some regions, and Investment Plans 2.0 with more pre-built plans covering sectors like Defence, a more intuitive interface, and greater flexibility to combine single stocks and ETFs into individual plans.
  • Opening an XTB account is a hassle-free, entirely online process that takes just a few minutes, making the entry into day trading smooth for new traders.
  • First-class 24/5 customer support is available, including a friendly live chat with response times of under two minutes during testing.
  • XTB has boosted its interest rate on uninvested balances and added zero-fee ISAs (On ETFs and real shares, or 0.2% with transactions over €100k) for UK clients with a huge range of markets available.
  • With an excellent range of educational materials, including training videos and articles integrated into the platform, XTB supports traders at all levels.
  • The Crypto.com Exchange platform offers sophisticated bots, including Dollar Cost Averaging (DCA), Time-Weighted Average Price (TWAP), and Grid Trading bots. These tools allow traders to automate strategies, including leveraged perpetual trades, minimizing manual effort and slippage.
  • Crypto.com has integrated TradingView charts, providing exactly the suite of charting and technical analysis tools day traders use to analyze short-term price movements.
  • The platform supports unified portfolio tracking across cryptocurrencies, stocks, ETFs, and more recently prediction markets and tokenized Wall Street stocks, all within a single interface, simplifying asset management for multi-asset traders and providing consolidated insights.
  • Crypto.com has expanded beyond crypto in some regions, offering over 9000 stocks and ETFs for traders looking to build diverse portfolios and opportunities in different sectors.
  • In 2026 Crypto.com brought in BTC Rewards for the Crypto.com Visa Signature® Credit Card, catering to crypto enthusiasts who not only trade in crypto but also want to spend in it.
Cons
  • The demo account expires after just four weeks, a serious limitation for traders who wish to thoroughly test the xStation platform and practice short-term strategies before committing real funds.
  • Trading fees are competitive with average spreads of around 1 pip on the EUR/USD but still trail the cheapest brokers like IC Markets, plus there's an inactivity fee after 12 months.
  • The research tools at XTB are good but could be great if they went beyond in-house features with access to leading third-party tools such as Autochartist, Trading Central and TipRanks.
  • XTB discontinued support for MT4, limiting traders to its proprietary platform, xStation, potentially deterring advanced day traders familiar with the MetaTrader suite.
  • XTB does not offer a raw spread account, which is becoming increasingly common among competitors like Pepperstone, and may disappoint day traders looking for the tightest spreads.
  • The app's high bid-ask spreads on many coins can be costly for traders placing market orders. Wide spreads mean the price you pay when buying is noticeably higher than the price you receive when selling, cutting into profits, especially on lower-volume trades.
  • Withdrawal fees apply to crypto transfers and fiat withdrawals, and these can be significant for active traders making smaller transfers. The minimum withdrawal limits are also relatively high, which restricts flexibility for managing smaller portfolios or quick liquidity needs.
  • Customer support primarily relies on chatbots and email, with limited reliable phone support from our testing. This can lead to delays in resolving urgent issues, such as account access or transaction problems, which can be frustrating for crypto day traders who need quick assistance.
InstrumentsCFDs on shares, Indices, ETFs, Raw Materials, Forex currencies, cryptocurrencies, Real shares, Real ETFsCrypto, Stocks, ETFs, OTC Options, Tokenized Stocks, Prediction Markets and Strike Options (US only)
Demo AccountYesNo
Minimum Deposit$0Varies by payment method
Trading Platforms
  • xStation
  • Own
  • TradingView
Payment MethodsPayment methods include Visa, Wire Transfer, Paypal, Debit / Credit Card and Skrill but vary based on the country of registration.
Minimum Trade0.01 Lots$1
RegulatorFCA, CySEC, KNF, DFSA, FSC, SCA, CMF, BappebtiMAS, AMF, CySEC, CBI, ASIC, FINTRAC, CIMA, VARA, OAM, HCMC, CFTC, OSC, KoFIU, FCA (registered for MLR only), SEC (securities only)
Margin TradingYesYes
Margin Rate4.5%–
STP AccountYesNo
ECN AccountNoNo
DMA AccountNoNo
MAM AccountNoNo
PAMM AccountNoNo
LAMM AccountNoNo
Demat AccountNoNo
AI / Machine LearningNoNo
Robo AdvisorNoNo
Negative Balance ProtectionYesNo
Market MakerYesNo
P2P TradingNoNo
Spot TradingYesYes
Mobile AppsiOS & AndroidiOS & Android
App ReviewYear after year XTB's app stands out for its slick design and uncluttered interface that we love. It’s quick, responsive and packed with useful features, notably integrated sentiment data, market news, economic calendars and education. The user-friendly order panel underneath the trading chart also makes placing trades, including adding take profit and stop loss levels, really straightforward.–
Android App Rating
4.1
4.5
iOS App Rating
4.7
4.7
Auto Trading–DCA Auto-Staking
Copy TradingNoNo
Social TradingNoNo
Trade SignalsNo–
VPS HostingNoNo
TournamentsNoNo
Demo CompetitionsNoNo
Ethical InvestingYesNo
Custodial AccountNoNo
Guaranteed Stop LossNoNo
Inactivity Fee€/$10 per month after 365 days$5
Islamic AccountYesNo
Account Currencies
  • USD
  • EUR
  • GBP
  • USD
  • EUR
  • GBP
  • CAD
  • AUD
  • NZD
  • ZAR
  • TRY
  • SEK
  • NOK
  • DKK
  • CHF
  • HKD
  • PLN
  • CZK
  • AED
  • SAR
  • HUF
  • BRL
  • KES
Stock Exchanges–
Commodities–
CFD Trading
OverviewXTB offers a huge selection of CFDs spanning forex, indices, commodities, stocks, ETFs, and cryptos (location-dependent). Leverage up to 1:30 is available in the EU and UK, while global clients and pro traders can access up to 1:500. XTB stands out for its CFD trading resources and tutorials to assist traders in developing short-term trading strategies.CFD trading not offered
Leverage1:500–
FTSE Spread1.8–
GBPUSD Spread1.4–
Oil Spread0.03–
Stocks Spread0.2%–
Forex Trading
OverviewXTB provides access to 70+ currency pairs with low spreads averaging around 1 pip on majors. The xStation platform offers an intuitive environment for forex traders with an excellent charting package encompassing 30+ indicators, plus a range of order types, catering to various strategies and risk management techniques. Forex trading not offered
GBPUSD Spread1.4–
EURUSD Spread1.0–
EURGBP Spread1.4–
Assets70+–
Cryptocurrency
OverviewXTB offers an excellent selection of cryptos with more than 50 digital currencies. Spreads are tight starting from 0.22% on BTC and leverage reaches 1:5. The xStation platform also provides intra-crypto pairs like ETH/BTC and DSH/BTC. With the capability to trade cryptos 24/7, XTB ensures a secure environment with transparent accounts for cryptocurrency day trading.Crypto.com has bolstered its suite of cryptos, now offering more than 400 digital tokens, from Bitcoin through to lesser-known options. Crypto.com supports both spot and derivative trading, as well as sophisticated algo trading through custom strategies and APIs.
Spread0.22%0.075% (spot), 0.034% (derivatives)
Coins
  • ADA
  • BTC
  • BCH
  • DSH
  • EOS
  • ETH
  • IOTA
  • LTC
  • NEO
  • XRP
  • XLM
  • TRX
  • XEM
  • XLM
  • XMR
  • DOGE
  • BNB
  • LINK
  • UNI
  • DOT
  • XTZ
  • BTC
  • CRO
  • ETH
  • XRP
  • LTC
  • EOS
  • XLM
  • USDC
  • ATOM
  • LINK
  • XTZ
  • BCH
  • VET
  • ICX
  • ADA
  • ENJ
  • ALGO
  • KNC
  • NEO
  • DAI
  • PAXG
  • BAT
  • COMP
  • OMG
  • MANA
  • QTUM
  • CELR
  • MKR
  • UNI
  • YFI
  • BAND
  • EGLD
  • WBTC
  • AAVE
  • DOT
  • REN
  • ONT
  • LRC
  • CRV
  • ZIL
  • GRT
  • BNT
  • KSM
  • SKL
  • NEAR
  • SNX
  • BAL
  • STX
  • DOGE
  • UMA
  • FLOW
  • SAND
  • ZRX
  • FIL
  • THETA
  • ANKR
  • MATIC
  • CHZ
  • OCEAN
  • WAVES
  • RLY
  • STORJ
  • HOT
  • 1INCH
  • OGN
  • ONE
  • KAVA
  • CHR
  • SUSHI
  • SOL
  • AVAX
  • NKN
  • VTHO
  • RARI
  • AUDIO
  • RSR
  • SHIB
  • RLC
  • SC
  • CKB
  • FORTH
  • INJ
  • CTSI
  • MIR
  • TRB
  • TFUEL
  • AXS
  • NANO
  • GTC
  • AMP
  • BOSON
  • IQ
  • LUNA
  • RUNE
  • SLP
  • KEEP
  • FET
  • PENDLE
  • EFI
  • ETC
  • HNT
  • PLA
  • CQT
  • QUICK
  • YGG
  • MASK
  • DERC
  • ALICE
Crypto LendingNoYes
Crypto MiningNoNo
Crypto StakingNoYes
Auto Market MakerNoNo
Binary Options
OverviewBinary options trading not offeredCrypto.com offers binary-style trading with Yes/No strike options and event contracts. After Nadex folded into its platform in December 2025, Crypto.com is now the primary CFTC-regulated binary provider for retail traders in the US. Its strike options have exchange-like mechanics with probability-priced contracts that settle in the money at a set value or settle out of the money at $0. With expiries as short as 5 minutes and a wide range of underlying markets, including US indices, currencies, and commodities, Crypto.com is a great fit for mobile traders familiar with binary options.
Payout–Up to $10 per contract (some event contracts can be $100), minus fees%
Expiry Times–5 minutes to event cutoffs, can be hours, days and longer depending on contract
Ladder OptionsNoNo
Boundary OptionsNoNo

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 69-80% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money