Ethereum Payments Brokers 2026
Cryptocurrency represents an exciting new market in which to speculate and invest. However, coins such as Ethereum (ETH) also have real-world utility as a payment method to add and withdraw funds to brokerage accounts. An increasing number of brokerages are accepting Ethereum deposits, providing crypto investors with a seamless payment solution and anonymity.
This guide uncovers the benefits and risks of funding your account with Ethereum, from network confirmation times to transfer fees and limits. We have also compiled a list of the best brokerages that accept Ethereum payments in 2026.
Best Ethereum Payment Exchanges
We recommend these 6 brokers that support Ethereum payments, based on our tests:
This is why we think these brokers are the best in this category in 2026:
- UnitedPips - Operating since 2016 and based in Saint Lucia, UnitedPips is a non-dealing desk broker serving clients in over 137 countries. It specializes in CFD trading across around 80+ assets with high leverage up to 1:1000.
- Plexytrade - Established in 2024 and headquartered in Saint Lucia, Plexytrade is an ECN/STP broker. Geared towards active traders, it supports four account options, crypto deposits and withdrawals, plus very high leverage up to 1:2000 made possible by its unregulated status.
- xChief - xChief is a foreign exchange and CFD broker, established in 2014. The company is based offshore and registered with the VFSC and FMA. Users can choose between a wide selection of accounts and base currencies, making ForexChief accessible to global traders. The brand also stands out for its no deposit bonus and fee rebates for high-volume traders.
- Gemini - Gemini is a cryptocurrency exchange set up in 2014 by the Winklevoss brothers, known for their early involvement in Facebook. The exchange is among the world’s 20 largest and most popular. Gemini clients can trade and stake 110+ cryptocurrencies, with derivatives trading available in some jurisdictions, an advanced proprietary platform and additional features including an NFT marketplace.
- Kraken - Kraken is a leading cryptocurrency exchange with a proprietary trading terminal and a list of 220+ tradeable crypto tokens. Up to 1:5 leverage is available with stable rollover fees on spot crypto trading and up to 1:50 on futures. The exchange also supports crypto staking and has an interactive NFT marketplace.
- Crypto.com - Crypto.com is one of the biggest names in cryptocurrency trading, developed with the aim to expedite the world's transition to DeFi technologies. The crypto exchange offers token lending, pre-paid cards, NFTs and more. The firm was established in Germany in 2016 and its quality is proven by its 150 million users.
Compare The Best Ethereum Payments Brokers
| Broker | Minimum Deposit | Instruments | Platforms | Leverage |
|---|---|---|---|---|
| UnitedPips | $10 | CFDs, Forex, Precious Metals, Crypto | UniTrader | 1:1000 |
| Plexytrade | $50 | CFDs, Forex, Indices, Stocks, Commodities, Crypto | MT4, MT5 | 1:2000 |
| xChief | $10 | CFDs, Forex, Metals, Commodities, Stocks, Indices | MT4, MT5 | 1:1000 |
| Gemini | $0 | Cryptos | ActiveTrader, AlgoTrader, TradingView | - |
| Kraken | $10 | Cryptos | AlgoTrader, Quantower | - |
| Crypto.com | Varies by payment method | Crypto, Stocks, ETFs, Prediction Markets and Strike Options (US only) | Own | - |
UnitedPips
"UnitedPips is ideal for traders seeking leveraged trading opportunities, the security of fixed spreads, and the flexibility to deposit, withdraw, and trade cryptocurrencies - all in one sleek TradingView-powered platform."
Christian Harris, Reviewer
UnitedPips Quick Facts
| Demo Account | Yes |
|---|---|
| Instruments | CFDs, Forex, Precious Metals, Crypto |
| Regulator | IFSA |
| Platforms | UniTrader |
| Minimum Deposit | $10 |
| Minimum Trade | 0.01 Lots |
| Leverage | 1:1000 |
| Account Currencies | USD |
Pros
- UnitedPips’ platform performs well, with an intuitive design that will appeal to beginners, while the TradingView integration delivers powerful charting tools without overwhelming users, making it straightforward to execute trades efficiently.
- UnitedPips offers impressive leverage up to 1:1000 with zero swap fees or commissions, which can enhance potential returns for day traders and swing traders looking to control prominent positions with less capital.
- Although being handed off mid-chat due to shift changes during testing was frustrating, customer support is generally good with quick, helpful responses, and 24/7 support via phone and email for regional teams is a definite advantage.
Cons
- UnitedPips lacks comprehensive research, while the educational content for beginner traders is woeful. Compared to brokers like eToro, which offers tutorials, webinars, and advanced courses, UnitedPips offers minimal resources to help new traders understand key concepts.
- Unlike brokers such as IG, UnitedPips is an offshore broker not regulated by any 'green tier' financial authorities, raising concerns for traders seeking assurance and protection under well-established regulatory frameworks.
- UnitedPips' selection of tradable instruments is still minimal, comprising a bare minimum selection of forex, metals and crypto. There are no equities, indices or ETFs, which may be a drawback for experienced traders looking for diverse opportunities.
Plexytrade
"Plexytrade is a newcomer in the brokerage scene with attention-grabbing features like 1:2000 leverage, zero spreads on select instruments and fast execution speeds of less than 46 milliseconds. However, the absence of regulation is a significant concern, while the non-existent research and educational tools place it far behind industry frontrunners."
Plexytrade Quick Facts
| Demo Account | Yes |
|---|---|
| Instruments | CFDs, Forex, Indices, Stocks, Commodities, Crypto |
| Platforms | MT4, MT5 |
| Minimum Deposit | $50 |
| Minimum Trade | 0.01 |
| Leverage | 1:2000 |
| Account Currencies | USD, EUR |
Pros
- There are various VPS packages starting from $50 per month, but they become complimentary once specific deposit thresholds are reached.
- Plexytrade accommodates a range of trading methods and short-term strategies, including scalping, hedging, and automated trading.
- Plexytrade offers among the highest leverage we’ve seen, up to 1:2000, catering to advanced traders willing to forego regulatory protections.
Cons
- There are no social or copy trading features for inexperienced traders to replicate the trades of more experienced investors, trailing category leaders like eToro.
- Deposits and withdrawals are exclusively facilitated through cryptocurrencies, as Plexytrade does not support bank cards, bank wire transfers, or e-wallets.
- There are no research and educational materials, falling short of alternatives like IG, while access to the economic calendar is restricted to clients with balances of $500.
xChief
"xChief continues to prove popular with investors looking to trade highly leveraged CFDs on the popular MetaTrader platforms. The broker's rebate scheme and investment accounts will particularly appeal to seasoned traders. However, the lack of top-tier regulatory oversight is a major drawback."
William Berg, Reviewer
xChief Quick Facts
| Demo Account | Yes |
|---|---|
| Instruments | CFDs, Forex, Metals, Commodities, Stocks, Indices |
| Regulator | ASIC |
| Platforms | MT4, MT5 |
| Minimum Deposit | $10 |
| Minimum Trade | 0.01 Lots |
| Leverage | 1:1000 |
| Account Currencies | USD, EUR, GBP, JPY, CHF |
Pros
- Traders can access a copy trading solution via the MetaQuotes Signals service
- xChief delivers a high-quality day trading environment via the MT4 and MT5 platforms, with market-leading charts, indicators and tools
- xChief offers STP/ECN execution with low spreads from 0.0 pips and low commission rates starting from $2.50 per side
Cons
- Fees and minimums are imposed on most withdrawal methods, including a €60 minimum for SWIFT bank transfers
- The Classic+ and Cent accounts provide access to fewer instruments than the other account types, at 50+ and 35+, respectively
- xChief is an offshore broker with weak regulatory oversight from the VFSC, so traders will receive limited safeguards
Gemini
"Gemini’s ActiveTrader platform and TradingView integration make it a good choice for serious crypto traders seeking a reliable charting environment, though we were disappointed by some unnecessary fees and previous security breaches."
Michael MacKenzie, Reviewer
Gemini Quick Facts
| Demo Account | No |
|---|---|
| Instruments | Cryptos |
| Regulator | NYDFS, MAS, FCA |
| Platforms | ActiveTrader, AlgoTrader, TradingView |
| Minimum Deposit | $0 |
| Minimum Trade | 0.00001 BTC |
| Account Currencies | USD, EUR, GBP, CAD, AUD, HKD, SGD |
Pros
- There is a decent range of educational guides and tutorials suitable for beginners
- The exchange ensures high security standards with 2FA a requirement for all crypto investors
- The trading app features a user-friendly, modern design and intuitive interface, with an excellent range of charting tools for day traders
Cons
- There is no practice profile or demo account for prospective traders
- There are high fees for some funding methods including a 3.49% fee for card transactions
- Some larger coins by market cap are not available to buy through Gemini
Kraken
"Kraken will suit traders looking for a diverse list of cryptos including Bitcoin and a good security track record."
Kraken Quick Facts
| Demo Account | Yes |
|---|---|
| Instruments | Cryptos |
| Regulator | FCA, FinCEN, FINTRAC, AUSTRAC, FSA |
| Platforms | AlgoTrader, Quantower |
| Minimum Deposit | $10 |
| Minimum Trade | Variable |
| Account Currencies | USD, EUR, GBP, CAD, AUD, JPY, CHF |
Pros
- Mobile investing
- Very good security track record with no hacks in a decade since launch
- Low exchange fees on Kraken Pro
Cons
- Slow verification process on Pro account
- Does not accept fiat deposits
- Slow verification times
Crypto.com
"Crypto.com is a snug fit for aspiring crypto traders who want to buy, sell and trade over 400 digital tokens. Its strike options and prediction markets spanning financial, economic, election, sport, and cultural events via its CFTC-regulated entity also make it a secure option for US traders interested in binary-style contracts on an intuitive app."
Crypto.com Quick Facts
| Demo Account | Yes |
|---|---|
| Instruments | Crypto, Stocks, ETFs, Prediction Markets and Strike Options (US only) |
| Regulator | SEC, FCA, MAS, AMF, CySEC, CBI, ASIC, FINTRAC, CIMA, VARA, OAM, HCMC, CFTC, OSC, KoFIU |
| Platforms | Own |
| Minimum Deposit | Varies by payment method |
| Minimum Trade | $1 |
| Account Currencies | USD, EUR, GBP, CAD, AUD, NZD, ZAR, TRY, SEK, NOK, DKK, CHF, HKD, PLN, CZK, AED, SAR, HUF, BRL, KES |
Pros
- The Crypto.com Exchange platform offers sophisticated bots, including Dollar Cost Averaging (DCA), Time-Weighted Average Price (TWAP), and Grid Trading bots. These tools allow traders to automate strategies, including leveraged perpetual trades, minimizing manual effort and slippage.
- Crypto.com uses a cold wallet solution that integrates multi-signature technology and geographic distribution to enhance security. This approach ensures robust protection of user assets with highly secure offline storage.
- Crypto.com has expanded beyond crypto in some regions, offering over 5000 stocks and ETFs for traders looking to build diverse portfolios and opportunities in different sectors.
Cons
- Customer support primarily relies on chatbots and email, with limited reliable phone support from our testing. This can lead to delays in resolving urgent issues, such as account access or transaction problems, which can be frustrating for crypto day traders who need quick assistance.
- Withdrawal fees apply to crypto transfers and fiat withdrawals, and these can be significant for active traders making smaller transfers. The minimum withdrawal limits are also relatively high, which restricts flexibility for managing smaller portfolios or quick liquidity needs.
- The app's high bid-ask spreads on many coins can be costly for traders placing market orders. Wide spreads mean the price you pay when buying is noticeably higher than the price you receive when selling, cutting into profits, especially on lower-volume trades.
How Did We Choose The Best Ethereum Brokers?
To reveal the top Ethereum brokers, we:
- Referred to our database of 500 online trading platforms and exchanges, shortlisting all those that accept Ethereum payments
- Verified that they support Ethereum deposits and withdrawals for day trading
- Sorted them by their total score, based on over 100 data entries and insights from our extensive tests
Ethereum Payments Explained
Ethereum is a digital network that allows users to make payments in its currency tokens, Ether or ETH. But while many utilize the crypto as a speculative instrument, long-term investment or an interest-generating savings asset, tokens can also facilitate 24/7 digital payments across the globe in a decentralized currency.
Before getting into the specifics of using Ether to make deposits and withdrawals to an online broker, our experts have created a quick introduction to how token transfers work…
After purchasing or receiving Ethereum coins into an online wallet, investors can transfer these tokens to an ETH-compatible payment address to make transactions. These transfers can be made via QR code when using a mobile investing app or a unique wallet address on a desktop device.
While payment methods such as PayPal, Apple Pay and bank transfers often have geographical or currency restrictions, Ethereum tokens do not discriminate. This makes Ether an excellent option for cross-border payments to offshore brokerages.
However, for transactions to be verified by the network, traders often pay block or gas fees, which compensate other token holders for providing the network on which payments are made.
Here are a few ways in which Ethereum payments and smart contracts can be used by traders:
Brokerages
When we investigated brokerages that accept Ethereum payments, we found that an increasing number of platforms are facilitating crypto deposits, including Binance.
Many brokerages will convert Ether payments into a fiat currency such as USD, EUR or GBP to use in margin investing. However, some online investing services use crypto base currency support to provide ETH-based accounts that facilitate direct Ethereum trading. We have compiled a detailed guide to choosing the top Ethereum brokers.
In addition, traders can use Ether to pay for stocks, as margin for forex and CFDs, or to speculate on futures markets.
Cryptocurrency Exchanges
Ethereum is one of the most prominent cryptocurrencies in the decentralized space behind only Bitcoin. As such, we could not find a single cryptocurrency exchange or investing platform that did not support Ethereum deposits and withdrawals.
Adding Ether to an exchange can serve investors in several ways. This includes using a platform that supports high-yield staking, using crypto as margin for loans or simply accessing preferable exchange spreads and fees.
Payment Timelines
Speedy payment transaction times are crucial in the retail investing space. Traders often need to add funds quickly to capitalize on a market opportunity or add margin to maintain a position.
When we used Ether as a deposit and withdrawal method, we found that payment times ranged from 15 seconds to 5 minutes on average.
However, network speed also depends on how many people are making payments at any one time. Events such as NFT sales have caused transaction times to spike up to 4 hours.
When making a withdrawal using Ethereum, providers will often need to make checks and process the transaction independently of network times. This holding period usually is less than 24 hours and ensures that money laundering and finance compliance checks can be made.
Transfer Fees
Choosing a payment method with the lowest fees is a priority for many traders, with hefty charges potentially eating into hard-earned profits.
While Ethereum deposit and withdrawal fees vary from broker to broker, charges on this side of the transaction are usually small, if not zero. However, when making Ethereum payments, traders must also consider the ‘gas’ or network fees per transaction.
Similar to transaction times, Ether prices fluctuate based on network availability, with higher charges to pay during peak times and lower fees during less busy hours. Average fees change daily but are down considerably from highs in its history of over $70 in May 2021– fees averaged $7.17 in 2023.
While Ether transfer fees are lower than Bitcoin payments, some traders still feel that these are too high. And importantly, many alternative payment methods supported by online brokerages are fee-free for deposits and withdrawals.
Security
Due to cryptocurrency’s patchy reputation, some traders may be hesitant to use Ethereum to deposit and withdraw to their online brokerage accounts.
However, Ether is a trusted and secure payment network trusted by millions of investors around the world. All transactions are recorded on the blockchain and can be viewed via the Ethereum.org payment tracker.
This said, there are dangers when making Ethereum payments. For example, suppose you make a mistake when transferring ETH to your broker’s wallet. In that case, there is no way to refund the tokens to your own address. As a result, it’s always better to use payment links rather than manually input a wallet address.
This quality also means that scammers that take control of an account can anonymously withdraw Ether from a wallet or brokerage. Fortunately, the best online brokerages and wallet providers allow users to set up additional security measures through two-factor authentication.
Benefits Of Ethereum Deposits For Traders
- Ability to cap gas fees
- Gas fees calculator available online
- Processing times can be competitive
- Secure blockchain-based payment system
- Cross-border deposits are quick and easy
- Decentralized currency eliminates forex fees
- Ether transfer fees are far lower vs bitcoin payments
- Potential for low minimum deposit and withdrawal amounts
- A growing list of platforms that accept Ethereum deposit requests
Problems With Ethereum Deposits For Traders
- Costs and speed can spike during high volumes
- Fees are more expensive than traditional payment methods
- Not widely supported by investing brokerages and platforms
- The Ether payment system is not as streamlined as standard payment methods
How To Deposit Using Ethereum
To help you make Ethereum payments to your brokerage quickly and easily, our experts have created this guide to making crypto deposits.
Create/Log In To An Account
After finding exchanges that accept Ethereum payments, the first step is to create an account. Brokerages like FXCC usually require an email address, postal address, full name and password, with additional information needed later for identity verification.
Once an account is set up, log in to the client portal using your registered email address and password.
Locate Wallet
Once securely logged in to the client portal, navigate to your wallet area. This is often labelled “add funds” or “deposit funds”.
Select Payment Method
Most platforms support a wide selection of payment methods, such as PayPal, bank transfer, Skrill, Neteller, Visa and Mastercard credit/debit cards, plus cryptocurrencies. Find the Ether option and select it.
Specify Funding Amount
Some accounts that accept Ethereum will require investors to specify the amount of Ether they wish to deposit, either as an ETH or USD value.
Generate Wallet Address
Next, the brokerage will generate a unique wallet address for this transaction via a payment gateway, which will only work for Ethereum payments. Make a note of this address carefully, as a mistake here will mean that your funds could be sent to the wrong address and lost.
Add Funds
Log in to the wallet or exchange where your Ether tokens are held, and find the section in which users can make outgoing transfers. Then, input the wallet address carefully, along with the desired value of tokens to transfer.
Make the payment, and within 5-30 minutes under normal network conditions, your funds should have arrived with your online brokerage, minus any gas fees.
Are Ethereum Payments Good For Day Trading?
Ethereum deposits are an excellent option for traders who deal mainly in cryptocurrency or want to make recurring payments cross-borders and avoid lengthy wire transfer waiting times and forex fees. While not many brokerages currently offer the option to pay in crypto coins, more platforms are starting to adopt this payment method. However, investors should ensure that wallet addresses are correct when making transfers.
Use our list of the top brokerages that accept Ethereum deposits and withdrawals to get started.
FAQ
What Are The Average Fees For Ethereum Deposits To Brokerage Accounts?
Despite Ether fees spiking up to over $70 in 2021, prices dipped back down to around $7.17 in 2023. That said, prices fluctuate significantly year on year. Most investing platforms that accept Ethereum also waive fees at the deposit stage, though there may be a charge when it comes to making a withdrawal.
Does ETH Allow Instant Deposits To Investing Accounts?
On average, the Ether network will process payments in between 5 and 30 minutes. However, low utilization can see transaction time drop into seconds, while high activity can drive times as high as 4 hours.
What Are Ethereum Deposit Fees Vs Bitcoin Charges To Brokerage Accounts?
Ether fees are far lower than Bitcoin’s, even in peak network times, by a significant percentage. For this reason, many traders favour Ethereum payments over the crypto coin’s main rival.
Can I Track My Ethereum Brokerage Payment?
Interested parties can view all the payments made on the Ether network online. However, the details of the sending and receiving parties are entirely anonymous. Head to the official Ether payment tracker for more details – Ethereum.org. Here you can also find details of the latest updates and news on queues, thresholds, and fee reductions.
Are Ethereum Deposits To Investing Platforms Free?
Many brokerages that have accepted Ethereum payments do not charge additional fees for deposits and withdrawals, though this varies between investing services. We have ranked the best brokerages that accept Ethereum payments. Use our full reviews to find a low-cost or free provider.