Plum vs DEGIRO

Plum vs DEGIRO Comparison Table 2023
Plum Review 2023	DEGIRO Review 2023
Review 3	Review 2.8
Traders from US not accepted	Traders from US not accepted
Plum is an financial app that empowers users to save and trade. The investing platform is available in 10 European countries with offices in the UK, Greece and Cyprus. Over 1.5 million clients and have invested more than £1 billion with the firm.	DEGIRO is a Netherlands-headquartered broker with millions of users and authorization from leading regulators, including the BaFin and FCA. Clients can access global exchanges anytime, anywhere, and on any device. DEGIRO offers stock trading with exceptionally low fees and a huge range of markets. DEGIRO are not CFD brokers and do not offer CFDs.
	Investing involves risk of loss
Comment by Reviewer
"Plum is a great option for traders looking for a user-friendly savings, budgeting and investment app. The £1 minimum deposit, pre-built funds and fractional shares will especially appeal to beginners."	"Degiro is perfect for low-cost stock trading on US, UK and European markets with a straightforward platform and app. Casual investors will appreciate that there are no inactivity fees while long-term traders will rate the wide selection of ETFs."
Pros
Commission-free trading on 3000+ stocks with manual or automatic investments Pre-built funds based on a market sector or ESG initiatives with portfolio auto-rebalancing Savings account available with expenditure analysis and free withdrawals Interest rates on uninvested cash are competitive up to 4.21% AER Low minimum investment of £1 plus fractional shares Regulated by the FCA Bill provider analysis	Low minimum deposit Multiple account currencies Commission-free stock trading Access 50 exchanges in 30 countries Beginner-friendly platform and app Regulated by BaFin and FCA No inactivity fee 90+ global awards 2+ million users
Cons
Monthly subscription fees apply to access the full suite of services and best trading conditions Limited price analysis features such technical indicators and custom charting for experienced traders Limited payment methods with bank transfer only Narrow product portfolio compared to alternatives The app is only available in European regions No demo account available	No copy trading No demo account No MT4 integration No CFD trading Few payment methods
Awards
	Best Online Broker - Qualebroker 2022 (Italy) Best Broker For ETFs And Investment Funds - Qualebroker 2022 (Italy) Best Discount Broker - Broker Chooser 2022 (UK) Best Broker For Stock Trading - Broker Chooser 2022 (UK)
Instruments
Stocks, ETFs	Stocks, ETFs, Bonds, Futures, Options, Warrants
Demo Account
No	No
Minimum Deposit
£2	$0
Trading Platforms
Own	Own
Payment Methods
Wire Transfer	Sofort Trustly Wire Transfer
Minimum Trade
£1	Variable
Regulator
FCA	BaFin, FCA
Margin Trading
No	Yes
Margin Rate
	4%
STP Account
No	No
ECN Account
No	No
DMA Account
No	Yes
MAM Account
No	No
PAMM Account
No	No
LAMM Account
No	No
Demat Account
No	No
AI / Machine Learning
No	No
Robo Advisor
Yes	No
Negative Balance Protection
No	Yes
Market Maker
No	No
P2P Trading
No	No
Spot Trading
No	No
Mobile Apps
iOS & Android	iOS, Android & Windows
Copy Trading
No	No
Social Trading
No	No
VPS Hosting
No	No
Tournaments
No	No
Demo Competitions
No	No
Ethical Investing
No	Yes
Custodial Account
No	Yes
Guaranteed Stop Loss
No	No
Inactivity Fee
	$0
Islamic Account
No	No
Account Currencies
EUR GBP	USD EUR GBP SEK NOK DKK CHF PLN CZK
Stock Exchanges
Euronext Japan Exchange Group London Metal Exchange New York Stock Exchange	Australian Securities Exchange Borsa Italiana Chicago Mercantile Exchange Deutsche Boerse Euronext Hong Kong Stock Exchange London Stock Exchange Nasdaq New York Stock Exchange SIX Swiss Exchange Tokyo Commodity Exchange Toronto Stock Exchange
Commodities
	Aluminium Coffee Cannabis Copper Cotton Gasoline Gold Livestock Oil Silver

Review	Review
	Investing involves risk of loss
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