Personal Capital vs Revolut

Personal Capital vs Revolut Comparison Table 2024
Personal Capital	Revolut
Review 3.3	Review 3.1

Empower (formerly Personal Capital) is a popular, SEC-regulated US financial advisory and investment platform that offers pensions, ready-made investment plans and do-it-yourself, commission-free investing through a large range of mutual funds, ETFs, individual equities and fixed-income securities. The broker has an impressive 3.4 million clients.	Revolut is a popular financial app that also offers trading on stocks, metals and digital currencies. The brand has over 25 million users worldwide with a choice of accounts, tools and services to suit different needs and budgets, including online investing and currency exchange.
Comment by Reviewer
"Personal Capital (now Empower) is a great option for investors seeking a flexible way to build an investment portfolio or pension plan. It is a particularly good fit for US traders owing to the SEC oversight."	"Revolut is suitable for casual stock traders looking for an easy-to-use app with transparent fees and a low minimum investment."
Pros
FDIC-insured cash account with no minimum balance requirement Segregated client funds with a top-tier custodian bank A wealth of free financial analysis and planning tools Easy-to-use platform and financial dashboard Well-known and popular investing platform Strong regulatory oversight from SEC Mobile app	Multiple deposit and withdrawal options including wire transfer Good range of account types with different perks and fees Secure trading environment & login protocols Beginner-friendly mobile investing application No commissions or custody fees on stocks Send money to 200+ countries Straightforward joining process 24/7 live chat support No inactivity charge
Cons
Wealth management services only for customers with $100,000+ in invested assets No forex, futures or cryptocurrencies An annual advisory fee of 0.89% No demo account US residents only	Relatively narrow product range No advanced trading platform No margin trading
Awards
Best for Portfolio Management 2020
Instruments
Stocks, ETFs, Mutual Funds, Fixed Income	Stocks, Cryptos, Commodities
Demo Account
No	No
Minimum Deposit
$1 (Cash), $100,000 (Robo Advisor)	$0
Trading Platforms
Own	Own
Payment Methods
Wire Transfer	Apple Pay Credit Card Debit Card Google Wallet Mastercard Visa Wire Transfer
Minimum Trade
Variable	$1
Regulator
SEC
Margin Trading
No	No
STP Account
No	No
ECN Account
No	No
DMA Account
No	No
MAM Account
No	No
PAMM Account
No	No
LAMM Account
No	No
Demat Account
No	No
AI / Machine Learning
No	No
Robo Advisor
Yes	No
Negative Balance Protection
No	No
Market Maker
No	No
P2P Trading
No	No
Spot Trading
No	Yes
Mobile Apps
iOS & Android	iOS & Android
Auto Trading
Yes (Auto Portfolios)
Copy Trading
No	No
Social Trading
No	No
VPS Hosting
No	No
Tournaments
No	No
Demo Competitions
No	No
Ethical Investing
Yes	Yes
Custodial Account
No	No
Guaranteed Stop Loss
No	No
Inactivity Fee
	$0
Islamic Account
No	No
Account Currencies
USD	USD EUR GBP CAD AUD JPY ZAR SEK NOK DKK CHF HKD PLN CZK HUF
Stock Exchanges
Dow Jones Nasdaq New York Stock Exchange S&P 500	Nasdaq New York Stock Exchange
Commodities
	Gold Silver
Cryptocurrency
Crypto trading not offered	Invest in 100+ crypto tokens using 30+ fiat currencies. You can buy, sell and transfer cryptos on the iOS and Android app. We like that traders can also choose to round up leftover cash from card transactions in crypto and use their crypto balance to make card payments.
Spread
	2.5% commission for standard profiles
Coins
	ZRX 1INCH AAVE ALGO AMP ANKR BNT BAND BAT BTC BCH ADA CTSI CELO LINK CHL COMP ATOM CRV MANA DOGE ENJ EOS ETH FIL RLC ICP KEEP KNC LTC LRC MATIC MIR NKN NU NMR OMG OXT OGN DOT SKL SOL XLM STORJ SUSHI SNX TRB XTZ GRT UMA UNI XRP YFI
Crypto Lending
No	No
Crypto Mining
No	No
Crypto Staking
No	No
Auto Market Maker
No	No

Review	Review
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