Google Pay Brokers 2026
Google Pay is a popular digital wallet. It offers fast and secure payments with low fees and is free to download onto Apple and Android devices. The wallet is used by many active investors, favored for its flexibility and widespread integration with trading brokers.
In this review, we evaluate what Google Pay has to offer active traders, from deposits and withdrawal fees to payment limits and security. We also list the best trading brokers that accept Google Pay deposits in 2026.
Top 6 Google Pay Brokers
These are the 6 best brokers with Google Pay based on our hands-on tests:
-
1
Plus500USTrading in futures and options involves the risk of loss and is not suitable for everyone. -
2
CEX.IO -
3
Nexo -
4
Coinbase -
5
XM -
6
Pepperstone75-95% of retail investor accounts lose money when trading CFDs
Why Are These The Best Brokers That Accept Google Pay?
Here is a quick snapshot of why we think these are the top brokers for Google Pay:
- Plus500US is the best broker that supports Google Pay in 2026 - Plus500US is a well-established broker that entered the US market in 2021. Authorized by the CFTC and NFA, it provides futures trading on forex, indices, commodities, cryptocurrencies, and interest rates. With a 10-minute sign-up, a manageable $100 minimum deposit, and a straightforward web platform, Plus500 continues to strengthen its offering for traders in the US.
- CEX.IO - CEX.IO is one-stop-shop for crypto investors where you can buy and sell popular digital tokens, speculate on prices with margin trading and earn rewards through staking. Since it launched in 2013, more than five million traders have deposited over $7.5 billion. CEX.IO is registered with the FinCEN in the US and the GFSC in the EU.
- Nexo - Nexo is a centralized crypto exchange founded in 2018 in Bulgaria and today operates across some 200 jurisdictions from its base in Switzerland. It provides services including spot trading, futures trading, peer-to-peer loans, cold wallet storage and fiat-on ramps to buy crypto tokens. The crypto firm is registered with some respected financial authorities, such as the ASIC, and offers some fairly unique additional services including a credit card.
- Coinbase - Launched in 2012 as a platform enabling users to buy and sell Bitcoin via bank transfers, Coinbase has emerged as a crypto behemoth, expanding its services to include 240+ crypto assets, developing sophisticated trading platforms for retail investors, listing on the US Nasdaq, and securing licenses with multiple regulators. In May 2025, Coinbase also became the first crypto company to join the S&P 500, a milestone that enhances its credibility.
- XM - XM is a globally recognized forex and CFD broker with 15+ million clients in 190+ countries. Since 2009, this trusted broker has been delivering low trading fees across its growing roster of 1000+ instruments. It’s also highly regulated, including by ASIC, CySEC and DFSA and SCA in the UAE, and offers a comprehensive MetaTrader experience.
- Pepperstone - Established in Australia in 2010, Pepperstone is a top-rated forex and CFD broker with over 400,000 clients worldwide. It offers access to 1,300+ instruments on leading platforms MT4, MT5, cTrader and TradingView, maintaining low, transparent fees. Pepperstone is also regulated by trusted authorities like the FCA, ASIC, and CySEC, ensuring a secure environment for day traders at all levels.
Comparison of Top Brokers With Google Pay
Find the right Google Pay-supporting broker for your needs with our comparison of key features:
| Broker | Minimum Deposit | Instruments | Platforms | Regulators |
|---|---|---|---|---|
| Plus500US | $100 | Futures on Cryptocurrencies, Metals, Agriculture, Forex, Interest rates, Energy, Equity Index future contracts | WebTrader, App | CFTC, NFA |
| CEX.IO | $20 | Cryptos | TradingView | GFSC |
| Nexo | $10 | Cryptos | Nexo Pro | - |
| Coinbase | $0 | Crypto | Coinbase, Advanced Trade, Wallet, NFT, TradingView | FinCEN, FCA, CBoI, MAS, OAM, DNB, BdE |
| XM | $5 | CFDs, Forex, Stocks, Commodities, Indices, Thematic Indices, Precious Metals, Energies | MT4, MT5, TradingCentral | CySEC, DFSA, SCA, FSCA, FSA, FSC Belize, FSC Mauritius |
| Pepperstone | $0 | CFDs, Forex, Currency Indices, Stocks, Indices, Commodities, ETFs, Crypto, Spread Betting | MT4, MT5, cTrader, TradingView, AutoChartist, DupliTrade, Quantower | FCA, ASIC, CySEC, DFSA, CMA, BaFin, SCB |
How Safe Are These Google Pay Trading Platforms?
How reliable are the top brokers for Google Pay and how do they help safeguard your deposits and withdrawals?
| Broker | Trust Rating | Guaranteed Stop Loss | Negative Balance Protection | Segregated Accounts |
|---|---|---|---|---|
| Plus500US | ✘ | ✘ | ✔ | |
| CEX.IO | ✘ | ✔ | ✔ | |
| Nexo | ✘ | ✘ | ✘ | |
| Coinbase | ✘ | ✘ | ✔ | |
| XM | ✘ | ✔ | ✔ | |
| Pepperstone | ✘ | ✔ | ✔ |
Google Pay Mobile Trading Comparison
Are these brokers accepting Google Pay also good for trading on mobile?
| Broker | Mobile Apps | iOS Rating | Android Rating | Smart Watch App |
|---|---|---|---|---|
| Plus500US | iOS & Android | ✘ | ||
| CEX.IO | iOS & Android | ✘ | ||
| Nexo | iOS & Android | ✘ | ||
| Coinbase | iOS & Android | ✘ | ||
| XM | iOS, Android & Windows | ✘ | ||
| Pepperstone | iOS & Android | ✘ |
Are The Top Google Pay Brokers Good For Beginners?
Beginners should use Google Pay brokers that first support trading with virtual money (a demo account) and provide support to help new traders get started.
| Broker | Demo Account | Minimum Deposit | Minimum Trade | Education Rating | Support Rating |
|---|---|---|---|---|---|
| Plus500US | ✔ | $100 | Variable | ||
| CEX.IO | ✘ | $20 | $1 | ||
| Nexo | ✘ | $10 | $30 | ||
| Coinbase | ✘ | $0 | $2 | ||
| XM | ✔ | $5 | 0.01 Lots | ||
| Pepperstone | ✔ | $0 | 0.01 Lots |
Are The Top Google Pay Brokers Good For Advanced Traders?
Are these brokers that accept Google Pay deposits good for advanced traders?
| Broker | Automated Trading | VPS | AI | Pro Account | Leverage | Low Latency | Extended Hours |
|---|---|---|---|---|---|---|---|
| Plus500US | - | ✘ | ✘ | ✘ | Variable | ✔ | ✘ |
| CEX.IO | API | ✘ | ✘ | ✘ | - | ✘ | ✘ |
| Nexo | - | ✘ | ✘ | ✘ | - | ✘ | ✘ |
| Coinbase | - | ✘ | ✘ | ✘ | - | ✘ | ✘ |
| XM | Expert Advisors (EAs) on MetaTrader | ✔ | ✔ | ✘ | 1:1000 | ✔ | ✘ |
| Pepperstone | Expert Advisors (EAs) on MetaTrader | ✔ | ✘ | ✔ | 1:30 (Retail), 1:500 (Pro) | ✔ | ✘ |
Compare The Detailed Ratings Of The Top Brokers Accepting Google Pay
Uncover how the top brokers for Google Pay deposits compare in core areas following our in-depth assessments.
| Broker | Trust | Platforms | Assets | Mobile | Fees | Accounts | Research | Education | Support |
|---|---|---|---|---|---|---|---|---|---|
| Plus500US | |||||||||
| CEX.IO | |||||||||
| Nexo | |||||||||
| Coinbase | |||||||||
| XM | |||||||||
| Pepperstone |
How Popular Are These Brokers With Google Pay?
Many traders who use Google Pay for deposits and withdrawals prefer popular brokers (with the most clients):
| Broker | Popularity |
|---|---|
| Coinbase | |
| CEX.IO | |
| XM | |
| Nexo | |
| Pepperstone |
Why Choose Plus500US For Google Pay Deposits?
"Plus500US stands out as an excellent choice for beginners, offering a very user-friendly platform, low day trading margins, and access to the Futures Academy to enhance trading skills. Its powerful tools and reliable service helped it scoop second place in DayTrading.com's annual 'Best US Broker' award."
Michael MacKenzie, Reviewer
Plus500US Quick Facts
| Demo Account | Yes |
|---|---|
| Instruments | Futures on Cryptocurrencies, Metals, Agriculture, Forex, Interest rates, Energy, Equity Index future contracts |
| Regulator | CFTC, NFA |
| Platforms | WebTrader, App |
| Minimum Deposit | $100 |
| Minimum Trade | Variable |
| Leverage | Variable |
| Account Currencies | USD |
Pros
- The trading app provides a terrific user experience with a modern design, a clean layout and mobile-optimized charts
- Plus500US excels for its low fees with very competitive day trading margins and no inactivity fees, live data fees, routing fees, or platform fees
- The Futures Academy is an excellent resource for new traders with engaging videos and easy-to-follow articles, while the unlimited demo account is great for testing strategies
Cons
- The proprietary platform is user-friendly but lacks advanced technical analysis tools found in third-party solutions like MetaTrader 4
- Although support response times were fast during tests, there is no telephone assistance
- Despite competitive pricing, Plus500US lacks a discount program for high-volume day traders, a scheme found at brokers like Interactive Brokers
Why Choose CEX.IO For Google Pay Deposits?
"CEX.IO continues to serve a range of crypto investors looking to buy, sell, trade, hold and earn with low fees. The tiered pricing structure will appeal to active traders while rookie investors will enjoy the straightforward platform interface and excellent education."
CEX.IO Quick Facts
| Demo Account | No |
|---|---|
| Instruments | Cryptos |
| Regulator | GFSC |
| Platforms | TradingView |
| Minimum Deposit | $20 |
| Minimum Trade | $1 |
| Account Currencies | USD, EUR, GBP |
Pros
- There's a wide range of global payment methods available including PayPal
- The broker offers 24/7 support with fast response times during tests
- CEX.IO continues to offer competitive pricing with 0.01% taker and 0% maker fees for high-volume traders
Cons
- Deposit and withdrawal fees are relatively high, including 0.3% + $25 for SWIFT withdrawals
- It's a shame that there's no demo account for traders looking to practice strategies
- The broker has limited regulatory oversight
Why Choose Nexo For Google Pay Deposits?
"Nexo gives crypto traders the capability to trade, invest, lend and borrow digital assets in one place, and it’s especially good for its credit functions that pay out very high yields to lenders. However, its fees are relatively high and many day traders will prefer a more tightly regulated crypto broker."
Nexo Quick Facts
| Demo Account | No |
|---|---|
| Instruments | Cryptos |
| Platforms | Nexo Pro |
| Minimum Deposit | $10 |
| Minimum Trade | $30 |
| Account Currencies | USD, EUR, GBP |
Pros
- Traders can access perpetual futures to open long or short positions on crypto assets, increasing strategic opportunities
- Reputable crypto exchange that has been in business since 2018 and has taken some steps toward regulation
- Nexo’s crypto staking and credit features support crypto lending and borrowing, and the yields lenders receive are among the best going
Cons
- Although Nexo has registered with some reputable watchdogs, it is riskier to trade with than established crypto brokers like AvaTrade and Vantage
- High deposit and withdrawal fees for cards and e-wallets will price many traders out of the most convenient payment methods
- The range of tokens is extensive compared to most crypto brokers but still much smaller than similar crypto exchanges like Kraken
Why Choose Coinbase For Google Pay Deposits?
"Coinbase is ideal for beginners looking for an intuitive platform to buy and sell a wide variety of cryptocurrencies, with robust security and regulatory compliance. However, its fees are higher compared to competitors in our tests, and it’s not as tailored for short-term traders."
Christian Harris, Reviewer
Coinbase Quick Facts
| Demo Account | No |
|---|---|
| Instruments | Crypto |
| Regulator | FinCEN, FCA, CBoI, MAS, OAM, DNB, BdE |
| Platforms | Coinbase, Advanced Trade, Wallet, NFT, TradingView |
| Minimum Deposit | $0 |
| Minimum Trade | $2 |
| Account Currencies | USD, EUR |
Pros
- Coinbase Advanced bolstered its leveraged trading offering with a suite of new futures products in 2025, including Ripple (XRP), Natural Gas (NGS), and Cardano (ADA), providing accessible ways to trade, hedge, or diversify.
- Coinbase supports 240+ cryptocurrencies, including Bitcoin (BTC), Ethereum (ETH), Solana (SOL), and more recently listed altcoins like $Trump, giving early access to emerging tokens.
- There are platforms for all levels: beginners can use the simple Coinbase app, while Advanced Trade provides lower fees and pro-level tools.
Cons
- Frustrating customer support during testing, with most help options hidden behind login, making it tough for locked-out users or non-account holders to get assistance.
- There are woeful research tools; Advanced Trade has TradingView charts but lacks features like news feeds, economic calendars, and AI market insights.
- High crypto fees based on tests, especially compared to competitors like Kraken and BitMEX, and notably on the standard dealing platform.
Why Choose XM For Google Pay Deposits?
"With a low $5 minimum deposit, advanced charting platforms in MT4 and MT5, expanding range of markets, and a Zero account offering spreads from 0.0, XM provides all the essentials for active traders, even earning our ‘Best MT4/MT5 Broker’ award in recent years."
XM Quick Facts
| Demo Account | Yes |
|---|---|
| Instruments | CFDs, Forex, Stocks, Commodities, Indices, Thematic Indices, Precious Metals, Energies |
| Regulator | CySEC, DFSA, SCA, FSCA, FSA, FSC Belize, FSC Mauritius |
| Platforms | MT4, MT5, TradingCentral |
| Minimum Deposit | $5 |
| Minimum Trade | 0.01 Lots |
| Leverage | 1:1000 |
| Account Currencies | USD, EUR, GBP, JPY |
Pros
- XM’s customer support has delivered over years of testing, with 24/5 assistance in 25 languages, response times of under 2 minutes and a growing Telegram channel.
- XM’s growing roster of 1,000+ instruments provides diverse short-term trading opportunities, with unique turbo stocks, fractional shares, and more recently thematic indices.
- XM has rolled out platform upgrades with integrated TradingView charts and an XM AI assistant, delivering faster execution, smarter analysis, and a sleeker, more intuitive trading experience.
Cons
- While the XM app stands out for its usability and exclusive copy trading products, the selection of technical analysis tools needs to be improved to meet the needs of advanced traders.
- XM relies solely on the MetaTrader platforms for desktop trading, so there’s no in-house downloadable or web-accessible solution for a more beginner-friendly user experience with unique features.
- XM is falling behind the curve by not offering cTrader and TradingView which are increasingly being favored over MetaTrader for their smoother user experience and superior charting packages.
Why Choose Pepperstone For Google Pay Deposits?
"Pepperstone stands out as a top choice for day trading, offering razor-sharp spreads, ultra-fast execution, and advanced charting platforms for experienced traders. New traders are also welcomed with no minimum deposit, extensive educational resources, and exceptional 24/7 support."
Pepperstone Quick Facts
| Demo Account | Yes |
|---|---|
| Instruments | CFDs, Forex, Currency Indices, Stocks, Indices, Commodities, ETFs, Crypto, Spread Betting |
| Regulator | FCA, ASIC, CySEC, DFSA, CMA, BaFin, SCB |
| Platforms | MT4, MT5, cTrader, TradingView, AutoChartist, DupliTrade, Quantower |
| Minimum Deposit | $0 |
| Minimum Trade | 0.01 Lots |
| Leverage | 1:30 (Retail), 1:500 (Pro) |
| Account Currencies | USD, EUR, GBP, CAD, AUD, NZD, JPY, CHF, HKD, SGD |
Pros
- Award-winning customer support is available via telephone, email or live chat with response times of <5 minutes during testing.
- Pepperstone boasts impressive execution speeds, averaging around 30ms, facilitating fast order processing and execution that’s ideal for day trading.
- Pepperstone emerges as a low-cost broker, especially for serious day traders with spreads from 0.0 in the Razor account and rebates up to 30% (index and commodities) and $3/lot (forex) through the Active Trader program.
Cons
- Despite enhancements to its range of markets, crypto offerings are relatively limited compared to other brokers who focus on this area, with no option to invest in real coins.
- Pepperstone does not support cTrader Copy, a popular copy trading feature built into the excellent cTrader platform and available at alternatives like IC Markets, though it has introduced an intuitive copy trading app.
- Pepperstone’s demo accounts are active for only 30 days, which may not be not long enough to familiarize yourself with the different platforms and test trading strategies.
How Did We Choose The Best Google Pay Brokers?
To list the top Google Pay brokers, we:
- Identified which brokers accept Google Pay from our database of 140 online platforms
- Checked that they support deposits and withdrawals via Google Pay or Google Wallet for day trading
- Leveraged our personal observations and 100+ data points to rank them by their total rating
About Google Pay
Google Pay is a mobile payment app most popular amongst Android users. Consumers can link their debit, credit, loyalty, and gift cards to the digital wallet in just a few clicks. Using near-field connections (NFC) technology, it enables quick, contactless payments wherever you are. Card information is also always encrypted.
It is not hard to see the brand is one of the most widely used digital wallets around the world. When compared to competitors, Apple Pay and PayPal, it offers an equally convenient experience.
Google Pay is supported by a long list of major banks, including NatWest, Halifax, and Lloyds Banking Group, as well as newer fintechs such as Monzo and Revolut. It is already used by many on retail websites and in-store, with its presence at online brokerages also growing.
History
Google Wallet went live in 2011. However, the first iteration was fairly restrictive. It was only compatible with a select few devices and users were required to sign up for a Google Prepaid Card or MasterCard account. In short, it was a pain to use.
In 2015, Google Wallet was succeeded by Android Pay. The new service was much more user-friendly but just three years later, it was rebranded again – Google Wallet was merged with Android Pay to create Google Pay.
Over the following years, there were many more redesigns including the short-lived Google Pay Send.
Today, depending on your location and your broker’s accepted deposit options, you can use Google Pay or Google Wallet to make deposits and withdrawals to your trading account.
Fees
Google Pay is a free app available to download from the Google Play and Apple App stores, though it’s limited to peer-to-peer payments and online purchases in some countries if you’re using iOS.
There are no fees charged when using cards or when you transfer money to other accounts. However, the merchant will be charged a fee for the authorization of a credit card transaction, which may be passed onto the trader.
Brokers do not make a “commission” on Google Pay transfers, however they may choose to add additional processing fees. With that said, many of the top trading platforms that accept Google Pay or Google Wallet deposits and withdrawals do not charge a payment fee from our investigations.
Speed
Payments are typically quick but can vary somewhat depending on the method used:
- A Google Pay balance transfer is usually instant
- For debit card payments, processing can be fast but may take up to a maximum of 24 hours.
Refunds can take up to 10 working days. Contact customer service if the refund time exceeds this.
Note: Some brokers require additional payment processing times which can delay transfers. However, most trading brokerages offer near-instant deposits with Google Pay / Google Wallet.
Security
Adding A Card
Adding a card to the Google Pay is simple and secure. Users will receive a verification code which will be sent by email, text, phone, or via a banking app. Alternatively, you can reach the customer care service via email, online, or via a toll-free UK helpline number.
All cards are given a virtual card number (via encryption) which ensures your card details are not shared with merchants.
If verification is not working or is declined, ensure you have selected the right contact number and email address.
Deposits
There are additional security measures in place to protect deposits and withdrawals. Quick access to the app requires identity confirmation via a 4 or 6 digit pin, password, pattern, or fingerprint.
Without this, the login process won’t work and users will receive an error message. Payments cannot be made without unlocking the home screen and there is no shortcut around this.
Trading brokers may also add additional security measures that users will need to comply with to make deposits and withdrawals. For more information on measures implemented by your broker, visit their website or our Google Pay broker reviews.
Emergencies
There are also a number of security protocols in the APK (Android application package). If your device is lost or stolen, you can remotely lock or wipe your device using the Android Device Manager settings from another device.
Users can check for fraudulent activity by reviewing receipts, merchant ID, and the merchant’s registered address under Payment History.
How To Use Google Pay For Trading Online
Check For A Demo Account
Whichever digital wallet you are using, check the broker’s website for a demo account before committing funds. Here you can test your trading skills without risking money. Demo accounts are usually quick and simple to set up and do not require users to commit to a contract.
XM, for example, offers an excellent free demo which doesn’t expire.
Add Funds To Your Card
Google Pay connects directly to the cards that have been added. If using debit cards or PayPal to finance your position, you will need to ensure the accounts have sufficient funds to trade.
Select Your Card
The process to add, update, delete or remove a card is straightforward. Click on the Google Wallet or Pay logo and open the app. Here you can add a credit/debit card or link to your PayPal account. Cards can be added by taking a photo or manually adding the information.
All new payment methods will need to pass the verification process explained above. If that doesn’t work, there are a number of tutorials that have been uploaded on YouTube to help customers or alternatively, get in touch with the customer service team.
Deposit Into Your Account
As detailed above, deposit processing times will depend on the payment method chosen. Further delays may also occur depending on the broker’s processing times for deposits and withdrawals.
Some brokerages may offer rewards or bonuses when depositing so check the brand’s website for any promotions when signing up.
Although there are no minimum or maximum transaction limits, brokers may restrict the amount traders can deposit or withdraw.
Pros Of Trading With Google Pay
Now you know how it works, we have summarised the key benefits of Google Pay brokers:
- Secure
- Free to download
- Range of support options to help resolve issues
- Supported by many UK, US, and international banks
- No fees applicable for debit cards and gift cards are also supported
- Payment method already integrated in popular sectors such as online trading
- Available on many Android and iOS devices, for example Samsung
Cons Of Trading With Google Pay
There are a few important drawbacks to appreciate when using Google Pay for trading:
- Slower processing times vs Apple Pay
- Charges apply when using credit cards
- A finite number of trading brokers currently accept it as a deposit and withdrawal method
- Only fiat currencies can be stored. For the time being, cryptocurrencies are not supported
Is Google Pay Good For Day Trading?
Google Pay, also known as Google Wallet in some regions, provides robust payment security, high-level support and flexibility to its customers.
However, despite wide integration outside of investing, the number of brokers currently accepting this form of payment is limited with trading platforms preferring to take deposits directly from debit and credit cards.
We anticipate the popularity of Google Pay to rise over the coming years. Already, we are seeing some of the best brokers integrate more digital wallet solutions to meet the needs of traders.
Use our list of brokers that accept Google Pay deposits to start trading.
FAQ
Is Google Pay Safe To Use With My Trading Account?
Yes, Google Pay is relatively safe for trading from our assessment. Access is only granted to users once they have confirmed the correct pin, passcode, or fingerprint. Without this, payments will not be processed. The top regulated trading brokers also follow robust security measures.
Is It Free To Deposit Into My Trading Account With Google Pay?
Google Pay is free to download from relevant app stores. Furthermore, there are no activity fees, however, charges are applied to credit card payments. Please also note that brokers, or third parties, may add processing fees. For more information, visit the merchant’s website.
Can I Use My iPhone To Make A Google Pay Deposit To My Trading Account?
Yes, the Google Pay is available to download to most Apple devices including iPhones, which means you can easily manage your account whilst day trading on the go.