Best Brokers With USD Accounts 2026
Written By
James Barra
Written By
James Barra
Edited By
Jemma Grist
Edited By
Jemma Grist
Fact Checked By
William Berg
Fact Checked By
William Berg
Updated
Apr 1, 2025
Looking to trade with the world’s most widely used currency? A US Dollar-denominated account offers traders seamless transactions, helps minimize conversion fees, and simplifies trading – especially in US markets.
Check out our selection of the top brokers with USD accounts to find the perfect fit for your trading needs.
Top 6 Brokers With USD Accounts 2026
After examining 140 brokers through hands-on tests, we’ve pinpointed the 6 best brokers for USD accounts:
-
1
Interactive Brokers -
2
NinjaTrader -
3
eToro USAeToro USA LLC and eToro USA Securities Inc.; Investing involves risk, including loss of principal; Not a recommendation -
4
Plus500USTrading in futures and options involves the risk of loss and is not suitable for everyone. -
5
OANDA USCFDs are not available to residents in the United States. -
6
FOREX.com
Learn how we test brokers and why you can trust our ratings.
Why Are These Brokers With USD Accounts The Best?
Here’s a rundown of why we think these brokers are the top options for USD accounts:
- Interactive Brokers is the best broker with a USD account in 2026 - Interactive Brokers (IBKR) is a premier brokerage, providing access to 150 markets in 33 countries, along with a suite of comprehensive investment services. With over 40 years of experience, this Nasdaq-listed firm adheres to stringent regulations by the SEC, FCA, CIRO, and SFC, amongst others, and is one of the most trusted brokers for trading around the globe.
- NinjaTrader - NinjaTrader is a US-headquartered and regulated brokerage that specializes in futures trading. There are three pricing plans to suit different needs and budgets, as well as ultra-low margins on popular contracts. The brand's award-winning charting software and trading platform also offers a high-degree of customization and superb technical analysis features.
- eToro USA - eToro is a social investing platform that offers short-term and long-term trading on stocks, ETFs, options and crypto. The broker is well-known for its user-friendly community-centred platform and competitive fees. With FINRA and SIPC oversight and millions of users across the world, eToro is still one of the most respected brands in the industry. eToro securities trading is offered by eToro USA Securities, Inc.
- Plus500US - Plus500US is a well-established broker that entered the US market in 2021. Authorized by the CFTC and NFA, it provides futures trading on forex, indices, commodities, cryptocurrencies, and interest rates. With a 10-minute sign-up, a manageable $100 minimum deposit, and a straightforward web platform, Plus500 continues to strengthen its offering for traders in the US.
- OANDA US - OANDA is a popular brand offering exceptional execution, low deposit requirements and advanced charting and trading platform features. The top-rated brand has over 25 years of experience and is regulated by trusted agencies, including the NFA/CFTC. Around the clock support is available for short-term traders, alongside flexible contract sizes and automated trade executions.
- FOREX.com - Founded in 1999, FOREX.com is now part of StoneX, a financial services organization serving over one million customers worldwide. Regulated in the US, UK, EU, Australia and beyond, the broker offers thousands of markets, not just forex, and provides excellent pricing on cutting-edge platforms.
Best Trading Platforms With US Dollar Accounts Comparison
| Broker | Minimum Deposit | Deposit Methods | Trading Instruments | Trading Software |
|---|---|---|---|---|
| Interactive Brokers | $0 | ACH Transfer, Automated Customer Account Transfer Service, Cheque, Debit Card, TransferWise, Wire Transfer | Stocks, Options, Futures, Forex, Funds, Bonds, ETFs, Mutual Funds, CFDs, Cryptocurrencies | Trader Workstation (TWS), IBKR Desktop, GlobalTrader, Mobile, Client Portal, AlgoTrader, OmniTrader, TradingView, eSignal, TradingCentral, ProRealTime, Quantower |
| NinjaTrader | $0 | ACH Transfer, Cheque, Debit Card, Wire Transfer | Forex, Stocks, Options, Commodities, Futures, Crypto | NinjaTrader Desktop, Web & Mobile, eSignal |
| eToro USA | $100 | ACH Transfer, Debit Card, PayPal, Wire Transfer | Stocks, Options, ETFs, Crypto | eToro Trading Platform & CopyTrader |
| Plus500US | $100 | ACH Transfer, Apple Pay, Debit Card, Google Pay, Mastercard, Visa, Wire Transfer | Futures on Cryptocurrencies, Metals, Agriculture, Forex, Interest rates, Energy, Equity Index future contracts | WebTrader, App |
| OANDA US | $0 | ACH Transfer, Debit Card, Mastercard, Visa, Wire Transfer | Forex, Crypto with Paxos (Cryptocurrencies are offered through Paxos. Paxos is a separate legal entity from OANDA) | OANDA Trade, MT4, TradingView, AutoChartist |
| FOREX.com | $100 | ACH Transfer, Credit Card, Debit Card, Mastercard, Neteller, PayNow, Skrill, Visa, Wire Transfer | Forex, Stock CFDs, Futures, Futures Options | WebTrader, Mobile, MT4, MT5, TradingView |
How Safe Are These Brokers Offering USD Accounts?
Find out how the top USD brokers ensure your Dollars remain secure:
| Broker | Trust Rating | Guaranteed Stop Loss | Negative Balance Protection | Segregated Accounts |
|---|---|---|---|---|
| Interactive Brokers | ✘ | ✔ | ✔ | |
| NinjaTrader | ✘ | ✘ | ✘ | |
| eToro USA | ✘ | ✘ | ✔ | |
| Plus500US | ✘ | ✘ | ✔ | |
| OANDA US | ✔ | ✘ | ✘ | |
| FOREX.com | ✘ | ✔ | ✘ |
Compare Mobile Trading With USD
Explore how these brokers with online USD accounts scored in our tests of their mobile trading apps:
| Broker | Mobile Apps | iOS Rating | Android Rating | Smart Watch App |
|---|---|---|---|---|
| Interactive Brokers | iOS & Android | ✔ | ||
| NinjaTrader | iOS & Android | ✘ | ||
| eToro USA | iOS & Android | ✘ | ||
| Plus500US | iOS & Android | ✘ | ||
| OANDA US | iOS & Android | ✘ | ||
| FOREX.com | iOS & Android | ✘ |
Are The Best Brokers For USD Accounts Good For Beginners?
New traders should opt for brokers that offer demo trading in US Dollars, education, and user-friendly platforms:
| Broker | Demo Account | Minimum Deposit | Minimum Trade | Education Rating | Support Rating |
|---|---|---|---|---|---|
| Interactive Brokers | ✔ | $0 | $100 | ||
| NinjaTrader | ✔ | $0 | 0.01 Lots | ||
| eToro USA | ✔ | $100 | $10 | ||
| Plus500US | ✔ | $100 | Variable | ||
| OANDA US | ✔ | $0 | 0.01 Lots | ||
| FOREX.com | ✔ | $100 | 0.01 Lots |
Are The Best USD Brokers Good For Experienced Traders?
Advanced traders should seek brokers offering sophisticated tools and features to enhance their strategies:
| Broker | Automated Trading | VPS | AI | Pro Account | Leverage | Low Latency | Extended Hours |
|---|---|---|---|---|---|---|---|
| Interactive Brokers | Capitalise.ai, TWS API | ✘ | ✔ | ✘ | 1:50 | ✔ | ✔ |
| NinjaTrader | NinjaScript or via Automated Trading Interface | ✘ | ✘ | ✘ | 1:50 | ✔ | ✘ |
| eToro USA | ✘ | ✘ | ✘ | ✘ | - | ✔ | ✔ |
| Plus500US | - | ✘ | ✘ | ✘ | Variable | ✔ | ✘ |
| OANDA US | Expert Advisors (EAs) on MetaTrader | ✘ | ✔ | ✘ | 1:50 | ✔ | ✘ |
| FOREX.com | Expert Advisors (EAs) on MetaTrader | ✔ | ✔ | ✘ | 1:50 | ✔ | ✘ |
Compare The Ratings Of The Best Brokers With USD Accounts
See how the leading USD account providers performed in key areas in our thorough tests:
| Broker | Trust | Platforms | Assets | Mobile | Fees | Accounts | Research | Education | Support |
|---|---|---|---|---|---|---|---|---|---|
| Interactive Brokers | |||||||||
| NinjaTrader | |||||||||
| eToro USA | |||||||||
| Plus500US | |||||||||
| OANDA US | |||||||||
| FOREX.com |
Compare Trading Fees For USD Accounts
Depositing to a USD account is often low cost, but trading fees vary so here's how the top platforms compare:
| Broker | Cost Rating | Fixed Spreads | Inactivity Fee |
|---|---|---|---|
| Interactive Brokers | ✘ | $0 | |
| NinjaTrader | ✘ | $25 | |
| eToro USA | ✔ | $10 | |
| Plus500US | ✘ | $0 | |
| OANDA US | ✘ | $0 | |
| FOREX.com | ✘ | $15 |
How Popular Are These USD Account Brokers?
Active traders often prefer well-known brokers with USD accounts, as they are trusted by many clients:
| Broker | Popularity |
|---|---|
| Interactive Brokers | |
| eToro USA | |
| NinjaTrader | |
| FOREX.com |
Why Open A USD Trading Account With Interactive Brokers?
"Interactive Brokers is one of the best brokers for advanced day traders, providing powerful charting platforms, real-time data, and customizable layouts, notably through the new IBKR Desktop application. Its superb pricing and advanced order options also make it highly attractive for day traders, while its diverse range of equities is still among the best in the industry."
Christian Harris, Reviewer
Interactive Brokers Quick Facts
| Demo Account | Yes |
|---|---|
| Instruments | Stocks, Options, Futures, Forex, Funds, Bonds, ETFs, Mutual Funds, CFDs, Cryptocurrencies |
| Regulator | FCA, SEC, FINRA, CFTC, CBI, CIRO, SFC, MAS, MNB, FINMA, AFM |
| Platforms | Trader Workstation (TWS), IBKR Desktop, GlobalTrader, Mobile, Client Portal, AlgoTrader, OmniTrader, TradingView, eSignal, TradingCentral, ProRealTime, Quantower |
| Minimum Deposit | $0 |
| Minimum Trade | $100 |
| Leverage | 1:50 |
| Account Currencies | USD, EUR, GBP, CAD, AUD, INR, JPY, SEK, NOK, DKK, CHF, AED, HUF |
Pros
- There's a vast library of free or paid third-party research subscriptions catering to all types of traders, plus you can enjoy commission reimbursements from IBKR if you subscribe to Toggle AI.
- IBKR is one of the most respected and trusted brokerages and is regulated by top-tier authorities, so you can have confidence in the integrity and security of your trading account.
- With low commissions, tight spreads and a transparent fee structure, IBKR delivers a cost-effective environment for short-term traders.
Cons
- TWS’s learning curve is steep, and beginners may find it challenging to navigate the platform and understand all the features. Plus500's web platform is much better suited to new traders.
- Support can be slow and frustrating based on tests, so you might find it challenging to reach customer service representatives promptly or encounter delays in resolving issues.
- You can only have one active session per account, so you can’t have your desktop program and mobile app running simultaneously, making for a sometimes frustrating trading experience.
Why Open A USD Trading Account With NinjaTrader?
"NinjaTrader continues to meet the demands of active futures traders looking for low fees and premium analysis tools. The platform hosts top-rate charting features including hundreds of indicators and 10+ chart types."
Tobias Robinson, Reviewer
NinjaTrader Quick Facts
| Demo Account | Yes |
|---|---|
| Instruments | Forex, Stocks, Options, Commodities, Futures, Crypto |
| Regulator | NFA, CFTC |
| Platforms | NinjaTrader Desktop, Web & Mobile, eSignal |
| Minimum Deposit | $0 |
| Minimum Trade | 0.01 Lots |
| Leverage | 1:50 |
| Account Currencies | USD |
Pros
- Traders can get free platform access and trade simulation capabilities in the unlimited demo
- NinjaTrader is a widely respected and award-winning futures broker and is heavily authorized by the NFA and CFTC
- Low fees are offered, with $50 day trading margins & commissions from $.09 per micro contract
Cons
- Non forex and futures trading requires signing up with partner brokers
- The premium platform tools come with an extra charge
- There is a withdrawal fee on some funding methods
Why Open A USD Trading Account With eToro USA?
"eToro remains a top pick for traders looking for leading social investing and copy trading services. With a low deposit, zero commissions and an intuitive platform, the broker will meet the needs of newer day traders."
eToro USA Quick Facts
| Demo Account | Yes |
|---|---|
| Instruments | Stocks, Options, ETFs, Crypto |
| Regulator | SEC, FINRA |
| Platforms | eToro Trading Platform & CopyTrader |
| Minimum Deposit | $100 |
| Minimum Trade | $10 |
| Account Currencies | USD |
Pros
- A free demo account means new users and prospective day traders can try the broker risk-free
- The online broker offers an intuitive social investment network with straightforward copy trading on cryptos
- The low minimum deposit and straightforward account opening process means beginners can get started quickly
Cons
- There's no MetaTrader 4 platform integration for traders who are accustomed to using third-party charting tools
- The proprietary terminal doesn't support trading bots and there are no additional stock market analysis tools
- Average fees may cut into the profit margins of day traders
Why Open A USD Trading Account With Plus500US?
"Plus500US stands out as an excellent choice for beginners, offering a very user-friendly platform, low day trading margins, and access to the Futures Academy to enhance trading skills. Its powerful tools and reliable service helped it scoop second place in DayTrading.com's annual 'Best US Broker' award."
Michael MacKenzie, Reviewer
Plus500US Quick Facts
| Demo Account | Yes |
|---|---|
| Instruments | Futures on Cryptocurrencies, Metals, Agriculture, Forex, Interest rates, Energy, Equity Index future contracts |
| Regulator | CFTC, NFA |
| Platforms | WebTrader, App |
| Minimum Deposit | $100 |
| Minimum Trade | Variable |
| Leverage | Variable |
| Account Currencies | USD |
Pros
- Plus500 is a publicly traded company with a good reputation, over 24 million traders, and a sponsor of the Chicago Bulls.
- The trading app provides a terrific user experience with a modern design, a clean layout and mobile-optimized charts
- Plus500US excels for its low fees with very competitive day trading margins and no inactivity fees, live data fees, routing fees, or platform fees
Cons
- Despite competitive pricing, Plus500US lacks a discount program for high-volume day traders, a scheme found at brokers like Interactive Brokers
- Although support response times were fast during tests, there is no telephone assistance
- Plus500US does not offer social trading capabilities, a feature available at alternatives like eToro US which could strengthen its offering for aspiring traders
Why Open A USD Trading Account With OANDA US?
"OANDA remains an excellent broker for US day traders seeking a user-friendly platform with premium analysis tools and a straightforward joining process. OANDA is also heavily regulated with a very high trust score."
OANDA US Quick Facts
| Demo Account | Yes |
|---|---|
| Instruments | Forex, Crypto with Paxos (Cryptocurrencies are offered through Paxos. Paxos is a separate legal entity from OANDA) |
| Regulator | NFA, CFTC |
| Platforms | OANDA Trade, MT4, TradingView, AutoChartist |
| Minimum Deposit | $0 |
| Minimum Trade | 0.01 Lots |
| Leverage | 1:50 |
| Account Currencies | USD, EUR, GBP, CAD, AUD, JPY, CHF, HKD, SGD |
Pros
- The proprietary OANDA web platform continues to deliver a highly competitive charting environment, including 65+ technical indicators powered by TradingView
- Day traders can enjoy fast and reliable order execution
- OANDA is a reliable, trustworthy and secure brand with authorization from tier-one regulators including the CFTC
Cons
- The range of day trading markets is limited to forex and cryptos only
- It's a shame that customer support is not available on weekends
- There's only a small range of payment methods available, with no e-wallets supported
Why Open A USD Trading Account With FOREX.com?
"FOREX.com remains a best-in-class brokerage for active forex traders of all experience levels, with over 80 currency pairs, tight spreads from 0.0 pips and low commissions. The powerful charting platforms collectively offer over 100 technical indicators, as well as extensive research tools."
FOREX.com Quick Facts
| Demo Account | Yes |
|---|---|
| Instruments | Forex, Stock CFDs, Futures, Futures Options |
| Regulator | NFA, CFTC |
| Platforms | WebTrader, Mobile, MT4, MT5, TradingView |
| Minimum Deposit | $100 |
| Minimum Trade | 0.01 Lots |
| Leverage | 1:50 |
| Account Currencies | USD, EUR, GBP, CAD, AUD, JPY, CHF, PLN |
Pros
- There’s a wealth of educational resources including tutorials, webinars, and a stacked YouTube channel to help you get educated in the financial markets.
- The in-house Web Trader continues to shine as one of the best-designed platforms for aspiring day traders with a slick design and over 80 technical indicators for market analysis.
- FOREX.com offers industry-leading forex pricing starting from 0.0 pips, alongside competitive cashback rebates of up to 15% for serious day traders.
Cons
- FOREX.com's MT4 platform offers approximately 600 instruments, significantly fewer than the over 5,500 available on its non-MetaTrader platforms.
- Funding options are limited compared to leading alternatives like IC Markets and don’t include many popular e-wallets, notably UnionPay and POLi.
- Despite increasing its range of instruments, FOREX.com's product portfolio is still limited to forex and CFDs, so there are no options to invest in real stocks, real ETFs or real cryptocurrencies.
How Did DayTrading.com Choose The Best Brokers With USD Trading Accounts?
We verified that brokers offer USD-denominated accounts using our dynamic database, which currently features 140 providers in January 2026, where we record all account currencies.
Our rankings are then based on our comprehensive ratings, which combine:
- Data – Over 200 metrics, including account currencies, access to US financial markets, costs, trading software and regulation.
- Expert Insights – Hands-on testing by active traders and industry professionals who assess the usability, performance, and reliability of each platform.
What Is A USD Trading Account?
A USD trading account is a brokerage account where funds are held and traded in US Dollars ($).
They are ideal for US traders or anyone dealing with USD-denominated assets. It can remove the need for currency conversion and ensures smooth trading, especially in US markets, from currency pairs like the EUR/USD to stocks listed on the S&P 500.
If you deposit funds in a currency other than USD, the broker will typically convert them into US Dollars, potentially incurring a conversion charge.
Pros Of Brokers With USD Accounts
- No To Low Conversion Fees: Traders, especially those in the US, can avoid costly conversion charges when depositing or withdrawing in USD, maximizing profits and minimizing fees.
- Extensive Broker Options: The US Dollar is the most widely used currency in the world, so you’ll find plenty of brokers offering USD accounts, especially for forex and equity traders. In fact, over 90% of brokers in our database support a USD trading account.
- Quick, Low-Cost Transactions: Many of the brokers we’ve tested offer fast deposits and withdrawals in USD with minimal fees, using secure methods like bank transfers, cards, e-wallets, and even local solutions like ACH Transfer in the US.
- Regulated Platforms: Many brokers offering USD accounts, particularly those in our toplist, are regulated by reputable bodies like the SEC or CFTC in the US, the FCA in the UK, the ASIC in Australia, or the CySEC in the EU, providing peace of mind regarding fund safety.
- Familiar Currency for US Traders: US-based traders benefit from managing funds in the same currency used for day-to-day expenses, eliminating the headaches associated with frequent currency conversions.
For traders dealing with US markets or international transactions, a USD account can help facilitate lower conversion fees, faster access to funds, and an extensive choice of reputable brokers.
How Can I Check If A Broker Offers A USD Account?
Finding out if a broker supports USD accounts is simple (I know I’ve personally checked it at 140 brokers and counting). Here’s how:
- Check the Broker’s Website: Look for information about supported currencies in the “Account Types” or “Deposit Options” sections.
- Review the FAQ: Some brokers we’ve evaluated list the available account currencies in their FAQ section.
- Contact Customer Support: Reach out via live chat, email, or phone for confirmation (I find live chat is usually the quickest).
- Sign-Up Process: During registration, many brokers show a drop-down menu of available currencies, where you can select USD.
As an example, you can see below where I verified that FOREX.com offers a USD account during their sign-up process.
How To Choose A USD Trading Account
When selecting a broker with a USD account, consider the following six key factors:
- Regulation & Security: Ensure the broker is regulated by trusted authorities such as the SEC, CFTC, or FINRA for strong protection of your funds.
- USD Trading Pairs: If you’re a forex trader, check for the availability of popular pairs like USD/JPY and GBP/USD.
- US Assets: For stock traders, verify that the broker offers access to major US exchanges like the NYSE and NASDAQ.
- USD Fees: Compare spreads, commissions, deposit/withdrawal fees, and any additional charges – all preferably listed in US Dollars.
- Trading Platforms: Look for platforms that suit your experience level, whether that’s beginner-friendly proprietary trading apps or those with advanced charting tools like MetaTrader 4 (MT4), MetaTrader 5 (MT5), or cTrader.
- Demo Accounts: Use demo trading accounts to test the broker’s platform, fees, and asset availability before committing real US Dollars. This is key for beginner traders.
FAQ
What Is The Minimum Deposit For A USD Trading Account?
Based on our research, you can typically expect to deposit up to $250 to open a USD-based trading account.
However, brokers are increasingly offering USD accounts with low minimum deposits. Some providers, such as Interactive Brokers and IG, even allow deposits from $0,
Is My Money Safe In A USD Trading Account?
When choosing a reputable, regulated broker, your US Dollars should be relatively safe. Consider the following:
- Regulation: Brokers regulated by US bodies like the SEC, CFTC, or FINRA offer robust investor protection.
- Segregated Accounts: Trusted brokers keep client funds separate from their own, minimizing the risk of misuse.
- Deposit Protection: Some US brokers offer insurance or protection schemes like the SIPC in case of bankruptcy (provides up to $500,000 per customer, including up to $250,000 for cash).
- Secure Payment Methods: Always use secure deposit methods like bank transfers, ACH Transfers, debit cards, or trusted e-wallets to ensure your funds’ safety.
Also, remember that while choosing a trusted brokerage with a USD account is important – trading is still high-risk and you could lose any money you invest.
What Do I Need To Open A USD Brokerage Account?
Opening a USD trading account typically requires:
- Personal Details: Name, email, phone number, occupation, and source of funds.
- Identity Verification: A photo ID like a passport, driver’s license, or state ID.
- Proof of Address: A utility bill or bank statement to confirm your residence.
These are standard checks for regulatory compliance.