Apple Pay is a low-cost, fast and secure payment gateway used by millions around the world. A popular and convenient way to pay for shopping, public transport, grocery trips, and increasingly, retail trading accounts. Its widespread popularity can, in part, be attributed to its straightforward setup, accessibility, and low fees.
In this review, we explore its true merits for online trading, from getting started to fees, security and processing speeds. We also list the best trading brokers that accept Apple Pay deposits in 2026.
Best Apple Pay Brokers in Japan
Based on our evaluations, these are the top 6 brokers that offer Apple Pay deposits:
-
- Demo account
- Platforms: MT4, MT5, TradingCentral
- Min. deposit: $5
-
- Demo account
- Platforms: WebTrader, App
- Min. deposit: $100
81% of retail CFD accounts lose money. -
- Demo account
- Instruments: Spot, Futures, Swaps, Options, X-Perps
- Regulator: FinCEN, VARA
-
- Demo account
- Platforms: FXGT Trader, FXGT App, MT4, MT5
- Min. deposit: $5
-
- Demo account
- Regulator: FSC
- Platforms: WebTrader, MT5
-
- Demo account
- Instruments: Cryptos, xStocks, Pre-IPO Perpetual Futures
- Regulator: FINTRAC, AUSTRAC, CySEC, CBI
Learn how we test brokers and why you can trust our ratings.
This is why we think these brokers are the best in this category in 2026:
- XM 4.8/5 XM is a globally recognized forex and CFD broker with 20+ million clients in 190+ countries. Since 2009, this trusted broker has been delivering low trading fees across its growing roster of 1000+ instruments. It also offers a comprehensive MetaTrader experience that we've observed firsthand placing test trades.
- Plus500 4.1/5 Established in 2008 and headquartered in Israel, Plus500 is a prominent brokerage that boasts over 25 million registered traders in over 50 countries. Specializing in CFD trading, the company offers an intuitive, proprietary platform and mobile app. It maintains competitive spreads and does not charge commissions or deposit or withdrawal fees. Plus500 also continues to shine as one of the most trusted brokers with licenses from reputable regulators, including the FCA, ASIC and CySEC.
- OKX 4.1/5 OKX is a respected cryptocurrency firm, established in 2017, that offers a large suite of products, from trading to NFTs. Traders can access over 400 crypto tokens via OTC trading and derivatives. With an excellent web platform, developer tools and dynamic charts, OKX is a popular choice for technical traders.
- FXGT 3.5/5 Established in 2019, FXGT is an offshore broker providing CFD trading on 185+ instruments. Through MT4, MT5 and FXGT Trader (added in 2024), alongside a choice of five accounts (Mini, Standard+, ECN Zero, PRO and Optimus), FXGT caters to a broad spectrum of short-term traders.
- TabTrade 3.0/5 Established in 2026, TabTrade is a CFD broker based in Saint Lucia. It offers a choice of three accounts (Standard, Edge, VIP) with spread-only and spread plus commission pricing, access to over 1,000 tradeable assets, and leverage up to 1:1000.
- Kraken 3.9/5 Kraken is a leading cryptocurrency exchange with a proprietary trading terminal and a list of 600+ tradeable crypto tokens. Up to 1:5 leverage is available with stable rollover fees on spot crypto trading and up to 1:50 on futures.
Compare The Best Apple Pay Brokers
| Broker | Minimum Deposit | Instruments | Platforms | Leverage |
|---|---|---|---|---|
| XM | $5 | CFDs, Forex, Stocks, Commodities, Indices, Thematic Indices, Precious Metals, Energies | MT4, MT5, TradingCentral | 1:1000 |
| Plus500 | $100 | CFDs on Forex, Stocks, Indices, Commodities, ETFs, Options, Crypto | WebTrader, App | ✔Yes |
| OKX | 10 USDT | Spot, Futures, Swaps, Options, X-Perps | AlgoTrader, Quantower | - |
| FXGT | $5 | CFDs, Forex, Stocks, Indices, Commodities, Crypto | FXGT Trader, FXGT App, MT4, MT5 | 1:5000 |
| TabTrade | $0 | CFDs on Forex, Stocks, Indices, Commodities, Metals, Crypto, ETFs | WebTrader, MT5 | 1:1000 |
| Kraken | $10 | Cryptos, xStocks, Pre-IPO Perpetual Futures | Kraken App, Kraken Pro, Kraken Futures, AlgoTrader, Quantower | - |
Community Sentiment
See how users rate these brokers based on the average customer ratings submitted on DayTrading.com, plus ratings from Trustpilot, the Apple App Store and Google Play.
| Broker | Our Users' Rating | Trustpilot Score | Trustpilot Reviews | iOS App Rating | Android App Rating |
|---|---|---|---|---|---|
| XM | 3078 | ||||
| Plus500 | 20154 | ||||
| OKX | 1770 | ||||
| FXGT | 1709 | ||||
| TabTrade | - | 30 | |||
| Kraken | 9316 |
XM
With a low $5 minimum deposit, advanced charting platforms in MT4 and MT5, expanding range of markets, and a Zero account offering spreads from 0.0, XM provides all the essentials for active traders.
Christian Harris, Reviewer
XM quick facts
- Demo Account
- ✔Yes
- Instruments
- CFDs, Forex, Stocks, Commodities, Indices, Thematic Indices, Precious Metals, Energies
- Regulator
- CySEC, DFSA, FSCA, SCA, FSA, FSC-Belize, FSC-Mauritius, CMA-Kenya, CMA-UAE
- Platforms
- MT4, MT5, TradingCentral
- Minimum Deposit
- $5
- Minimum Trade
- 0.01 Lots
- Account Currencies
- USD, EUR, GBP, JPY, ZAR
Pros
- XM has rolled out platform upgrades with integrated TradingView charts and an XM AI assistant, delivering faster execution, smarter analysis, and a sleeker, more intuitive trading experience.
- XM secured a category 5 license from the Securities and Commodities Authority (SCA) of the United Arab Emirates in late 2025, strengthening its regulatory credentials and making it a strong option for traders in the Middle East.
- XM’s Zero account is ideal for day trading with spreads from 0.0 pips, 99.35% of orders executed in <1 second, and no requotes or rejections.
Cons
- While the XM app stands out for its usability and exclusive copy trading products, the selection of technical analysis tools needs to be improved to meet the needs of advanced traders.
- Although trusted and generally well-regulated in some regions, XM also has global entities registered with the weak regulators like FSC (Belize) and FSA (Seychelles), whilst UK clients are no longer accepted, reducing its market reach.
- XM relies solely on the MetaTrader platforms for desktop trading, so there’s no in-house downloadable solution for a more beginner-friendly user experience with unique features.
Plus500
Plus500 offers a super-clean experience for traders with a CFD trading platform that sports a modern design and dynamic charting. That said, the broker’s research tools are limited, fees trail the cheapest brokers, and there’s room for enhancement in its educational resources.
Christian Harris, Reviewer
Plus500 quick facts
- Demo Account
- ✔Yes
- Instruments
- CFDs on Forex, Stocks, Indices, Commodities, ETFs, Options, Crypto
- Regulator
- FCA, CySEC, EFSA, ASIC, FMA, FSCA, MAS, ISA, FSA, DFSA, SCA, JFSA, SCB, CIRO, BAPPEBTI, OJK, BI
- Platforms
- WebTrader, App
- Minimum Deposit
- $100
- Minimum Trade
- Variable
- Account Currencies
- USD, EUR, GBP, AUD, ZAR, CZK
Pros
- The customer support team continue to provide reliable 24/7 support via email, live chat and WhatsApp
- Plus500 has bolstered its suite of short-term trading products, including introducing VIX options with enhanced volatility and extended 24/5 hours trading on select stock and ETF CFDs, including SpaceX
- AI Bites has been added, giving active traders real-time, AI-generated market summaries, technical analysis, and social sentiment next to charts, aiding in short-term trading decisions
Cons
- The absence of social trading means users can’t follow and replicate the trades of experienced traders
- Compared to some competitors, especially IG, Plus500’s research and analysis tools are limited
- Algo trading and scalping are not supported, which may deter some day traders
OKX
OKX is a top pick for crypto traders looking for emerging coins and crypto projects to invest in. Traders can also make use of the broker's copy trading service and automated bots.
William Berg, Reviewer
OKX quick facts
- Demo Account
- ✔Yes
- Instruments
- Spot, Futures, Swaps, Options, X-Perps
- Regulator
- FinCEN, VARA
- Platforms
- AlgoTrader, Quantower
- Minimum Deposit
- 10 USDT
- Minimum Trade
- Variable
- Account Currencies
- USD, EUR, GBP, INR, JPY, SGD, RUB, AED, SAR
Pros
- There's an impressive range of blockchain products, including DeFi services, NFTs and games, alongside 400+ established and emerging coins
- OKX has 50 million global clients and a license from the Dubai Virtual Assets Regulatory Authority
- Active traders can expect competitive maker and taker fees, from 0.02% and 0.05%, respectively
Cons
- The firm offers limited regulatory oversight, though this is common among crypto exchanges
- The quality of customer support was inconsistent based on testing
- The broker's platform and features may be complex for novices
FXGT
FXGT, especially with its Optimus account, targets day traders seeking extremely high leverage of up to 1:5000, offering the potential for amplified profits and losses, though at the cost of robust regulatory protections.
Christian Harris, Reviewer
FXGT quick facts
- Demo Account
- ✔Yes
- Instruments
- CFDs, Forex, Stocks, Indices, Commodities, Crypto
- Regulator
- FSCA, FSA, CySEC (institutional clients), VFSC (institutional clients)
- Platforms
- FXGT Trader, FXGT App, MT4, MT5
- Minimum Deposit
- $5
- Minimum Trade
- 0.01 Lots
- Account Currencies
- USD, EUR, JPY
Pros
- Five account types are available to suit different trading needs, including accounts for beginner and advanced traders, plus the Optimus account, which was built for day traders and now offers the highest leverage we've seen up to 1:5000 (amplifying profit and loss).
- FXGT supports multiple platforms, including MT4, MT5, and its proprietary FXGT Trader, added in 2024, catering to different trading styles, such as MetaTrader's automated trading with Expert Advisors (EAs).
- FXGT stands out after introducing access to over 30 popular cryptocurrencies such as Bitcoin, Ethereum, etc. This is advantageous for traders interested in diversifying into digital assets and provides an additional market to explore beyond traditional forex and stocks.
Cons
- FXGT is regulated by regional authorities like the Seychelles FSA and South Africa’s FSCA for retail clients, but still does not hold licenses from top ‘green tier’ regulators such as the UK’s FCA or Australia’s ASIC. This means that traders may not benefit from the higher investor protections, stringent oversight, and dispute resolution mechanisms.
- While FXGT offers some research, such as its market analysis section and an economic calendar, they are not as extensive as those provided by brokers like IG. Traders looking for detailed analysis, in-depth reports, or third-party research will find FXGT's resources woeful.
- FXGT offers a subpar selection of around 185 assets, which is limited compared to category-leading brokers like Saxo with its 72,000+ instruments. In particular, FXGT does not provide access to a wide range of stocks from international markets.
TabTrade
TabTrade is best suited to retail traders who are comfortable using MT5, want broad CFD access, and can deposit at least $250 for the Edge account to get the raw-spread pricing that makes the broker attractive for frequent, short-term trading.
James Barra, Reviewer
TabTrade quick facts
- Demo Account
- ✔Yes
- Instruments
- CFDs on Forex, Stocks, Indices, Commodities, Metals, Crypto, ETFs
- Regulator
- FSC
- Platforms
- WebTrader, MT5
- Minimum Deposit
- $0
- Minimum Trade
- 0.01 Lots
- Account Currencies
- USD, EUR, GBP, CAD, AUD, CHF, SGD
Pros
- TabTrade's support team, especially live chat, performed excellently during our second round of tests with 100% of queries answered sufficiently and in under 60 seconds.
- The MT5 platform, available on desktop, web and mobile, gives experienced traders the tools they actually need - one-click dealing, custom indicators, EAs and execution as low as 20ms on some accounts. cTrader and TradingView are also coming soon (not available when we checked the platform area in July and again in September 2026).
- What impressed us for a new broker was the presence of infrastructure aimed at serious traders, with VPS hosting, FIX API access and Equinix-linked execution, helping active traders deploy fast-paced setups across global markets.
Cons
- Although it secured an FSC license in 2026, TabTrade is still based offshore where mandated regulatory safeguards are weaker than in tightly regulated regions, meaning clients don't receive protections like access to an investor compensation scheme.
- Some of the broker’s strongest selling points are gated behind higher tiers, with the VIP account requiring a punchy $25,000 deposit and priority support locked behind the TabTrade+ monthly subscription plan.
- Research and education resources need work, with more of a focus on onboarding and account setup than on the kind of market analysis, sentiment data, or strategy development many active traders want.
Kraken
Kraken will suit traders looking for a diverse list of cryptos including Bitcoin and a good security track record.
William Berg, Reviewer
Kraken quick facts
- Demo Account
- ✔Yes
- Instruments
- Cryptos, xStocks, Pre-IPO Perpetual Futures
- Regulator
- FINTRAC, AUSTRAC, CySEC, CBI
- Platforms
- Kraken App, Kraken Pro, Kraken Futures, AlgoTrader, Quantower
- Minimum Deposit
- $10
- Minimum Trade
- Variable
- Account Currencies
- USD, EUR, GBP, CAD, AUD, JPY, CHF
Pros
- 3D secure required
- Kraken Pro offers perpetual futures through a CFTC-regulated venue
- Low exchange fees on Kraken Pro
Cons
- Low leverage on spot trading
- Slow verification process on Pro account
- Does not support many newer altcoins
How Did We Choose The Best Apple Pay Brokers?
To uncover the top Apple Pay brokers, we:
- Referred to our library of 143 online platforms, pinpointing all those that accept Apple Pay payments
- Verified that they support Apple Pay deposits and withdrawals for online trading
- Ranked them by their rating, combining over 200 data points with our in-depth evaluations
About Apple Pay
Apple Pay is a digital wallet that permits contactless payments using near-field communications (NFC) technology. Users can store their debit or credit card information on their Apple device(s) and can access funds in just a few simple clicks. Payments can be made on all iPhone, iPad, Mac, and Apple Watch devices (list of compatible devices provided below).
Apple Pay was launched in the US in 2014 and was subsequently rolled out internationally a year later. The digital wallet is accepted by millions of retailers worldwide, with key websites including Amazon, Tesco, eBay, Uber (including Uber Eats), Zara, and KFC integrating it into the payment options offered. In addition, an increasing number of trading brokers are now accepting Apple Pay deposits and withdrawals.
When we compare Apple Pay vs competitors such as Google Pay and PayPal, the former’s market share has historically been greater. For the time being, its usage and general integration are unrivalled, which bodes well for future growth in retail investing.
Fees
The payment solution is supported by several US, UK and global banks including HSBC, Yorkshire Bank, Halifax and Barclays. These banks, like most, do not charge fees for using the Apple wallet.
Typically, trading brokers do not charge for depositing and withdrawing with Apple Pay. There are some exceptions, however, the fee may not be specific to Apple Pay.
Other brokers do not charge to deposit. As the digital wallet continues to be integrated by online brokerages, fee policies may change so it is worth checking the latest information on our Apple Pay broker reviews.
Some third parties, such as a credit or debit card provider, may charge an additional transaction fee. Always check the terms of the platform or provider you are using.
Speed
Set Up
The process for adding a credit or debit card to your Apple Pay wallet takes just a few minutes. Simply select the wallet icon on your device and then add a card in the drop-down menu.
From there, users can then link Apple Pay to their trading account through the Funding Methods tab on the broker’s website or app. The brokerage will have to offer Apple Pay as an accepted deposit method in order to use it.
Payments
Apple Pay transactions are usually deposited instantly. However, processing times may vary between brokers. Additional checks and processes can be added by third parties which can delay receipt.
Refunds typically depend on the broker or merchant’s refund policy. Visit their website for full terms and conditions.
Privacy & Security
Apple Pay security protocols are robust. So much so, that buyer protection using the digital wallet is thought to be greater than traditional plastic cards. Users are protected at all stages throughout the payment cycle against scams and fraudulent activity.
Verification
When adding new cards to your wallet, users are required to have completed the verification process. Without doing so, you are unable to gain access to the device or wallet. Traders will be required to provide a contact number where they will receive a verification code either via text or iMessage (this won’t work with a limited signal).
If there is an error with the code or your phone number is invalid then the payment method will be declined. Customers can ring an Apple help number to arrange a verification call back with your bank or contact customer service online via a support email address. Apple won’t permit a new card to be added to your wallet without completing verification.
Login
The login process is also secure. Simply login in to your chosen device using either face ID, a secure passcode or a fingerprint. From there you can navigate to the wallet icon which should be visible on your homepage.
The wallet’s drop-down list securely stores recent transaction history and monthly subscriptions but does not share card information with merchants and trading brokers.
Emergencies
If your device is stolen or lost, payments can be frozen by logging into your iCloud account or putting it in ‘lost mode’.
Note: users also benefit from Stripe functionality such as APIs. It’s also worth considering the security protocols and safety measures used by your trading broker.
How To Deposit Using Apple Pay
Before you can start using Apple Pay to fund a trading account such as XM, there are a few simple steps to complete:
Check Your Account Balance
Apple Pay does not hold any money. It is a payment processing interface that allows you to access funds held in a bank account and use them at a payment portal. Therefore, linked cards must hold funds or have access to funds in order to make a deposit into a trading account.
Add Your Card
Before you can deposit into your trading account you will need to add a card to your wallet. This can be done by scanning or manually inputting your card number. All traditional bank cards are accepted as well as Monzo and Revolut. The wallet provides a shortcut to remove a card, set a default card, or update card info. Multiple cards can be added.
Deposit Your Funds
Once your cards have been added and verified, you are ready to deposit into your trading account. Most Apple Pay deposits and withdrawals are instant, however, specific broker processing times may vary so check the company’s website. Deposits and withdrawals can be made either on a broker’s website or a mobile app.
Outside of the standard Apple Pay guidelines, brokerages may also require additional information or further identification before you can fund your account using the wallet. There may also be minimum and maximum amounts traders can deposit or withdraw at online brokers. Head to the trading platform’s website for more information on limits and verification processes. Alternatively, see our list of top Apple Pay brokers for details.
Note, most brokers offer a demo account that traders can utilize before putting their capital at risk.
Pros Of Trading With Apple Pay
There are many benefits to using Apple Pay, these include:
- No fees
- No daily limit
- Automatically installed for free on Apple devices
- Growing list of trading brokers that support Apple Pay deposits
- Secure with multi-level verification process including face ID for each transaction
- Deposits and withdrawals are instant but may be subject to broker processing times
- Can be used to purchase cryptos such as Bitcoin (BTC) or Ripple (XRP) through sites such as Coinmama
- Cashback with Apple Pay is available if traders sign up to the Apple Card for Apple-related purchases
- Most traditional banks support Apple Pay as well as newer banks such as Monzo with no payment plan required
Cons Of Trading With Apple Pay
There are a few drawbacks to Apple Pay:
- Not available to traders with Android devices
- Although increasing, trading brokers that accept the digital wallet are still relatively limited
- Traders in India and Zimbabwe cannot use the payment method. Qatar only recently began accepting payments
List Of Compatible Devices
- iPhone models with Face ID or Touch ID, except for iPhone 5S
- iPad Pro, iPad Air, iPad and iPad Mini models with Face ID or Touch ID
- Apple Watch Series 1 and later
- Mac models with Touch ID
Is Apple Pay Good For Day Trading?
Apple Pay offers a cheap, quick and straightforward deposit and withdrawal method for traders. It also provides users with a high level of security throughout the payment process. For traders with an Apple device that are looking for a convenient way to make regular deposits, it could be a good option.
One key drawback is its limited integration with brokers. Only a select few brokerages currently accept Apple Pay deposits, However, with retail investing on the rise and the popularity of Apple devices unlikely to diminish anytime soon, there is an expectation that integration will grow.
FAQ
Is Apple Pay Safe And Secure To Use With Brokers?
Yes, Apple has a built-in level of security at each stage of the transaction. This includes the login process, adding a new card, and at the point of paying or making deposits to trading accounts. That said, it’s also important to trade with a trusted and regulated broker with robust safeguarding features.
Are Apple Pay Trading Deposits Limitless?
Apple Pay payments are unlimited however brokers may cap the maximum amount that can be deposited or withdrawn. In addition, brokerages may limit the number of transactions that can be requested over a specific period. If a payment won’t work, check the broker’s terms.
Is It Cheap To Deposit To My Trading Account Using Apple Pay?
Apple Pay is completely free. There are no monthly fees. Any applicable fees are issued by a third party such as a credit or debit card provider, or by the platform or merchant. Most brokers offer free Apple Pay deposits.