Best Brokers With Micro Accounts 2025
Brokers with micro accounts reduce the entry barrier for traders, with one micro lot in forex equaling 1,000 units. Dig into our choice of the best micro account brokers based on our hands-on tests.
Top Micro Account Brokers 2025
We put every provider listed below under the microscope and they all stand out for their excellent micro account trading conditions:
Why Are These Brokers The Best For Micro Accounts?
Here’s a quick rundown of why we think these are the top brokers for micro trading:
- NinjaTrader is the best broker for micro lot trading in 2025 - NinjaTrader enabled micro futures trading with contracts like Micro E-mini S&P 500 and Nasdaq, low margins from $50, and commissions from $0.09 per contract during our tests. Execution was really fast, platforms robust, and no minimum deposit applied. Advanced charting, strategy testing, and simulated trading supported both beginners and experienced traders.
- UnitedPips - UnitedPips offered micro-lot trading via its Standard account, requiring a minimum deposit of $10 during our last tests. Spreads started from 0.7 pips, with high leverage up to 1:1000. The platform provided swift execution, no inactivity fees, and access to responsive 24/7 support, making it suitable for low-capital traders.
- IQCent - IQCent allowed micro-lot trading from just $0.01 during our last evaluations. Spreads started at 0.7 pips on major forex pairs like EUR/USD. The platform offered decent execution quality, zero deposit/withdrawal fees, and a proprietary platform with TradingView integration. Copy trading was available, and accounts were activated within 24 hours.
- OANDA US - When we tried it, OANDA US allowed trading from as little as 1 unit of currency, enabling micro-lot positions without rounding to 1,000 units. This flexibility, combined with no minimum deposit requirement, made it ideal for low-capital traders. Spreads also started from just 0.6 pips on major pairs, and commissions were as low as $0.01 per trade.
- Plexytrade - Established in 2024 and headquartered in Saint Lucia, Plexytrade is an ECN/STP broker. Geared towards active traders, it supports four account options, crypto deposits and withdrawals, plus very high leverage up to 1:2000 made possible by its unregulated status.
- FOREX.com - When we evaluated FOREX.com, the $50 minimum plus demo access made micro-lot trading a simple way to get started. Execution on the FOREX.com platform and MT4 was consistent, and we could stay conservative while exploring currencies, indices, commodities and cryptocurrencies.
How Safe Are The Best Micro Account Brokers?
Choosing a broker for micro trading requires trust in regulation, fund protection, and platform reliability. Here’s how our top brokers safeguard your trades:
| Broker | Trust Rating | Guaranteed Stop Loss | Negative Balance Protection | Segregated Accounts |
|---|---|---|---|---|
| NinjaTrader | ✘ | ✘ | ✘ | |
| UnitedPips | ✘ | ✔ | ✔ | |
| IQCent | ✘ | ✘ | ✘ | |
| OANDA US | ✔ | ✘ | ✘ | |
| Plexytrade | ✘ | ✔ | ✔ | |
| FOREX.com | ✘ | ✔ | ✘ |
Are The Best Micro Account Brokers Good For Beginners?
New to micro accounts? We assessed education tools, demo accounts, and ease of use to find the brokers best for beginner traders:
| Broker | Demo Account | Minimum Deposit | Minimum Trade | Education Rating | Support Rating |
|---|---|---|---|---|---|
| NinjaTrader | ✔ | $0 | 0.01 Lots | ||
| UnitedPips | ✔ | $10 | 0.01 Lots | ||
| IQCent | ✔ | $250 | $0.01 | ||
| OANDA US | ✔ | $0 | 0.01 Lots | ||
| Plexytrade | ✔ | $50 | 0.01 | ||
| FOREX.com | ✔ | $100 | 0.01 Lots |
Compare Detailed Ratings Of Top Micro Account Brokers
See how the best brokers with micro accounts performed across critical categories in our evaluations:
| Broker | Trust | Platforms | Assets | Mobile | Fees | Accounts | Research | Education | Support |
|---|---|---|---|---|---|---|---|---|---|
| NinjaTrader | |||||||||
| UnitedPips | |||||||||
| IQCent | |||||||||
| OANDA US | |||||||||
| Plexytrade | |||||||||
| FOREX.com |
How Popular Are The Top Micro Account Brokers?
Micro accounts remain popular with traders who want flexibility and risk control. We looked at which platforms attract the most users:
| Broker | Popularity |
|---|---|
| NinjaTrader | |
| FOREX.com | |
| UnitedPips |
Why Open A Micro Account With NinjaTrader?
"NinjaTrader continues to meet the demands of active futures traders looking for low fees and premium analysis tools. The platform hosts top-rate charting features including hundreds of indicators and 10+ chart types."
Tobias Robinson, Reviewer
NinjaTrader Quick Facts
| Demo Account | Yes |
|---|---|
| Instruments | Forex, Stocks, Options, Commodities, Futures, Crypto |
| Regulator | NFA, CFTC |
| Platforms | NinjaTrader Desktop, Web & Mobile, eSignal |
| Minimum Deposit | $0 |
| Minimum Trade | 0.01 Lots |
| Leverage | 1:50 |
| Account Currencies | USD |
Pros
- NinjaTrader is a widely respected and award-winning futures broker and is heavily authorized by the NFA and CFTC
- Low fees are offered, with $50 day trading margins & commissions from $.09 per micro contract
- Traders can get free platform access and trade simulation capabilities in the unlimited demo
Cons
- Non forex and futures trading requires signing up with partner brokers
- There is a withdrawal fee on some funding methods
- The premium platform tools come with an extra charge
Why Open A Micro Account With UnitedPips?
"UnitedPips is ideal for traders seeking leveraged trading opportunities, the security of fixed spreads, and the flexibility to deposit, withdraw, and trade cryptocurrencies - all in one sleek TradingView-powered platform."
Christian Harris, Reviewer
UnitedPips Quick Facts
| Bonus Offer | 40% Deposit Bonus |
|---|---|
| Demo Account | Yes |
| Instruments | CFDs, Forex, Precious Metals, Crypto |
| Regulator | IFSA |
| Platforms | UniTrader |
| Minimum Deposit | $10 |
| Minimum Trade | 0.01 Lots |
| Leverage | 1:1000 |
| Account Currencies | USD |
Pros
- UnitedPips’ platform performs well, with an intuitive design that will appeal to beginners, while the TradingView integration delivers powerful charting tools without overwhelming users, making it straightforward to execute trades efficiently.
- Although being handed off mid-chat due to shift changes during testing was frustrating, customer support is generally good with quick, helpful responses, and 24/7 support via phone and email for regional teams is a definite advantage.
- UnitedPips offers impressive leverage up to 1:1000 with zero swap fees or commissions, which can enhance potential returns for day traders and swing traders looking to control prominent positions with less capital.
Cons
- Unlike brokers such as IG, UnitedPips is an offshore broker not regulated by any 'green tier' financial authorities, raising concerns for traders seeking assurance and protection under well-established regulatory frameworks.
- UnitedPips' selection of tradable instruments is still minimal, comprising a bare minimum selection of forex, metals and crypto. There are no equities, indices or ETFs, which may be a drawback for experienced traders looking for diverse opportunities.
- UnitedPips lacks comprehensive research, while the educational content for beginner traders is woeful. Compared to brokers like eToro, which offers tutorials, webinars, and advanced courses, UnitedPips offers minimal resources to help new traders understand key concepts.
Why Open A Micro Account With IQCent?
"IQCent will appeal to day traders looking for a straightforward binary options and CFD trading platform with low fees, a range of accounts, and copy trading. Getting started takes less than 1 minute and a $250 deposit. "
IQCent Quick Facts
| Bonus Offer | 20% to 200% Deposit Bonus |
|---|---|
| Demo Account | Yes |
| Instruments | Binary Options, CFDs, Forex, Indices, Commodities, Crypto |
| Regulator | IFMRRC |
| Platforms | Online Platform, TradingView |
| Minimum Deposit | $250 |
| Minimum Trade | $0.01 |
| Leverage | 1:500 |
| Account Currencies | USD, EUR |
Pros
- IQCent is one of the few binary options brokers that also offers a copy trading service for hands-off traders
- The proprietary terminal offers TradingView-powered charts which deliver dozens of technical indicators and studies
- The broker's 24/7 customer support is fast and reliable, responding within 1 minute during tests
Cons
- The broker is not overseen by a respected regulator, though this is common among binary options firms
- The market analysis is very basic with limited technical summaries and insights from analysts
- IQCent charges a punitive $10 monthly inactivity fee if you fail to place at least 1 trade per month
Why Open A Micro Account With OANDA US?
"OANDA remains an excellent broker for US day traders seeking a user-friendly platform with premium analysis tools and a straightforward joining process. OANDA is also heavily regulated with a very high trust score."
OANDA US Quick Facts
| Demo Account | Yes |
|---|---|
| Instruments | Forex, Crypto with Paxos (Cryptocurrencies are offered through Paxos. Paxos is a separate legal entity from OANDA) |
| Regulator | NFA, CFTC |
| Platforms | OANDA Trade, MT4, TradingView, AutoChartist |
| Minimum Deposit | $0 |
| Minimum Trade | 0.01 Lots |
| Leverage | 1:50 |
| Account Currencies | USD, EUR, GBP, CAD, AUD, JPY, CHF, HKD, SGD |
Pros
- OANDA is a reliable, trustworthy and secure brand with authorization from tier-one regulators including the CFTC
- Day traders can enjoy fast and reliable order execution
- The broker offers a transparent pricing structure with no hidden charges
Cons
- It's a shame that customer support is not available on weekends
- There's only a small range of payment methods available, with no e-wallets supported
- The range of day trading markets is limited to forex and cryptos only
Why Open A Micro Account With Plexytrade?
"Plexytrade is a newcomer in the brokerage scene with attention-grabbing features like 1:2000 leverage, zero spreads on select instruments and fast execution speeds of less than 46 milliseconds. However, the absence of regulation is a significant concern, while the non-existent research and educational tools place it far behind industry frontrunners."
Plexytrade Quick Facts
| Bonus Offer | 120% Cash Welcome Bonus |
|---|---|
| Demo Account | Yes |
| Instruments | CFDs, Forex, Indices, Stocks, Commodities, Crypto |
| Platforms | MT4, MT5 |
| Minimum Deposit | $50 |
| Minimum Trade | 0.01 |
| Leverage | 1:2000 |
| Account Currencies | USD, EUR |
Pros
- Plexytrade accommodates a range of trading methods and short-term strategies, including scalping, hedging, and automated trading.
- US residents are accepted as clients, distinguishing Plexytrade as one of the rare offshore brokers that cater to US-based traders.
- Plexytrade offers among the highest leverage we’ve seen, up to 1:2000, catering to advanced traders willing to forego regulatory protections.
Cons
- There are no research and educational materials, falling short of alternatives like IG, while access to the economic calendar is restricted to clients with balances of $500.
- Plexytrade lacks regulation in major jurisdictions, significantly increasing the risks of opening an account and depositing funds.
- Deposits and withdrawals are exclusively facilitated through cryptocurrencies, as Plexytrade does not support bank cards, bank wire transfers, or e-wallets.
Why Open A Micro Account With FOREX.com?
"FOREX.com remains a best-in-class brokerage for active forex traders of all experience levels, with over 80 currency pairs, tight spreads from 0.0 pips and low commissions. The powerful charting platforms collectively offer over 100 technical indicators, as well as extensive research tools."
FOREX.com Quick Facts
| Bonus Offer | VIP status with up to 10k+ in rebates - T&Cs apply. |
|---|---|
| Demo Account | Yes |
| Instruments | Forex, Stock CFDs, Futures, Futures Options |
| Regulator | NFA, CFTC |
| Platforms | WebTrader, Mobile, MT4, MT5, TradingView |
| Minimum Deposit | $100 |
| Minimum Trade | 0.01 Lots |
| Leverage | 1:50 |
| Account Currencies | USD, EUR, GBP, CAD, AUD, JPY, CHF, PLN |
Pros
- The in-house Web Trader continues to shine as one of the best-designed platforms for aspiring day traders with a slick design and over 80 technical indicators for market analysis.
- With over 20 years of experience, excellent regulatory oversight, and multiple accolades including runner-up in our 'Best Forex Broker' awards, FOREX.com boasts a global reputation as a trusted brokerage.
- There’s a wealth of educational resources including tutorials, webinars, and a stacked YouTube channel to help you get educated in the financial markets.
Cons
- Funding options are limited compared to leading alternatives like IC Markets and don’t include many popular e-wallets, notably UnionPay and POLi.
- Despite increasing its range of instruments, FOREX.com's product portfolio is still limited to forex and CFDs, so there are no options to invest in real stocks, real ETFs or real cryptocurrencies.
- FOREX.com's MT4 platform offers approximately 600 instruments, significantly fewer than the over 5,500 available on its non-MetaTrader platforms.
How Did DayTrading.com Chose The Best Brokers For Micro Lot Trading?
We ranked brokers by their overall ratings but specifically examined and documented their micro account offerings. Key factors we looked at:
- True micro lot access (1,000 units, not rebranded mini accounts)
- Costs – spreads, commissions, and fairness for small trades
- Execution and platform quality – same tools and speed as standard accounts
- Deposit and withdrawal terms – low minimums and no hidden fees
- Regulation & safety – prioritizing well-trusted brokers
What Is A Micro Account?
A micro account is one of the smallest of several different-sized trading accounts – the smallest being nano accounts which are rarely offered by brokers from our research.
Micro accounts essentially offer low contract sizes, called micro lots, which are 1,000 units of currency. The typical pip value with a micro lot is $0.10.
Brokers who offer micro accounts are best for beginner retail investors who want to access the forex market, or for investors who wish to try new strategies without risking too much capital.
Micro accounts are primarily found at forex and CFD brokers. Most online brokerages either require no minimum deposit for a micro account, or the deposit is significantly less than the requirements of a standard account, for example, often around $10.
Importantly, other trading conditions and features don’t usually differ from standard live accounts.
Criteria & Qualification
A micro account allows investors to buy smaller contracts with fewer margin requirements. The smallest contract available to purchase is called a micro lot, which is 1% of the size of a standard lot, meaning it is equal to 1,000 units of the base currency.
For comparison, standard accounts offer standard lots as their smallest currency, which are larger, at 100,000 units of the base currency.
Let’s say an investor wishes to trade EUR/USD. In this case, the euro is the base currency. So, a micro lot of this currency pair would involve the purchase of 1,000 EUR. And you can buy as many micro lots as the capital in your account allows.
Though brokers with micro accounts mean smaller contracts, they do not necessarily mean smaller yields are payable. If the brokerage offers high leverage, traders can amplify their receivable profit. Of course, when trading with leverage, it is important to remember that losses will also be multiplied.
Who Should Use A Micro Account?
A micro account is perfect for beginners who do not want to risk a lot of capital but want to get into retail trading.
Forex brokers that offer micro lots are a great step up from demo accounts, in which you practice trading with virtual cash.
Those who have traded before can also use brokers with micro accounts to try new strategies before making large buy and sell orders. This will help gauge if a strategy or trading system works before taking on too much risk.
Pros Of Micro Trading Accounts
- Risk control: Smaller lot sizes allow traders to control their risk exposure. For example, in a standard lot, two pip movements in the EUR/GBP is equal to a $20 profit or loss, whereas two pip movement in a micro lot is $0.20.
- Leverage: Profits can be magnified with leverage, so micro accounts do not always have to sacrifice profits in return for limited upfront investment.
- No maximum: The only limit to how many micro lots you can purchase is the money you deposit into your account. This means you can trade using a micro account for as long as you wish.
Cons Of Micro Trading Accounts
- Returns: Smaller initial investments tend to lead to lower returns. Leverage can amplify profits, but they also multiply losses, so beginners may not be comfortable trading on margin.
- Upgrading: Once you feel ready to move onto a larger account, you will need to close the micro account and reopen a new mini/standard account. Fortunately, many top brokers with micro accounts also offer mini and standard account solutions.