Best Brokers With Micro Accounts 2025

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James Barra
James is an investment writer with a background in financial services. As a former management consultant, he has worked on major operational transformation programmes at prominent European banks. James authors, edits and fact-checks content for a series of investing websites.
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Jemma Grist
Jemma is a writer, editor and fact-checker focused on retail trading and investing. Jemma brings a unique perspective to the forex, stock, and cryptocurrency markets and works across several investment websites as a researcher and broker analyst.
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William Berg
William contributes to several investment websites, leveraging his experience as a consultant for IPOs in the Nordic market and background providing localization for forex trading software. William has worked as a writer and fact-checker for a long row of financial publications.
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Brokers with micro accounts reduce the entry barrier for traders, with one micro lot in forex equaling 1,000 units. Dig into our choice of the best micro account brokers based on our hands-on tests.

Top Micro Account Brokers 2025

We put every provider listed below under the microscope and they all stand out for their excellent micro account trading conditions:

Why Are These Brokers The Best For Micro Accounts?

Here’s a quick rundown of why we think these are the top brokers for micro trading:

  1. NinjaTrader is the best broker for micro lot trading in 2025 - NinjaTrader enabled micro futures trading with contracts like Micro E-mini S&P 500 and Nasdaq, low margins from $50, and commissions from $0.09 per contract during our tests. Execution was really fast, platforms robust, and no minimum deposit applied. Advanced charting, strategy testing, and simulated trading supported both beginners and experienced traders.
  2. FOREX.com - Founded in 1999, FOREX.com is now part of StoneX, a financial services organization serving over one million customers worldwide. Regulated in the US, UK, EU, Australia and beyond, the broker offers thousands of markets, not just forex, and provides excellent pricing on cutting-edge platforms.
  3. UnitedPips - UnitedPips offered micro-lot trading via its Standard account, requiring a minimum deposit of $10 during our last tests. Spreads started from 0.7 pips, with high leverage up to 1:1000. The platform provided swift execution, no inactivity fees, and access to responsive 24/7 support, making it suitable for low-capital traders.
  4. IQCent - IQCent allowed micro-lot trading from just $0.01 during our last evaluations. Spreads started at 0.7 pips on major forex pairs like EUR/USD. The platform offered decent execution quality, zero deposit/withdrawal fees, and a proprietary platform with TradingView integration. Copy trading was available, and accounts were activated within 24 hours.
  5. OANDA US - When we tried it, OANDA US allowed trading from as little as 1 unit of currency, enabling micro-lot positions without rounding to 1,000 units. This flexibility, combined with no minimum deposit requirement, made it ideal for low-capital traders. Spreads also started from just 0.6 pips on major pairs, and commissions were as low as $0.01 per trade.
  6. Capitalcore - Capitalcore enabled micro-lot trading from $10 when we used it, with spreads from 0.7 pips and no commissions. Execution was fast, no inactivity fees applied, and leverage reached a whopping 1:2000. The proprietary platform, mobile support, demo accounts, and 24/7 customer service made it ideal for low-capital and active traders.

How Safe Are The Best Micro Account Brokers?

Choosing a broker for micro trading requires trust in regulation, fund protection, and platform reliability. Here’s how our top brokers safeguard your trades:

How Safe Are The Best Micro Account Brokers?
Broker Trust Rating Guaranteed Stop Loss Negative Balance Protection Segregated Accounts
NinjaTrader 4.3
FOREX.com 4.9
UnitedPips 2
IQCent 2.5
OANDA US 4.5
Capitalcore 3.3

Are The Best Micro Account Brokers Good For Beginners?

New to micro accounts? We assessed education tools, demo accounts, and ease of use to find the brokers best for beginner traders:

Are The Best Micro Account Brokers Good For Beginners?
Broker Demo Account Minimum Deposit Minimum Trade Education Rating Support Rating
NinjaTrader $0 0.01 Lots 4 4
FOREX.com $100 0.01 Lots 4.5 4.3
UnitedPips $10 0.01 Lots 2.5 3.5
IQCent $250 $0.01 2 2.5
OANDA US $0 0.01 Lots 3.8 3.5
Capitalcore $10 0.01 Lots 3.5 3.5

Compare Detailed Ratings Of Top Micro Account Brokers

See how the best brokers with micro accounts performed across critical categories in our evaluations:

Compare Detailed Ratings Of Top Micro Account Brokers
Broker Trust Platforms Assets Mobile Fees Accounts Research Education Support
NinjaTrader 4.3 4.5 2.9 3.1 4.3 2.8 4 4 4
FOREX.com 4.9 4.6 4.3 3.7 4.6 4 4.8 4.5 4.3
UnitedPips 2 3.5 3 3 3.8 3.5 2.8 2.5 3.5
IQCent 2.5 3.8 2.6 4.2 4.3 3.3 3 2 2.5
OANDA US 4.5 4.5 2.8 4.2 4 3.5 4.3 3.8 3.5
Capitalcore 3.3 3.8 3.8 3 3 3.8 2.5 3.5 3.5

How Popular Are The Top Micro Account Brokers?

Micro accounts remain popular with traders who want flexibility and risk control. We looked at which platforms attract the most users:

Why Open A Micro Account With NinjaTrader?

"NinjaTrader continues to meet the demands of active futures traders looking for low fees and premium analysis tools. The platform hosts top-rate charting features including hundreds of indicators and 10+ chart types."

Tobias Robinson Tobias Robinson, Reviewer

NinjaTrader Quick Facts

Demo AccountYes
InstrumentsForex, Stocks, Options, Commodities, Futures, Crypto
RegulatorNFA, CFTC
PlatformsNinjaTrader Desktop, Web & Mobile, eSignal
Minimum Deposit$0
Minimum Trade0.01 Lots
Leverage1:50
Account CurrenciesUSD

Pros

  • Low fees are offered, with $50 day trading margins & commissions from $.09 per micro contract
  • Traders can get free platform access and trade simulation capabilities in the unlimited demo
  • You can get thousands of add-ons and applications from developers in 150+ countries

Cons

  • There is a withdrawal fee on some funding methods
  • The premium platform tools come with an extra charge
  • Non forex and futures trading requires signing up with partner brokers

Why Open A Micro Account With FOREX.com?

"FOREX.com remains a best-in-class brokerage for active forex traders of all experience levels, with over 80 currency pairs, tight spreads from 0.0 pips and low commissions. The powerful charting platforms collectively offer over 100 technical indicators, as well as extensive research tools."

Christian Harris Christian Harris, Reviewer

FOREX.com Quick Facts

Bonus OfferVIP status with up to 10k+ in rebates - T&Cs apply.
Demo AccountYes
InstrumentsForex, Stock CFDs, Futures, Futures Options
RegulatorNFA, CFTC
PlatformsWebTrader, Mobile, MT4, MT5, TradingView
Minimum Deposit$100
Minimum Trade0.01 Lots
Leverage1:50
Account CurrenciesUSD, EUR, GBP, CAD, AUD, JPY, CHF, PLN

Pros

  • The in-house Web Trader continues to shine as one of the best-designed platforms for aspiring day traders with a slick design and over 80 technical indicators for market analysis.
  • With over 20 years of experience, excellent regulatory oversight, and multiple accolades including runner-up in our 'Best Forex Broker' awards, FOREX.com boasts a global reputation as a trusted brokerage.
  • FOREX.com offers industry-leading forex pricing starting from 0.0 pips, alongside competitive cashback rebates of up to 15% for serious day traders.

Cons

  • FOREX.com's MT4 platform offers approximately 600 instruments, significantly fewer than the over 5,500 available on its non-MetaTrader platforms.
  • Demo accounts are frustratingly time-limited to 90 days, which doesn’t give you enough time to test day trading strategies effectively.
  • There’s no negative balance protection for US clients, so you may find yourself owing more money than your initial deposit into your account.

Why Open A Micro Account With UnitedPips?

"UnitedPips is ideal for traders seeking leveraged trading opportunities, the security of fixed spreads, and the flexibility to deposit, withdraw, and trade cryptocurrencies - all in one sleek TradingView-powered platform."

Christian Harris Christian Harris, Reviewer

UnitedPips Quick Facts

Bonus Offer40% Deposit Bonus
Demo AccountYes
InstrumentsCFDs, Forex, Precious Metals, Crypto
RegulatorIFSA
PlatformsUniTrader
Minimum Deposit$10
Minimum Trade0.01 Lots
Leverage1:1000
Account CurrenciesUSD

Pros

  • UnitedPips offers impressive leverage up to 1:1000 with zero swap fees or commissions, which can enhance potential returns for day traders and swing traders looking to control prominent positions with less capital.
  • UnitedPips’ platform performs well, with an intuitive design that will appeal to beginners, while the TradingView integration delivers powerful charting tools without overwhelming users, making it straightforward to execute trades efficiently.
  • Although being handed off mid-chat due to shift changes during testing was frustrating, customer support is generally good with quick, helpful responses, and 24/7 support via phone and email for regional teams is a definite advantage.

Cons

  • UnitedPips' selection of tradable instruments is still minimal, comprising a bare minimum selection of forex, metals and crypto. There are no equities, indices or ETFs, which may be a drawback for experienced traders looking for diverse opportunities.
  • Unlike brokers such as IG, UnitedPips is an offshore broker not regulated by any 'green tier' financial authorities, raising concerns for traders seeking assurance and protection under well-established regulatory frameworks.
  • UnitedPips lacks comprehensive research, while the educational content for beginner traders is woeful. Compared to brokers like eToro, which offers tutorials, webinars, and advanced courses, UnitedPips offers minimal resources to help new traders understand key concepts.

Why Open A Micro Account With IQCent?

"IQCent will appeal to day traders looking for a straightforward binary options and CFD trading platform with low fees, a range of accounts, and copy trading. Getting started takes less than 1 minute and a $250 deposit. "

Jemma Grist Jemma Grist, Reviewer

IQCent Quick Facts

Bonus Offer20% to 200% Deposit Bonus
Demo AccountYes
InstrumentsBinary Options, CFDs, Forex, Indices, Commodities, Crypto
RegulatorIFMRRC
PlatformsOnline Platform, TradingView
Minimum Deposit$250
Minimum Trade$0.01
Leverage1:500
Account CurrenciesUSD, EUR

Pros

  • IQCent is one of the few binary options brokers that also offers a copy trading service for hands-off traders
  • CFD trading fees are competitive based on tests, including 0.7 pips on major forex pairs such as EUR/USD
  • There's an accessible $0.01 minimum stake for new day traders with a small budget

Cons

  • There's no automated trading support for algo traders
  • IQCent trails binary brokers like Quotex with its narrow investment offering of around 175 assets with limited stocks
  • The broker is not overseen by a respected regulator, though this is common among binary options firms

Why Open A Micro Account With OANDA US?

"OANDA remains an excellent broker for US day traders seeking a user-friendly platform with premium analysis tools and a straightforward joining process. OANDA is also heavily regulated with a very high trust score."

Jemma Grist Jemma Grist, Reviewer

OANDA US Quick Facts

Demo AccountYes
InstrumentsForex, Crypto with Paxos (Cryptocurrencies are offered through Paxos. Paxos is a separate legal entity from OANDA)
RegulatorNFA, CFTC
PlatformsOANDA Trade, MT4, TradingView, AutoChartist
Minimum Deposit$0
Minimum Trade0.01 Lots
Leverage1:50
Account CurrenciesUSD, EUR, GBP, CAD, AUD, JPY, CHF, HKD, SGD

Pros

  • The broker's API facilitates access to 25 years of deep historical data and rates from 200+ currencies
  • Day traders can enjoy fast and reliable order execution
  • There's a strong selection of 68 currency pairs for dedicated short-term forex traders

Cons

  • The range of day trading markets is limited to forex and cryptos only
  • There's only a small range of payment methods available, with no e-wallets supported
  • It's a shame that customer support is not available on weekends

Why Open A Micro Account With Capitalcore?

"The major selling points of Capitalcore are its high leverage options up to 1:2000 and zero commission or swap fees. However, its weak regulatory oversight from the IFSA and non-existent education place it far behind the top brokers."

Christian Harris Christian Harris, Reviewer

Capitalcore Quick Facts

Bonus Offer40% Deposit Bonus up to $2,500
Demo AccountYes
InstrumentsForex, Metals, Stocks, Cryptos, Futures Indices, Binary Options
RegulatorIFSA
PlatformsWebTrader, Pro
Minimum Deposit$10
Minimum Trade0.01 Lots
Leverage1:2000
Account CurrenciesUSD

Pros

  • The Capitalcore platform provides comprehensive charting tools and a wide range of 150+ technical indicators, ideal for detailed market analysis.
  • The support team are available 24/7 and responded within minutes during testing with helpful responses.
  • Capitalcore has added binary options trading on 30+ currency pairs, metals and crypto with one-click trading and payouts up to 95%.

Cons

  • Platform support is limited to proprietary software, so there's no integration with the market-leading MetaTrader or cTrader, which offer built-in economic news and support automated trading.
  • The web platform was inconsistent during testing, with occasional technical glitches that meant the trading platform wouldn’t load.
  • Capitalcore’s threadbare education and research seriously trail category leaders like IG, making it less suitable for aspiring traders.

How Did DayTrading.com Chose The Best Brokers For Micro Lot Trading?

We ranked brokers by their overall ratings but specifically examined and documented their micro account offerings. Key factors we looked at:

DayTrading.com Testing Methodology Snapshot

What Is A Micro Account?

A micro account is one of the smallest of several different-sized trading accounts – the smallest being nano accounts which are rarely offered by brokers from our research.

Micro accounts essentially offer low contract sizes, called micro lots, which are 1,000 units of currency. The typical pip value with a micro lot is $0.10.

Brokers who offer micro accounts are best for beginner retail investors who want to access the forex market, or for investors who wish to try new strategies without risking too much capital.

Micro accounts are primarily found at forex and CFD brokers. Most online brokerages either require no minimum deposit for a micro account, or the deposit is significantly less than the requirements of a standard account, for example, often around $10.

Importantly, other trading conditions and features don’t usually differ from standard live accounts.

Criteria & Qualification

A micro account allows investors to buy smaller contracts with fewer margin requirements. The smallest contract available to purchase is called a micro lot, which is 1% of the size of a standard lot, meaning it is equal to 1,000 units of the base currency.

For comparison, standard accounts offer standard lots as their smallest currency, which are larger, at 100,000 units of the base currency.

Let’s say an investor wishes to trade EUR/USD. In this case, the euro is the base currency. So, a micro lot of this currency pair would involve the purchase of 1,000 EUR. And you can buy as many micro lots as the capital in your account allows.

Though brokers with micro accounts mean smaller contracts, they do not necessarily mean smaller yields are payable. If the brokerage offers high leverage, traders can amplify their receivable profit. Of course, when trading with leverage, it is important to remember that losses will also be multiplied.

Who Should Use A Micro Account?

A micro account is perfect for beginners who do not want to risk a lot of capital but want to get into retail trading.

Forex brokers that offer micro lots are a great step up from demo accounts, in which you practice trading with virtual cash.

Those who have traded before can also use brokers with micro accounts to try new strategies before making large buy and sell orders. This will help gauge if a strategy or trading system works before taking on too much risk.

Pros Of Micro Trading Accounts

  • Risk control: Smaller lot sizes allow traders to control their risk exposure. For example, in a standard lot, two pip movements in the EUR/GBP is equal to a $20 profit or loss, whereas two pip movement in a micro lot is $0.20.
  • Leverage: Profits can be magnified with leverage, so micro accounts do not always have to sacrifice profits in return for limited upfront investment.
  • No maximum: The only limit to how many micro lots you can purchase is the money you deposit into your account. This means you can trade using a micro account for as long as you wish.

Cons Of Micro Trading Accounts

  • Returns: Smaller initial investments tend to lead to lower returns. Leverage can amplify profits, but they also multiply losses, so beginners may not be comfortable trading on margin.
  • Upgrading: Once you feel ready to move onto a larger account, you will need to close the micro account and reopen a new mini/standard account. Fortunately, many top brokers with micro accounts also offer mini and standard account solutions.