Pacific Union Review and Tutorial 2021

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Pacific Union Facts & Figures

Pacific Union is a multi-asset broker offering trading via the MT4 and MT5 platforms.

Bonus$50 no deposit bonus
InstrumentsForex, Commodities, Cryptocurrencies, Stocks, Indices
Demo AccountYes
Min. Deposit$50
Payment MethodsCredit Card, Debit Card, FasaPay, Mastercard, UnionPay, Visa, Wire Transfer
Min. Trade0.01 lots
Regulated ByCyprus Securities and Exchange Commission (CySEC) and Seychelles Financial Services Authority (SFSA)
MetaTrader 4Yes
MetaTrader 5Yes
STP AccountYes
ECN AccountYes
DMA AccountNo
Mobile AppsiOS & Android
Margin TradingYes
Auto TradingNo
Social TradingYes
Copy TradingYes
Trade SignalsNone
Islamic AccountYes
Trade CFDs on stocks, indices and commodities.
FTSE SpreadNot Available
GBPUSD SpreadFrom 0.5 pips
Oil SpreadFrom 1.6 pips
Stocks SpreadVariable

Pacific Union offers 30+ currency pairs, including majors such as EUR/USD and USD/JPY

GBPUSD SpreadFrom 0.5 pips
EURUSD SpreadFrom 0.2 pips
EURGBP SpreadFrom 0.4 pips

Pacific Union offers leveraged cryptocurrency trading against the US Dollar.

SpreadFrom 0.7 pips
Risk Warning – Your capital is at risk

Pacific Union is a globally established online broker offering over 200 tradeable instruments. Our trading review will cover its regulation, account types, fees, customer support options, and more. Find out whether to open a live account with Pacific Union today.

Pacific Union Headlines

Established in 2015, Pacific Union (PU) delivers an online brokerage service to customers in over 120 countries worldwide. Today, the number of live trading accounts sits at approximately 130,000, with multilingual services to suit the needs of its global customer base.

The company operates from 14 offices worldwide, with a 200-strong team of employees servicing customers 24 hours a day.

The broker operates a no dealing desk model resulting in superior pricing, fewer outages, and a great depth of liquidity. PU is authorised and regulated by Cyprus Securities and Exchange Commission and the Seychelles Financial Services Authority.

Trading Platform

Pacific Union offers both the MetaTrader 4 (MT4) and MetaTrader 5 (MT5) terminals. Both are globally recognised platforms available for free download to PC and desktop devices. The broker also hosts the Web Trader terminal, meaning clients can trade directly via all major web browsers without the need for software download. Features of the platforms include:

Web Trader

Compatible with Windows, MAC, and Linux

MetaTrader 4

MetaTrader 5

metatrader4_devices_pacific union


Pacific Union offers 200+ assets to trade across global markets:


Pacific Union fees are variable between account types. The Prime solution offers the tightest spreads, with quotes directly from major liquidity providers. During particularly liquid times, spreads can be as low as 0 pips. Major forex pairs including EUR/GBP and USD/CAD were offered at 1.9 pips on the Standard account and 0.4 pips on the Prime account respectively. Gold was offered at 3 pips vs 2 pips on the Prime account. A full list of spreads by instrument can be found on the broker’s website or within the trading platform interface.

There is no commission applicable on any trades executed under the Pacific Union Standard account. A $3.50 commission per side applies across the majority of trading instruments under the Prime account. It is good to see the broker does not charge an inactivity fee, however swap rates for positions held overnight apply.


Pacific Union’s available leverage varies by initial investment and trade size. The maximum leverage available is 1:500. This is extremely high, so we would recommend implementing risk management strategies if using this rate. The higher the leverage used, the larger the trade size an investor can control. A breakdown of leverage availability is below.

Mobile App

Pacific Union offers a new proprietary mobile application, available for free download to iOS and Android devices. The simple, user-friendly design and advanced functionality allow investors to access full trading features while on the go. Fast execution speeds, global market news, multi-account management, 24/5 customer support, and trading reports are all available. MetaTrader 4 and MetaTrader 5 are also both available as mobile apps. Access the full trading features of the desktop platform, analytical tools, and customisable charts and graphs wherever you are.

Pacific Union benefits

Pacific Union Payments


Pacific Union provides traders with flexible deposit options and multiple base currencies. The broker does not charge a fee for any account funding methods, however third-party charges may apply. A $50 minimum deposit applies, with varying maximum limits. Top deposit methods include:


With Pacific Union, the majority of withdrawal methods are free, however some do incur a small charge. This is an external fee rather than being set by the broker. For example, Neteller charges a 2% transaction fee for all withdrawals. Skrill withdrawals will incur a 1% charge.

The minimum withdrawal amount across all methods is $40, however, these limits do vary by type. Withdrawals of less than $100 will be subject to a handling fee of $20 or equivalent currency. Bank wire transfers are subject to the longest processing time for funds to be withdrawn at two to five business days.

Credit/debit cards and electronic payment time may be vary depending on the processing time of the card issuer/receiving bank.

Demo Trading

A free demo account is available via Pacific Union’s website in 10+ base currencies. These accounts are a good way to practise execution, navigate platform features, and test strategies risk-free.

Pacific Union traders can access up to $100,000 of virtual funds and experience real-time trading conditions and prices on the MT4 or MT5 trading terminals. Leverage up to 1:500 can also be selected when opening a paper trading account. Sign up is required to open an account via a simple online registration form.

Note, these accounts expire automatically after 60 days.

Deals & Promotions

At the time of writing, Pacific Union was promoting several financial incentives. This included a $50 no deposit bonus and a 50% credit bonus up to $500. As the broker is not regulated by a European Union authority, there are no limitations on promotions. A refer a friend scheme is also accessible, where traders can earn up to $150 for each friend that opens a live account and meets the eligibility criteria.

However, always review bonus claim terms and conditions before opening an account as there may be restrictions on withdrawals.


Pacific Union operates under full regulation from the Cyprus Securities and Exchange Commission and the Seychelles Financial Services Authority. Similar to the key benefits provided by top-tier authorities like the FCA, PU offers negative balance protection and segregated client funds.

In the case of business insolvency, your capital will be safeguarded. In addition, the broker uses leading financial institutions to provide customers with the highest inter-bank liquidity and employs stringent corporate governance compliance audits.

Additional Features

Our review was pleased to see Pacific Union offering various analysis tools and educational content. This includes daily news posts, market reports, and technical analysis of instruments. Plus, market research is available in daily video posts.

The education is varied, topics are suited towards beginners, but there are also advanced articles for the more experienced. Themes include trading psychology, mitigating risk, an introduction to markets, and understanding indicators. Supporting video content is also posted with visual tutorials of key topics.

It is also good to see online webinars led by industry experts can also be accessed, and a wide array of useful tools, including an economic calendar, currency converter, and keyword glossary.

Live Accounts

Pacific Union offers two online trading account options; Standard and Prime. Both offer multiple base currencies, access to all instruments, no dealing desk order execution, and maximum leverage opportunities. Additionally, a Cent account can be opened. These are ideal for inexperienced investors looking to start with small amounts. Details of the account types include:




Access to 36 currency pairs, gold, silver, and crude oil

It is quick and easy to open a live account with Pacific Union. Customers must complete an online registration form and are required to provide identification verification documents, such as proof of residency under Know Your Customer (KYC) compliance.

PU also offers an Islamic trading account. This swap-free version can be upgraded from a live account pending approval from the brokerage. Administration fees apply for open position account management.



Trading Hours

The brokerage follows 24-hour trading times Monday-Friday, however, these vary by instrument. Note that Pacific Union’s server times and charts operate GMT +2 or GMT +3. Full timings by instrument can be found on the broker’s website plus upcoming market holiday dates.

Customer Support

Pacific Union offers the following customer support 24/5, plus on Sunday GMT+3 04:00-13:00:


Pacific Union’s trading area and portal access are password protected. All personal data between client terminals and the platform services are encrypted via an SSL certificate. The MT4 and MT5 trading terminals offer secure login features, industry-standard data privacy, and dual-factor authentication.

Pacific Union Verdict

Pacific Union offers a strong trading environment on a direct-to-market execution model. Flexible leverage is available, with low fees making it customisable to suit any trading strategy. We enjoyed the offer of established trading platforms, various customer service options, a demo account, and low minimum deposit options. Although the chosen regulatory authority isn’t as well regarded in the financial industry, the negative balance protection and segregated client funds should provide some reassurance to clients.


Is Pacific Union Regulated?

Yes, Pacific Union is authorised and regulated by the Cyprus Securities and Exchange Commission and Seychelles Financial Services Authority. Compliance with the authority’s guidelines includes negative balance protection and segregated client funds.

What Trading Platforms Does Pacific Union Offer?

Pacific Union offers the industry-established MetaTrader 4 and MetaTrader 5 trading terminals. Both provide advanced trading features, including technical indicators, customisable interfaces, plus sophisticated graphs and charts.

What Are The Minimum Deposit Requirements To Open A Pacific Union Account?

The minimum deposit requirement to open a live trading account with Pacific Union is $50 or equivalent currency. Note that minimum deposits may vary by account funding method and are subject to changes from the owner and management team.

What Customer Service Options Do Pacific Union Offer?

Pacific Union offers multilingual customer support available 24/5. This includes a live chatbot, telephone on +248 4671 948, and email at

What Account Types Does Pacific Union Offer?

Pacific Union offers several live account types with direct-to-market execution. This includes Standard, suitable for a new investor, and Prime with advanced trading features plus a higher minimum deposit requirement. The broker also offers a Cent account and an Islamic trading account.

Accepted Countries

Traders cannot use Pacific Union from United States, Singapore and Australia.

Alternatives to Pacific Union

If you are looking for alternatives to Pacific Union we have compiled a list of the top 5 brokers that are similar to Pacific Union below. This list of brokers like Pacific Union is in order of similarity and only includes companies that accept traders from your location.

  1. eToro – eToro is a multi-asset platform which offers both investing in stocks and cryptoassets, as well as trading CFDs.
  2. Exinity – Exinity provides flexible low-cost trading in FX, commodities, indices and equities alongside unique education and support provided by teams located across the world. Now operating in the Middle East, through regulation from the Financial Services Regulatory Authority in Abu Dhabi and the Financial Services Commission of Mauritius, Exinity provides a range of services to traders and investors looking for new opportunities in the financial markets.
  3. EagleFX – EagleFX is a popular trading broker offering forex, stocks, cryptos & commodities.
  4. Rockfort Markets – Rockfort Markets is a New Zealand broker with a competitive range of assets, trading platforms and market conditions.
  5. – boast a global reputation. Regulated in the UK, EU, US and Canada they offer a huge range of markets, not just forex, and offer very tight spreads and a cutting edge platform.
Pacific Union is a multi-asset broker offering trading via the MT4 and MT5 platforms.

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