Citi Self Invest vs Gemini

Citi Self Invest vs Gemini Comparison Table 2024
Citi Self Invest Gemini
3
3.8

Citi Self Invest is a personal investment account provider that was set up in 2021 from within Citigroup Inc's personal wealth management umbrella. The company is dedicated to providing retail traders with simple, effective tools and facilities to achieve long-term financial goals through investments in the financial markets. Citi Self Invest is regulated by the SEC.

Gemini is a cryptocurrency exchange set up in 2014 by the Winklevoss brothers, known for their early involvement in Facebook. The exchange is among the world’s 20 largest and most popular. Gemini clients can trade and stake 110+ cryptocurrencies, with derivatives trading available in some jurisdictions, an advanced proprietary platform and additional features including an NFT marketplace.

Comment by Reviewer
"We think Citi Self Invest is great for anyone looking to make long term investments for large-scale capital growth or passive income generation." "Gemini’s ActiveTrader platform and TradingView integration make it a good choice for serious crypto traders seeking a reliable charting environment, though we were disappointed by some unnecessary fees and previous security breaches."
Pros
  • Easy to manage, move and transfer funds between Citi banking accounts
  • No minimum balance requirement for the Self Invest profile
  • Regulated by SEC with SIPC membership
  • Self invest or managed account options
  • Commission-free trading available
  • New investment account bonuses
  • Simple and sleek mobile app
  • ESG investing solutions
  • In-built Learning Center
  • The trading app features a user-friendly, modern design and intuitive interface, with an excellent range of charting tools for day traders
  • The TradingView integration delivers top-quality tools, including backtesting and algo trading capabilities
  • The exchange ensures high security standards with 2FA a requirement for all crypto investors
  • Crypto perpetual futures are available in many jurisdictions with up to 1:100 leverage
  • There is a decent range of educational guides and tutorials suitable for beginners
Cons
  • Deposits and withdrawals via bank wire transfer only
  • No forex, futures, or crypto trading instruments
  • Leveraged trading not available
  • No demo account
  • US clients only
  • The exchange has a history of concerning incidents including the collapse of its Earn program and a phishing breach
  • The 'convenience fee' for using the mobile app seems arbitrary and makes it inefficient to use this feature
  • There are high fees for some funding methods including a 3.49% fee for card transactions
  • Some larger coins by market cap are not available to buy through Gemini
  • There is no practice profile or demo account for prospective traders
Awards
  • Best Cryptocurrency Exchange 2019 - Markets Choice Awards
  • Best Crypto Exchange Overall 2022 - The Ascent
Instruments
Stocks, ETFs, Mutual Funds, Bonds Cryptos
Demo Account
No No
Minimum Deposit
$0 $0
Trading Platforms
  • Own
  • ActiveTrader
  • AlgoTrader
  • TradingView
Payment Methods
Minimum Trade
$1 0.00001 BTC
Regulator
SEC NYDFS, MAS, FCA
Margin Trading
Yes No
Margin Rate
8.5%+
STP Account
No No
ECN Account
No No
DMA Account
No No
MAM Account
No No
PAMM Account
No No
LAMM Account
No No
Demat Account
No No
AI / Machine Learning
No No
Robo Advisor
Yes No
Negative Balance Protection
No No
Market Maker
No No
P2P Trading
No No
Spot Trading
No No
Mobile Apps
iOS & Android iOS & Android
Auto Trading
Yes
Copy Trading
No No
Social Trading
No No
VPS Hosting
No No
Tournaments
No No
Demo Competitions
No No
Ethical Investing
Yes No
Custodial Account
No No
Guaranteed Stop Loss
No No
Islamic Account
No No
Account Currencies
  • USD
  • USD
  • EUR
  • GBP
  • CAD
  • AUD
  • HKD
  • SGD
Stock Exchanges
Cryptocurrency
Crypto trading not offered Gemini offers a relatively small range of 110+ cryptocurrencies on its exchange, which is anchored by the native Gemini Dollar stablecoin, as well as perpetual swap derivatives. The powerful ActiveTrader platform is optimized for online trading, delivering a wide range of technical indicators and up to 7 time frames.
Spread
Transaction fee from $0.99
Coins
  • BTC
  • ETH
  • XRP
  • ADA
  • DOGE
  • DOT
  • BCH
  • LTC
  • UNI
  • LINK
  • FIL
  • XLM
  • WBTC
  • EOS
  • SOL
  • AAV
  • XTZ
  • ATOM
  • MKR
  • DAI
  • COMP
  • ZEC
  • ENJ
  • GRT
  • SNX
  • BAT
  • MANA
  • YFI
  • UMA
  • ZRX
  • OMG
  • BNT
  • REN
  • CRV
  • 1INCH
  • LRC
  • KNC
  • STORJ
  • GNT
  • SKL
  • SAND
  • BAL
  • NMR
  • KEEP
  • OXT
  • LOOM
  • PAXG
  • BRD
  • CSP
  • TBTC
  • WNXM
  • FXC
  • AMP
  • WTON
  • LUNA
Crypto Lending
No Yes
Crypto Mining
No No
Crypto Staking
No Yes
Auto Market Maker
No No
More Comparisons
Citi Self Invest
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