Uphold Card: Zero Transaction Fees & Low Exchange Rates

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Written By
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Written By
James Barra
James is an investment writer with a background in financial services. He has worked as a management consultant, where he delivered large-scale operational transformational programmes at some of Europe's biggest banks. James authors, edits and fact-checks content for a series of investing websites.

Uphold has introduced a crypto-enabled card for flexible spending domestically and abroad. The card is available to UK residents.

Key Takeaways

  • Users can spend cryptocurrency directly from Uphold wallets.
  • Cardholders will earn 2% cashback in XRP on GBP expenditure.
  • The card offers 0% foreign transaction fees and low exchange rates abroad.
  • Users simply need to create an Uphold account and activate the card through their mobile wallet.
  • There are no setup or maintenance fees.

Spend Any Currency, Anywhere

The Uphold card allows users to spend any type of currency anywhere in the world. It is accepted almost everywhere that supports Mastercard.

With access to competitive exchange rates, cardholders can spend on holidays, transport, groceries, health and more.

Crypto can also be withdrawn as cash from ATMs. There is a £2.50 fee for UK ATM withdrawals and a £3.50 charge for international ATM withdrawals.

Uphold spending card
Source: Uphold

Straightforward To Manage

Users can manage the card through the Uphold app. Cardholders can see their spending in real-time with mobile alerts.

Clients can also earn cashback in XRP up to £100 per month. Cashback will be credited to accounts by the 15th of the following month.

The virtual card can be added to mobile wallets, integrating with Apple Pay and Google Pay.

Alternatively, a physical card can be requested through the app. This comes with a £9.95 fee and takes between 7 and 10 working days to arrive.

About Uphold

Uphold is a digital finance platform that supports crypto investing, staking and payment cards for multi-currency purchases.

Over 250 digital assets can be bought, sold and traded through the platform.

There is no minimum deposit and new users can sign up directly through the app.

Uphold is a digital asset platform offering a range of services, from crypto trading and staking to payment cards that provides rewards and easy multi-currency payments. The company was established in 2015 and has enabled $4+ billion in transactions. Uphold is now active in 180+ countries and deals in 200+ crypto and fiat currencies.
Terms Apply. Cryptoassets are highly volatile. Your capital is at risk.