Trading212 vs Vanguard

Trading 212 vs Vanguard Comparison Table 2023
Trading 212 Review 2023	Vanguard Review 2023
Review 2.3 We do not recommend Trading212. Margin requirement changes made with no notice leave traders exposed to additional risk, and a mobile app rating of just 1.1* illustrates a serious issue with user satisfaction	Review 2.8 Vanguard is #36 in our broker rankings.
Traders from US not accepted See available CFD brokers	Traders from US accepted
Trading 212 is a European-regulated CFD, stock and ETF broker that also offers ISA accounts. Traders can access markets through a proprietary trading platform and speculate on the movements of 1800+ tradeable instruments including forex, stocks, ETFs and commodities.	Vanguard is a US-headquartered brokerage with 50 million clients globally and $8+ billion in assets under management. The brands offers investing in stocks, mutual funds, bonds, ETFs and options with low fees. The trusted broker is regulated by the SEC, FINRA and FCA.
Comment by Reviewer
"Trading212 falls short of the standards we expect from online brokers. A subpar mobile trading app and questionable changes to margin requirements have eroded user confidence. There are better alternatives for day traders."	"We recommend Vanguard for long-term investors looking for managed accounts and self-directed trading opportunities. Fees are competitive, with zero-commission stock and ETF trading."
Pros
Demo account with virtual funds Portfolio copy trading functionality Low minimum deposit requirement A suite of educational resources Commission-free trading across a range of assets	Trusted since 1975 with strong regulatory oversight in the US and UK Retirement and ISA accounts available alongside traditional investing solutions Fully managed accounts providing a hands-off approach to investing Excellent education and user guides compared to alternatives Competitive fee structure with a 0.15% account fee Commission-free stock and ETF trading Well-designed mobile app ESG funds available
Cons
No access to MT4 or MT5 Execution-only brokerage with no managed account option Questionable operating practices and treatment of customers Some products such as options and cryptocurrency are not offered Low account and fund safety score	Limited payment methods - credit cards, cheques and e-wallet are not supported High minimum investment amounts, including $3000 for the majority of mutual funds No demo account available to practise trading risk-free Focused on US clients
Instruments
Forex, CFDs, Indices, Shares, Commodities, ETFs	Stocks, ETFs
Demo Account
Yes	No
Minimum Deposit
$1	$1
Trading Platforms
Own	Own
Payment Methods
Apple Pay Credit Card Debit Card Giropay Google Wallet iDeal Mastercard PayPal Skrill Sofort Visa Wire Transfer	ACH Transfer Automated Customer Account Transfer Service Wire Transfer
Minimum Trade
0.01 Lots	$1
Regulator
FCA, CySEC, FSC	SEC, FINRA
Margin Trading
Yes	Yes
STP Account
Yes	No
ECN Account
No	No
DMA Account
No	No
MAM Account
No	No
PAMM Account
No	No
LAMM Account
No	No
Demat Account
No	No
AI / Machine Learning
No	Yes
Robo Advisor
No	Yes
Negative Balance Protection
Yes	No
Market Maker
No	No
P2P Trading
No	No
Spot Trading
No	Yes
Mobile Apps
iOS & Android	iOS & Android
Auto Trading
AutoInvest portfolio	Yes
Copy Trading
Yes	No
Copy Trading Platform
Trading 212 offers a portfolio copy trading service which is user-friendly and suitable for beginners
Social Trading
Yes	No
VPS Hosting
No	No
Tournaments
No	No
Demo Competitions
No	No
Ethical Investing
Yes	Yes
Custodial Account
No	Yes
Guaranteed Stop Loss
No	No
Islamic Account
No	No
Account Currencies
USD EUR GBP CAD SEK NOK CHF CZK	USD EUR GBP
Stock Exchanges
Australian Securities Exchange CAC 40 Index France DAX GER 40 Index Euronext FTSE UK Index Hong Kong Stock Exchange IBEX 35 Japan Exchange Group S&P 500 SIX Swiss Exchange	Dow Jones London Stock Exchange Nasdaq S&P 500
Commodities
Cocoa Coffee Copper Corn Cotton Gasoline Gold Lead Livestock Natural Gas Oil Palladium Platinum Silver Soybeans Sugar Wheat
CFD Trading
Trade leveraged CFDs on thousands of instruments, including forex, equities, commodities, indices, bonds and futures. The selection of asset classes is decent, but the trading software, particularly the mobile app, lags behind competitors.	CFD trading not offered
Leverage
1:30
FTSE Spread
2.5 points
GBPUSD Spread
0.00028 pips
Oil Spread
0.4 pips
Stocks Spread
0.2% Var
Forex Trading
Trade 170+ major, minor and exotic forex pairs with floating spreads and leverage up to 1:30. Forex futures are also available on some currency pairs. However the forex broker has a track record of amending margin requirements without appropriate notice.	Forex trading not offered
Forex App
Trading212 have positioned themselves at the front of the mobile trading movement. Their platform is based on a ‘mobile-first’ model, so they prioritize this type of trader. The app offers 1800+ instruments, zero commissions and a free practise account. Download the app risk free and try it out.
GBPUSD Spread
0.00028 pips
EURUSD Spread
0.00015 pips
EURGBP Spread
0.00044 pips
Assets
170+

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