Trading212 vs M1 Finance

Trading 212 vs M1 Finance Comparison Table 2023
Trading 212	M1 Finance
Review 2.3 We do not recommend Trading212. Margin requirement changes made with no notice leave traders exposed to additional risk, and a mobile app rating of just 1.1* illustrates a serious issue with user satisfaction	Review 3.9 M1 Finance is #12 in our broker rankings.
Traders from US not accepted	Traders from US accepted
Trading 212 offer a mobile trading experience with copy trading functionality and a range of investing assets.	M1 Finance is a US brokerage that allows users to build a customizable investment portfolio from a range of 6000+ stocks and shares, ETFs and cryptocurrencies. The innovative 'pie' based portfolio management system allows traders to build several portfolios with different aims, and the brokerage supports machine-learning tools that can provide automated portfolio management.
Bonus Offer
	M1 Finance Plus free for 3 months on new accounts
Promotions
	Get A $500 Welcome Bonus When You Join M1 Finance
Comment by Reviewer
	"US investors who want a straightforward, commission-free way to invest in stocks and crypto with AI-powered strategy support should consider M1 Finance."
Pros
Demo account Copy trading Strong regulation Low minimum deposit Multiple payment methods	Extras including a bank account and loan service make this a one-stop investing shop A clean dashboard that illustrates the current composition of your portfolio Multiple portfolios – up to five accounts under the same login Vast range of stocks and shares to choose from Make your own ETF by customizing your pie Excellent portfolio-management tools Straightforward proprietary platform Follow more than 60 expert portfolios Bitcoin trading through M1 Crypto Commission-free with low fees Trade fractional shares
Cons
No MetaTrader 4 integration	No stop-limit or stop-loss orders You cannot consolidate external accounts for planning purposes The way trades are placed puts transaction timing out of your control Only available in the US – eToro is a top alternative for the UK market Accounts with less than $20 and no trading activity for 90 days are charged a fee Despite offering stocks and ETFs, M1 Finance doesn’t provide trading on mutual funds or options M1 does not employ any human financial advisors, versus Betterment and other popular automated advisors
Awards
#1 Trading App - Apple App Store	Best Roth IRA Accounts - 2020
Instruments
Forex, CFDs, Indices, Shares, Commodities, ETFs	Stocks, ETFs, OTC stocks
Demo Account
Yes	Yes
Minimum Deposit
€/£/$1	$100 ($500 for IRA)
Payment Methods
Apple Pay Credit Card Debit Card Giropay Google Wallet iDeal Mastercard PayPal Skrill Sofort Visa Wire Transfer	Automated Customer Account Transfer Service Cheque Wire Transfer
Minimum Trade
0.01 Lots	$1
Regulator
FCA, CySEC, FSC	FINRA, SEC
Margin Trading
Yes	Yes
Margin Rate
	3.5 - 5%
MetaTrader 4
No	No
MetaTrader 5
No	No
cTrader
No	No
AlgoTrader
No	No
OmniTrader
No	No
TradingView
No	No
Autochartist
No	No
eSignal
No	No
Trading Central
No	No
STP Account
Yes	No
ECN Account
No	No
DMA Account
No	No
MAM Account
No	No
PAMM Account
No	No
LAMM Account
No	No
Demat Account
No	No
AI / Machine Learning
No	Yes
Robo Advisor
No	Yes
Negative Balance Protection
Yes	No
Market Maker
No	No
P2P Trading
No	No
Spot Trading
No	Yes
Mobile Apps
iOS & Android	Yes
Auto Trading
AutoInvest portfolio	Yes
Copy Trading
Yes	No
Copy Trading Platform
Trading 212 offers a portfolio copy trading service which is user-friendly and suitable for beginners
Social Trading
Yes	No
VPS Hosting
No	No
Tournaments
No	No
Demo Competitions
No	No
Ethical Investing
Yes	Yes
Custodial Account
No	Yes
Guaranteed Stop Loss
No	No
Islamic Account
No	No
Account Currencies
USD EUR GBP CAD SEK NOK CHF CZK	USD
Stock Exchanges
Australian Securities Exchange CAC 40 Index France DAX GER 40 Index Euronext FTSE UK Index Hong Kong Stock Exchange IBEX 35 Japan Exchange Group S&P 500 SIX Swiss Exchange	Dow Jones Nasdaq New York Stock Exchange
Commodities
Cocoa Coffee Copper Corn Cotton Gasoline Gold Lead Livestock Natural Gas Oil Palladium Platinum Silver Soybeans Sugar Wheat
CFD Trading
Trade CFDs on a range of markets commission-free including forex, stocks, and commodities	CFD trading not offered
Leverage
1:30
FTSE Spread
2.5 points
GBPUSD Spread
0.00028 pips
Oil Spread
0.4 pips
Stocks Spread
0.2% Var
Forex Trading
Trade 170+ major and minor currency pairs with floating spreads.	Forex trading not offered
Forex App
Trading212 have positioned themselves at the front of the mobile trading movement. Their platform is based on a ‘mobile-first’ model, so they prioritize this type of trader. The app offers 1800+ instruments, zero commissions and a free practise account. Download the app risk free and try it out.
GBPUSD Spread
0.00028 pips
EURUSD Spread
0.00015 pips
EURGBP Spread
0.00044 pips
Assets
170+
Cryptocurrency
Crypto trading not offered	M1 Finance users can open a crypto account to invest in 10 cryptocurrencies including Bitcoin, Ethereum, Cardano and Solana. You can also invest in six crypto-related funds and ETFs, which are a good way to get broader exposure to the digital currency market.
Spread
	Variable
Coins
	BTC ADA AVE ETH LINK ALDO BAT ATOM
Crypto Lending
No	No
Crypto Mining
No	No
Crypto Staking
No	No
Auto Market Maker
No	No

Review	Review
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