Trading News

What Is 401(a)? 401(a) is a type of savings plan that is sponsored by an employer, typically offered by government agencies, educational institutions, and nonprofit organizations rather than by companies in the private sector. This type of plan allows employees to save for retirement on a tax-deferred basis. Employers may also make contributions to employees’ […]

What Is the Cash Conversion Cycle? The cash conversion cycle (CCC) is a metric that expresses the time between a company’s purchase of inventory and the collection of receivables from customers minus any payments due. In other words, it measures how long it takes for a company to turn its investments in inventory and other […]

What Is An Indemnity? An indemnity is a financial compensation arrangement in which one party agrees to reimburse the other party for any losses that may be incurred as a result of a specific event. The purpose of an indemnity is to protect one party from any potential financial damages that may arise from the […]

What Is Indexed Universal Life Insurance (IUL)? Indexed universal life insurance (IUL) is a type of permanent life insurance that offers death benefit protection and the potential for cash value accumulation. The cash value growth of IUL policies is tied to one or more stock market indexes, providing the policyholder with the potential to participate […]

Risk parity is an investment strategy that aims to balance risk across asset classes, rather than allocating more capital to traditionally “safer” investments like bonds. The goal is to create a portfolio with consistent returns, regardless of market conditions. It’s also sometimes called balanced beta. It does not generally involve any tactical trading outside rebalancing to […]

What Is A Request for Proposal (RFP)? A request for proposal (RFP) is a type of bidding solicitation in which a company or organization announces that it intends to buy a product or service and solicits proposals from potential suppliers. An RFP typically contains instructions for how the supplier should submit its proposal, as well […]

What Is Cyclical Unemployment? Cyclical unemployment is a type of unemployment that occurs when the economy is in a recession. Cyclical unemployment can also be caused by structural problems in the labor market, such as a shortage of jobs in certain sectors. Cyclical unemployment is often measured using the unemployment rate, which is the percentage […]

The price-to-book ratio (P/B) is the ratio of a company’s market value to its book value. What Does Book Value Mean? Book value is an accounting term that refers to the value of a company’s assets minus its liabilities. Book value can be thought of as a company’s “net worth”. A company’s book value is […]

How people act with each other is the most important determinant of domestic conditions. The internal war is ultimately the most consequential type of conflict the US and other countries face. Even with the importance of US-China relations and its impact on the markets – via trade, economics, capital and currency, technology, geopolitical, and military […]

Student loan debt is now close to $2 trillion in the United States, or closing in on 10 percent of GDP.   Student Loans Owned and Securitized, Outstanding (Source: Board of Governors of the Federal Reserve System (US))   It’s a material line item and it is and will continue to have an impact on […]