Maestro Brokers 2026

Written By

Jemma Grist

Edited By

James Barra

Fact Checked By

William Berg

Updated

Jun 5, 2024

Maestro is a method of payment that e-merchants and sellers accept in exchange for goods or services, including trading brokers. This review will cover how Maestro works and its pros and cons for funding online trading accounts. We also unpack deposit and withdrawal speeds, transaction limits, plus what differentiates it from other popular payment solutions.

Use our list of the best brokers that accept Maestro deposits directly below to start trading.

Best Maestro Brokers

Our thorough tests have revealed the below 6 best brokers with Maestro payments:

Learn how we test brokers and why you can trust our ratings.

Here is a summary of why we recommend these brokers in January 2026:

FBS - Founded in 2009, FBS is an award-winning CFD broker operating in over 150 countries with a client base exceeding 27 million traders. Traders are supported at every stage of their journey with 24/7 assistance, market analytics, trading calculators, and competitive pricing with zero commissions.
XTB - Founded in 2002 in Poland, XTB now serves more than 1 million clients. The forex and CFD broker combines a heavily regulated trading environment with an extensive selection of assets and a commitment to trader satisfaction, featuring an intuitive in-house platform with superb tools to support aspiring day traders.
CMTrading - Established in 2012, CMTrading has emerged into a popular broker with active traders, particularly in South Africa. Sporting four account options (Basic, Trader, Gold, Premium) and the popular MT4 platform alongside the broker’s own Webtrader, it provides a compelling trading environment for short-term traders.
Axi - Established in 2007, Axi is a multi-regulated forex and CFD broker that has made strides to improve its trading experience over the years, from expanding its suite of stocks and upgrading the Axi Academy to launching its own copy trading app.
City Index - Established in 1983 and now a part of the Nasdaq-listed StoneX Group, City Index is a renowned and award-winning broker specializing in forex, CFDs, and spread betting. Offering over 13,500 instruments, an evolving Web Trader platform, top-tier educational resources, and 24/5 customer support, City Index delivers a comprehensive trading experience.
FxPro - Established in 2006, FxPro has emerged as a trusted non-dealing desk (NDD) broker offering trading on over 2,100 markets to more than 2 million clients worldwide. It has scooped over 100 industry awards and counting for its competitive conditions for active traders.

Compare The Best Maestro Brokers

Compare The Best Maestro Brokers
Broker	Minimum Deposit	Instruments	Platforms	Leverage
FBS	$5	CFDs, Forex, Indices, Shares, Commodities	FBS App, MT4, MT5	1:30 (EU & Restricted Countries), 1:3000 (Global)
XTB	$0	CFDs on shares, Indices, ETFs, Raw Materials, Forex currencies, cryptocurrencies, Real shares, Real ETFs	xStation	1:30 (EU) 1:500 (Global)
CMTrading	$100	CFDs, Forex, Stocks, Indices, Commodities, Crypto	Webtrader, MT4, TradingCentral	1:200
Axi	$0	CFDs, Forex, Stocks, Indices, Commodities, Crypto	Axi Copy Trading, MT4, AutoChartist	1:500
City Index	$0	CFDs, Forex, Stocks, Indices, Commodities, Crypto, Futures, Options, Bonds, Interest Rates,ETFs,Spread Betting	Web Trader, MT4, TradingView, TradingCentral	1:30 (Retail), 1:50 (Accredited Investor), 1:200 (Sophisticated Investor), 1:300 (Wholesale Investor), 1:400 (Professional Trader). Varies with jurisdiction.
FxPro	$100	CFDs, Forex, Stocks, Indices, Commodities, Futures, Spread Betting	FxPro Edge, MT4, MT5, cTrader, AutoChartist, TradingCentral, DupliTrade, Quantower	1:30 (Retail), 1:500 (Pro), 1:1000 (Via Prime Ash Capital Limited)

FBS

"FBS is an excellent choice for day traders at every level and budget, with just a $5 minimum deposit and intensive academy for aspiring traders alongside access to MT4, MT5 and highly leveraged trading opportunities up to 1:3000 for experienced traders."
Christian Harris, Reviewer

FBS Quick Facts

Demo Account	Yes
Instruments	CFDs, Forex, Indices, Shares, Commodities
Regulator	ASIC, CySEC, FSC
Platforms	FBS App, MT4, MT5
Minimum Deposit	$5
Minimum Trade	0.01 Lots
Leverage	1:30 (EU & Restricted Countries), 1:3000 (Global)
Account Currencies	USD, EUR

Pros

The trading firm has picked up over 90 awards and amassed more than 27 million clients, making it one of the largest and most established brokers globally.
FBS strikes the balance between robust features and ease of use, with a sign-up process taking <10 minutes, an intuitive app, advanced research through Market Analytics & more recently VIP Analytics, plus immersive education through the FBS Academy and Trader’s Blog.
FBS offers lightning-fast execution speeds from just 10 milliseconds, placing it among the industry leaders for highly active traders like scalpers who demand rapid order processing.

Cons

Investor protection is only available for clients within the EU, meaning global traders may not be protected if their account goes negative, significantly increasing the risk to your funds.
Although the FBS app offers a terrific mobile trading experience for aspiring traders and MT4/MT5 cater to advanced traders, the absence of cTrader and TradingView, which are increasingly offered by alternatives like Pepperstone, will deter day traders familiar with these platforms.
There are only two base currencies available - EUR and USD - which isn't practical for minimizing currency conversion fees for many global traders, and is especially striking given the broker’s user base spans over 150 nations.

Visit FBS

FBS Review

XTB

"XTB stands out as a top choice for new day traders with the terrific xStation platform, low trading costs, no minimum deposit, and excellent educational tools, many of which are seamlessly integrated into the platform. "
Christian Harris, Reviewer

XTB Quick Facts

Demo Account	Yes
Instruments	CFDs on shares, Indices, ETFs, Raw Materials, Forex currencies, cryptocurrencies, Real shares, Real ETFs
Regulator	FCA, CySEC, KNF, DFSA, FSC
Platforms	xStation
Minimum Deposit	$0
Minimum Trade	0.01 Lots
Leverage	1:30 (EU) 1:500 (Global)
Account Currencies	USD, EUR, GBP

Pros

The xStation platform continues to impress with its user-friendly interface and intuitive features, including customizable news feeds, sentiment heatmaps, and trader calculator, reducing the learning curve for newer traders.
XTB has boosted its interest rate on uninvested balances and added zero-fee ISAs (On ETFs and real shares, or 0.2% with transactions over €100k) for UK clients with a huge range of markets available.
With an excellent range of educational materials, including training videos and articles integrated into the platform, XTB supports traders at all levels.

Cons

XTB does not offer a raw spread account, which is becoming increasingly common among competitors like Pepperstone, and may disappoint day traders looking for the tightest spreads.
XTB discontinued support for MT4, limiting traders to its proprietary platform, xStation, potentially deterring advanced day traders familiar with the MetaTrader suite.
Not being able to adjust the default leverage level of XTB products is frustrating, as manual adjustment can significantly mitigate trade risk, especially in forex and CFD trading.

Visit XTB

XTB Review

CMTrading

"CMTrading is well suited to traders in South Africa looking for highly leveraged trading opportunities on global financial markets through a user-friendly, web-accessible platform, with signals from reputable providers to help inform short-term trading decisions."
Christian Harris, Reviewer

CMTrading Quick Facts

Demo Account	Yes
Instruments	CFDs, Forex, Stocks, Indices, Commodities, Crypto
Regulator	FSCA, FSA
Platforms	Webtrader, MT4, TradingCentral
Minimum Deposit	$100
Minimum Trade	0.01 Lots
Leverage	1:200
Account Currencies	USD, EUR, ZAR

Pros

CMTrading have added an incredibly intuitive AI chart feature which we’ve not seen elsewhere and offers signals in three simple steps: find an asset, take a screenshot of the chart, then upload it to the scanner for technical analysis and signals in seconds.
Multiple account options, including Basic, Trader, Gold, and Premium, cater to short-term traders with different needs and budgets. These accounts provide tighter spreads, trading signals, and discounts for higher-tier users.
The CMTrading Academy has come a long way, offering a wealth of materials for traders at all levels. Video courses, webinars, and market analysis updates can help users deepen their knowledge.

Cons

Spreads are higher than those offered by some competing brokers like IC Markets based on evaluations. This could increase trading costs, particularly for high-volume day traders.
While CMTrading offers a variety of assets, the overall selection is still significantly narrower than that of category leading brokers like BlackBull. The focus is primarily on forex, commodities, a few indices, and crypto.
CMTrading's customer support is unavailable around the clock, which proved inconvenient during testing for traders in different time zones or those who encounter issues during non-business hours.

Visit CMTrading

CMTrading Review

Axi

"Axi is a stand-out option if you want to day trade forex on the MetaTrader 4 platform thanks to the broker’s growing selection of 70+ currency pairs, the MT4 NextGen upgrade, and tight spreads from just 0.2 pips if you opt for the Pro account."
Christian Harris, Reviewer

Axi Quick Facts

Demo Account	Yes
Instruments	CFDs, Forex, Stocks, Indices, Commodities, Crypto
Regulator	FCA, ASIC, FMA, DFSA, SVGFSA
Platforms	Axi Copy Trading, MT4, AutoChartist
Minimum Deposit	$0
Minimum Trade	0.01 Lots
Leverage	1:500
Account Currencies	USD, EUR, GBP, CHF, PLN

Pros

The growing educational resources in the Axi Academy, including free eBooks, video tutorials and notably interactive quizzes, are excellent for supporting beginner traders.
Axi offers a terrific MT4 experience, enhanced with the NextGen plug-in for advanced order management and analytics, and complete with low execution latency of approximately 30ms.
Advanced traders can now sign up for the Axi Select funded trader program through the broker’s offshore entity, providing funding up to $1 million with a 90% profit share.

Cons

Axi is falling behind by only offering MT4 when many rivals now support MT5, cTrader, TradingView and proprietary software for a slicker experience with more advanced tools.
Axi still has our confidence but issues with the ASIC and FMA in recent years mean it needs to continue providing a secure environment while adhering to licensing conditions.
Despite performing well whenever we use it, Axi's support is unavailable 24/7, which can be inconvenient for traders in different time zones or those needing assistance outside standard trading hours.

Visit Axi

Axi Review

City Index

"City Index is a great match for active traders, with ultra-fast execution speeds averaging 20ms, a highly customizable web platform featuring 90+ technical indicators, and some of the best education we’ve seen."
Christian Harris, Reviewer

City Index Quick Facts

Demo Account	Yes
Instruments	CFDs, Forex, Stocks, Indices, Commodities, Crypto, Futures, Options, Bonds, Interest Rates,ETFs,Spread Betting
Regulator	FCA, ASIC, CySEC, MAS
Platforms	Web Trader, MT4, TradingView, TradingCentral
Minimum Deposit	$0
Minimum Trade	0.01 Lots
Leverage	1:30 (Retail), 1:50 (Accredited Investor), 1:200 (Sophisticated Investor), 1:300 (Wholesale Investor), 1:400 (Professional Trader). Varies with jurisdiction.
Account Currencies	USD, EUR, GBP, AUD, PLN, CZK

Pros

City Index boasts 13,500+ markets spanning forex, indices, shares, commodities, bonds, ETFs, and interest rates, with the platform's inclusion of niche markets like interest rates offering unique trading avenues not always found elsewhere.
City Index provides versatile trading platforms for all skill levels. The intuitive Web Trader platform is ideal for beginners, while support for MetaTrader 4 (MT4) and TradingView adds robust analysis and automation features, ensuring a flexible experience for traders of all levels.
City Index is regulated by top-tier authorities like the FCA (UK), ASIC (Australia), and MAS (Singapore), while its ownership by StoneX Group Inc., a listed company, further reinforces its credibility.

Cons

Unlike brokers such as AvaTrade and BlackBull, City Index does not provide passive investment opportunities like social copy trading, or real stock or ETF ownership, making it less appealing for hands-off trading.
City Index lacks an Islamic account with swap-free trading conditions, making the broker less appealing to Muslim traders compared to providers like Eightcap and Pepperstone.
While many brokers like eToro have expanded their crypto offerings, City Index only provides crypto CFDs, and the limited range may not satisfy traders looking for a broader selection of altcoins.

Visit City Index

City Index Review

FxPro

"FxPro is a stellar option for day traders, sporting exceptionally fast execution speeds under 12ms, competitive fees that were lowered in 2022, and terrific charting platforms in MT4, MT5, cTrader and FxPro Edge."
Christian Harris, Reviewer

FxPro Quick Facts

Demo Account	Yes
Instruments	CFDs, Forex, Stocks, Indices, Commodities, Futures, Spread Betting
Regulator	FCA, CySEC, FSCA, SCB, FSA
Platforms	FxPro Edge, MT4, MT5, cTrader, AutoChartist, TradingCentral, DupliTrade, Quantower
Minimum Deposit	$100
Minimum Trade	0.01 Lots
Leverage	1:30 (Retail), 1:500 (Pro), 1:1000 (Via Prime Ash Capital Limited)
Account Currencies	USD, EUR, GBP, AUD, JPY, ZAR, CHF, PLN

Pros

FxPro operates under a 'No Dealing Desk' (NDD) model, ensuring fast and transparent order execution, often under 12 milliseconds, ideal for short-term trading strategies.
FxPro's Wallet is a standout feature that allows traders to manage funds securely. By segregating unused funds from active trading accounts, the Wallet provides additional protection and convenience.
FxPro offers four reliable charting platforms, notably the intuitive FxPro Edge, with over 50 indicators, 7 chart types and 15 chart timeframes.

Cons

Despite a growing Knowledge Hub and a $10M funded demo account, FxPro is geared towards advanced traders, with beginners potentially finding the account and fee structure complex.
There are no passive investment tools like copy trading or interest paid on cash. While active traders may not miss these, competitors like eToro catering to active and passive investors have more comprehensive offerings.
While FxPro provides 24/5 customer support through multiple channels that performed well during testing, it lacks 24/7 availability, which can disadvantage traders needing assistance outside traditional market hours.

Visit FxPro

FxPro Review

How Did We Choose The Best Maestro Brokers?

To list the top Maestro brokers, we:

Scanned our database of 500 online brokers and shortlisted all those that offer Maestro payments
Ensured they accept Maestro deposits and withdrawals for online trading
Ranked them by their overall score, combining 100+ data with our extensive observations

About Maestro

The financial services company Mastercard introduced Maestro debit cards and prepaid cards in 1991. The debit cards are connected to a customer’s account, be it current, savings, or other, while a prepaid card isn’t connected to any account. They were introduced primarily to facilitate low-cost, cross-border payments.

The brand is accepted at around 15,000,000 point of sales outlets in 93 countries, including the USA, Canada, and Hong Kong, but it is particularly popular in Europe. Other countries, like China and the UK, replaced Maestro debit cards with Mastercard and Visa debit cards, and no longer issue Maestro.

Despite this, there is still a long list of brokers that accept Maestro cards spanning most major trading jurisdictions. And due to fast payment processing and transparency in terms of traders only being able to spend the funds in their account, Maestro brokers are popular with retail investors.

Deposit & Withdrawal Speed

Most Maestro brokers, such as XTB, eToro and XM, offer instant deposits. However, some trading platforms require a copy of personal identity documents before processing payments, which can cause delays. Additionally, some banks have extra security precautions which can mean funds won’t appear in trading accounts for several hours.

Withdrawal times often take longer as many Maestro brokers have to satisfy KYC checks and validate profits before releasing funds. With that said, timelines do not differ between card transactions, whether it be Visa debit, Mastercard credit, or Maestro debit/pre-paid cards. Most brokers that accept Maestro process withdrawals within 1-5 business days.

Payment Fees

There are not normally additional fees when using the solution to make deposits to trading accounts, which is an advantage over other payment methods, such as wire transfers and cryptos. Both eToro and XM, for example, offer fee-free deposits and withdrawals via Maestro.

With that said, some brokers that accept Maestro may charge a small commission, alongside a currency conversion fee. Currency conversion fees are often fixed, and proportionate to the volume of the profit you are withdrawing.

Safety

The company is a trusted and regulated payment service in all countries and cities where it operates. The brand is owned by Mastercard, which provides end-to-end encryption on all transactions. This means your personal details are protected.

The best way to ensure any sensitive information is safe is also to trade with regulated Maestro brokers. Some of the top financial regulators include the Cyprus Securities & Exchange Commission (CySEC), the UK Financial Conduct Authority (FCA), and the Australian Securities & Investments Commission (ASIC).

Advantages Of Maestro Deposits For Traders

There is a long list of countries and brokers that accept Maestro payments.
Transactions are fast, so you can make deposits instantly and begin trading.
Traders can only use funds in their account, reducing the risk of overtrading which can happen if you use a credit card.
Maestro is used globally, so supports a range of currencies, including USD, EUR, GBP and JPY. This also means less chance of paying currency conversion fees if your broker accepts a corresponding base currency.
Mastercard issues Maestro cards, providing traders with peace of mind that the company is reputable, regulated and trustworthy.

Disadvantages Of Maestro Deposits For Traders

Maestro is being replaced by Mastercard debit in some jurisdictions, which means less availability in the long term.
The payment solution is being replaced because its servers cannot handle huge influxes of online transactions, which may impact the efficiency and reliability of the service for traders.
Some banks that offer Maestro cards enforce relatively low transfer limits on accounts which may impact high-volume traders.

How To Deposit Using Maestro

Choose a broker: Ensure the broker accepts clients from your region, be it the US or Australia, and has a range of underlying assets that you can trade, from stocks, ETFs and options to forex and cryptocurrencies. Additionally, the best Maestro brokers will have 24/7 or 24/5 support in case of any issues with deposits and withdrawals.
Deposit: Before making a deposit, ensure you are aware of any minimum transfer limits. For example, XTB‘s minimum deposit is $0, while FxPro requires $100. Next, log in and navigate their website or platform interface to the deposit area and select the Maestro payment option. You will need to enter your card details, including the long card number, zip or CVC code, and expiry date.
Withdrawals: Most brokers that accept Maestro withdrawals will need several days to process the payment. Some trading platforms will also only let you withdraw using the method you used to fund your account. Select Maestro in the cashier or similar portal and follow the on-screen instructions. Contact the customer service team if you have been waiting longer than expected.

Is Maestro Good For Day Trading?

Maestro cards are recognized worldwide, including by many of the top online brokers and trading platforms. Traders benefit from near-instant deposits, fee-free account funding, plus robust security measures. The only major drawback is that Maestro cards are being replaced by Mastercard in some locations.

Use our list of the top brokers that accept Maestro deposits and withdrawals to start trading.

FAQ

Is Maestro The Best Way To Make Trading Deposits?

Maestro is a popular way to fund online trading accounts. Investors simply need to enter their card details at supporting brokers and funds should appear within a couple of hours. Withdrawals can take longer but are usually free of charge and secure.

How Can I Be Safe When Using Maestro Whilst Trading?

Maestro uses heavily regulated online servers for carrying out transactions and offers end-to-end encryption within its payment portals. Additionally, make sure you use a secure password to access your account. It’s also worth signing up with trusted Maestro brokers that offer two-factor authentication at the login stage.

Should I Get A Maestro Card For Trading?

Although making payments with Maestro means instant deposits and secure transactions globally, it is being discontinued in some jurisdictions. With that in mind, traders may prefer to use Visa or Mastercard. Alternatively, e-wallets like PayPal and Neteller are supported by many of the top trading brokers.

What Are The Best Brokers That Accept Maestro Deposits?

There are many top-rated trading brokers that accept Maestro. Among the best trading platforms are eToro, XTB, and XM. See our full list of leading Maestro brokers to compare different brands.