InvestEngine vs Trading212

InvestEngine vs Trading 212 Comparison Table 2024
InvestEngine	Trading 212
Review 3	Review 2.5

InvestEngine was founded in 2019 by the founders and CEOs of Gumtree and Ramsey Crookall, a successful independent wealth management firm. The company is regulated in the UK by the FCA and has planted itself as a strong competitor within the retail stock trading space, offering managed and DIY investment portfolios and access to more than 550 global ETFs.	Trading 212 is a European and UK-regulated CFD broker that also offers stock investing and ISAs. It’s best known for its commission-free trading model and beginner-friendly app, which has helped it attract 2.5 million users and £3.5 billion in client assets.
Customer Reviews
	2 Based on 1 Trading 212 customer reviews
Comment by Reviewer
"InvestEngine is best for UK investors looking to speculate on the financial markets through low-cost ETFs. We especially like the flexible investment solutions, with both managed and DIY portfolio options."	"With its user-friendly app, low barrier to entry and fractional shares, Trading 212 is particularly suited to beginners. However, it lacks the advanced charting tools experienced day traders will want. Its products are also increasingly geared towards longer-term investors."
Pros
We were impressed by the company's provision of analytics reports and strategy advice, as well as top product picks and a detailed blog Hands-on investors can benefit from completely free access to InvestEngine's services, only paying for any dealing charges We think the firm's investment platform is intuitive and impressive, making the whole experience simple and stress-free InvestEngine clients have a wide choice of investment and savings accounts to tailor solutions to their goals Managed portfolios provide professional advice and expert picks for a commission of only 0.25%	One of the standout features of Trading 212 is its commission-free trading, meaning you can buy and sell stocks, ETFs, and other financial instruments without incurring traditional brokerage fees Trading 212 has an intuitive and user-friendly platform that is especially accessible for beginners, with a straightforward layout and a reasonable range of tools for analysis The platform offers a good suite of instruments, including stocks, indices, ETFs, currencies, commodities, and CFDs. This variety can help you to create a diversified investment portfolio A sleek mobile app lets you trade on the go. It’s well-designed and offers features similar to the web platform, making it convenient if you prefer mobile trading Up to 5.1% interest on uninvested cash is available, appealing to hands-off investors
Cons
Any clients looking for long-term gains from individual company stock investments must look elsewhere as InvestEngine limits its products to ETFs Despite offering several account types, the firm does not support Lifetime ISAs or Self Invested Pension Pots (SIPPs) No tiered services for high-net-worth investors	Experienced day traders who rely on sophisticated technical analysis tools will find Trading 212’s charting features to be somewhat basic, especially compared to alternatives like IG While Trading 212 offers leveraged trading through CFDs, there are restrictions on leverage for certain instruments. If you want high leverage for your strategies, you will find these limitations constraining There’s no copy trading, a significant drawback given Trading 212's client base is largely beginners and brokers like eToro offer this feature There is no support for algorithmic or automated trading, nor third-party apps like MetaTrader 4, which will deter advanced traders. IC Markets ticks these boxes
Instruments
ETFs	CFDs, Forex, Stocks, Indices, Commodities, ETFs
Demo Account
No	Yes
Minimum Deposit
£100	$1
Trading Platforms
Own	Web App
Payment Methods
ACH Transfer Wire Transfer	Apple Pay Credit Card Debit Card Giropay Google Wallet iDeal Mastercard PayPal Skrill Sofort Visa Wire Transfer
Minimum Trade
$1	0.01 Lots
Regulator
FCA	FCA, CySEC, FSC
Margin Trading
No	Yes
STP Account
No	Yes
ECN Account
No	No
DMA Account
No	No
MAM Account
No	No
PAMM Account
No	No
LAMM Account
No	No
Demat Account
No	No
AI / Machine Learning
Yes	No
Robo Advisor
Yes	No
Negative Balance Protection
No	Yes
Market Maker
No	Yes
P2P Trading
No	No
Spot Trading
Yes	No
Mobile Apps
iOS & Android	iOS & Android
App Review
	Trading212 have positioned themselves at the front of the mobile trading movement. Their platform is based on a ‘mobile-first’ model, so they prioritize this type of trader. The app offers 1800+ instruments, zero commissions and a free practise account. Download the app risk free and try it out.
Auto Trading
Yes	AutoInvest Portfolio
Copy Trading
No	No
Social Trading
No	Yes
VPS Hosting
No	No
Tournaments
No	No
Demo Competitions
No	No
Ethical Investing
Yes	Yes
Custodial Account
No	No
Guaranteed Stop Loss
No	No
Islamic Account
No	No
Account Currencies
GBP	USD EUR GBP CAD SEK NOK DKK CHF PLN CZK HUF
Stock Exchanges
	Australian Securities Exchange (ASX) CAC 40 Index France DAX GER 40 Index Dow Jones Euronext FTSE UK Index Hang Seng Hong Kong Stock Exchange IBEX 35 Japan Exchange Group Nasdaq S&P 500 SIX Swiss Exchange
Commodities
Gold Oil Silver	Cocoa Coffee Copper Corn Cotton Gasoline Gold Lead Livestock Natural Gas Oil Palladium Platinum Silver Soybeans Sugar Wheat
CFD Trading
CFD trading not offered	Engage in leveraged CFD trading across a wide array of instruments, encompassing forex, stocks, commodities, and indices. Yet while the selection of asset classes is satisfactory, the charting software and floating spreads for short-term traders fall behind that of competitors.
Leverage
	1:30
FTSE Spread
	2.5
GBPUSD Spread
	0.00028
Oil Spread
	0.4
Stocks Spread
	0.2% Var
Forex Trading
Forex trading not offered	Trade over 180 major, minor, and exotic forex pairs on the Trading 212 platform, featuring floating spreads and leverage up to 1:30. It’s important to note, though, that the forex broker has a history of adjusting margin requirements without providing adequate notice. As a result, CMC Markets is a better pick for forex traders with more currency pairs and a cleaner record.
Forex App
	Trading212 have positioned themselves at the front of the mobile trading movement. Their platform is based on a ‘mobile-first’ model, so they prioritize this type of trader. The app offers 1800+ instruments, zero commissions and a free practise account. Download the app risk free and try it out.
GBPUSD Spread
	0.00028
EURUSD Spread
	0.00015
EURGBP Spread
	0.00044
Assets
	180+
Currency Indices
	USD

Review	Review
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