Stash vs M1 Finance

Stash vs M1 Finance Comparison Table 2024
Stash M1 Finance
2.9

Stash is #35 in our broker rankings.

3.9

M1 Finance is #16 in our broker rankings.

United States Flag Traders from US accepted
United States Flag Traders from US accepted

Stash is a SEC-registered trading platform with FIDIC insurance. The firm has a large client base of 6+ million with $3+ billion in assets under management (AUM). The choice of automated trading and self-directed investing makes the brand stand out from rivals with a low minimum investment.

M1 Finance is a US brokerage that allows users to build a customizable investment portfolio from a range of 6000+ stocks and shares, ETFs and cryptocurrencies. The innovative 'pie' based portfolio management system allows traders to build several portfolios with different aims, and the brokerage supports machine-learning tools that can provide automated portfolio management.

Bonus Offer
M1 Finance Plus free for 3 months on new accounts
Comment by Reviewer
"Stash is a great investment platform for beginners looking for automated investing solutions and a slick mobile app." "M1 Finance remains a great choice for US investors who want a straightforward, commission-free way to invest in stocks and crypto. The intuitive dashboard, customizable portfolios and fractional shares should appeal to all experience levels and investing goals. "
Pros
  • Recurring and automated investments with generated portfolios based on risk profile and goals
  • Simple fee structure with tier-based subscription from $3 per month and the first month free
  • Very low minimum investment from 1¢ or $0.05 for fractional shares
  • Excellent education and financial advice for beginners
  • SIPC and FINRA membership for capital protection
  • Trustworthy brokerage regulated by the SEC
  • Stock-back rewards programme
  • Strong account security
  • Thanks to additional extras like a bank account and loan service, M1 Finance continues to offer a one-stop shop for investors
  • The broker offers commission-free stocks with low fees, plus fractional shares, making it a great choice for beginners
  • The broker delivers a clean and easy-to-use dashboard that illustrates the current composition of your portfolio
  • The firm offers a straightforward proprietary platform with intuitive portfolio management tools
  • Multiple portfolios can be facilitated, with up to five accounts under the same login
  • Customizable 'pies' allow investors to curate their own ETFs
  • The range of 6000+ stocks and ETFs is highly competitive
  • Bitcoin trading is available through M1 Crypto
Cons
  • Available to customers in the US only
  • Human financial advisors are not available
  • No automated IRA management
  • No tax-loss harvesting
  • No demo account
  • Despite offering stocks and ETFs, M1 Finance doesn’t provide trading on mutual funds or options
  • Unlike competitors such as Betterment, M1 does not employ any human financial advisors
  • M1 Finance is only available in the US – eToro is a top alternative for the UK market
  • Accounts with less than $20 and no trading activity for 90 days are charged a fee
  • The way trades are placed puts transaction timing out of your control
  • You cannot consolidate external accounts for planning purposes
  • There are no stop-limit or stop-loss orders
Awards
  • Best Roth IRA Accounts - 2020
Instruments
Stocks, ETFs Stocks, ETFs, OTC stocks
Demo Account
No Yes
Minimum Deposit
$1 $100
Trading Platforms
  • Own
  • Own
Payment Methods
Minimum Trade
$1 $1
Regulator
SEC SEC, FINRA
Margin Trading
No Yes
Margin Rate
3.5 - 5%
STP Account
No No
ECN Account
No No
DMA Account
No No
MAM Account
No No
PAMM Account
No No
LAMM Account
No No
Demat Account
No No
AI / Machine Learning
No Yes
Robo Advisor
No Yes
Negative Balance Protection
No No
Market Maker
No No
P2P Trading
No No
Spot Trading
No Yes
Mobile Apps
iOS & Android Yes
Auto Trading
Yes
Copy Trading
No No
Social Trading
No No
VPS Hosting
No No
Tournaments
No No
Demo Competitions
No No
Ethical Investing
Yes Yes
Custodial Account
Yes Yes
Guaranteed Stop Loss
No No
Inactivity Fee
$20
Islamic Account
No No
Account Currencies
  • USD
  • USD
Stock Exchanges
Cryptocurrency
Crypto trading not offered M1 Finance users can open a crypto account to invest in 10 cryptocurrencies including Bitcoin, Ethereum, Cardano and Solana. You can also invest in six crypto-related funds and ETFs, which are a good way to get broader exposure to the digital currency market.
Spread
Variable
Coins
  • BTC
  • ADA
  • AVE
  • ETH
  • LINK
  • ALDO
  • BAT
  • ATOM
Crypto Lending
No No
Crypto Mining
No No
Crypto Staking
No No
Auto Market Maker
No No
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