Titan Review 2024

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Written By
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Written By
William Berg
William contributes to several investment websites, leveraging his experience as a consultant for IPOs in the Nordic market and background providing localization for forex trading software. William has worked as a writer and fact-checker for a long row of financial publications.
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Fact Checked By
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Fact Checked By
Tobias Robinson
Tobias is a partner at DayTrading.com, director of a UK limited company and active trader. He has over 25 years of experience in the financial industry and contributed via CySec to the regulatory response to digital options and CFD trading in Europe. Toby’s expertise and dedication to financial education make him a trusted voice in the industry, including a BBC investigation into digital options.
Updated

3 / 5
Titan is #35 in our broker rankings.
$100
Own
Stocks, ETFs, Cryptos
SEC
USD
Wire Transfer, ACH Transfer

Pros

  • Instant deposits
  • SEC-regulated
  • Detailed user reports

Cons

  • Customer support is not available via phone
  • No demo profile
  • Services only available to US citizens

Titan Review

Titan is a modern investing app bringing active stock management to everyday retail investors at competitive rates. Based in the US, the SEC-regulated online broker offers comprehensive portfolio management through a sleek mobile platform. In this review, we explore what Titan has to offer, unpacking its fee structure, account options, licensing details, and more.

Company Details

Titan was founded a decade ago by a trio of experienced financial professionals. It was set up with the aim of making managed investments available to all, not just the ultra-wealthy.

On a mission to modernize investment management, they have streamlined the trading process, offering low fees and a $100 minimum deposit. Over 345,000 users have signed up for a live account while the firm’s trading app has more than 4,500 5-star ratings.

Titan is a US-headquartered investment firm regulated by the SEC. Brokerage solutions are provided by Titan Global Technologies LLC and Apex Clearing Corporation, both of which are registered as broker-dealers and members of FINRA and SIPC.

Portfolio Management

Titan takes an active approach to portfolio management. Using advanced analysis, the broker adopts one of four strategies for stock investments:

Titan investment portfolios

Hedged Investments

The Titan team builds a portfolio to offset risk when the market falls. To do so, Titan uses Inverse ETF. This costs investors a fee but the ETF makes up only a small percentage of the value of the total portfolio.

Investors can personalize the percentage of the portfolio that is hedged with options ranging from conservative (more hedging) to high-risk (less hedging). The level is determined by asking users questions to gauge their risk tolerance. For example, an aggressive portfolio might have 5% of its total value hedged whereas a more conversative portfolio could have up to 20%.

Markets

Titan offers investment opportunities across a number of assets and markets:

Titan Cash

The cash account allows users to earn up to 2.0% APY.

To make a deposit, visit Titan Cash > Deposit Funds and follow the prompts.

To make a withdrawal from Titan Cash, head to the Account tab > Transfers and then select Titan Cash as your withdrawal destination.

Fees & Charges

A live account can be opened from as little as $100.

Management fees start at $5 per month for accounts with less than $10,000. This increases to 1% for account balances of $10,000 or more.

Titan does not charge trading fees or deposit and withdrawal fees. With that said, foreign wire transfers will incur a charge. Uncommon requests such as paper statements will also carry a fee.

The fee structure is calculated per client, not per account, so if you have multiple accounts, fees will be charged on net deposits across your various profiles.

To view paid fees, visit Account > Documents> Tax + Account Statements.

Mobile App Review

Titan operates a user-friendly mobile app which can be downloaded free of charge from the Apple App Store or Google Play.

The application offers full 360 management with regular updates and features. Users can check the status of their portfolio, make deposits or withdrawals and adjust risk tolerance levels.

Titan investing app

When we used Titan, we found the app interface intuitive and simple to use. Tools are easy to locate and beginner-friendly. The mobile application ultimately offers flexible, on-the-go access, making it great for fitting in around modern lifestyles.

App reviews are generally positive and it is not hard to see why.

Payment Methods

Titan supports transfers made from a linked bank account. An account can be linked manually via account and routing number. Alternatively, clients can link an account using the firm’s authentication partner, Plaid. Wire transfers are also supported.

The platform does not support crypto transfers, however, this is something the broker is looking to integrate in the future.

Deposits

To deposit funds into your live account, visit Account > Transfers > Make a Transfer. Alternatively, tap the + button in the navigation bar. Select the account, input the total sum, and click Next. You will have the option to customize the investment if desired.

You can track the status of the transfer in Account > Transfer > Transaction History.

The broker supports automatic deposits which will be credited within 2-3 hours. To set up, visit Account > Transfer > Automatic Deposits.

Withdrawals

To make a withdrawal, visit Account > Transfers > Make a Withdrawal.

For security reasons, withdrawals are capped at $50,000 per day. It is possible to withdraw more than that but it will be deposited at a rate of $50,000 per day until the total sum is fulfilled.

Withdrawals are usually processed within 2-4 working days.

Account Types

Our experts found that Titan offers a handful of account options including individual taxable accounts, traditional IRA, Roth IRA and Rollover IRA accounts.

Whilst the typical retirement account options are covered, clients looking for a joint account or custodial, LLC or other account solutions, will need to go elsewhere.

To apply for a Titan account, you must be 18+, have a valid social security number, and be a legal US citizen, green card holder, or valid visa holder.

Titan account registration

Regulation & Licensing

Titan Global Capital Management USA LLC is a registered investment advisor operating in accordance with the Securities and Exchange Commission (SEC).

Titan Global Technologies LLC and Apex Clearing Corporation, which provide the brand’s brokerage services, are also members of the Financial Industry Regulatory Authority (FINRA) and the Securities Investor Protection Corporation, which insures client capital up to $500,000.

Security & Safety

Titan employs an electronic safety measures including 256-bit encryption and secure sockets layer (SSL) to protect client funds and personal information.

Client assets are held separately with Apex Clearing, a key player in the financial technology industry.

While using Titan, our team felt confident that the security measures in place were robust and fit for purpose.

Additional Features

Alongside its investment management services, the broker also shares industry news and insights through a suite of resources hosted in the Learn tab on its website. Over 950 hours of market research are conducted each month.

Clients can access articles, newsletters and videos on key investment topics as well as the latest financial events.

Promotions & Offers

Titan offers new and existing clients the opportunity to refer two friends and get up to 50% off their Titan platform fee.

Fee offsets are only applied to platform rates. Each friend referred earns you a 25% offset.

Customer Service

As a first point of call, we would recommend visiting the Help Centre where an extensive FAQ section can be found, offering guidance on a range of topics from setting up your account to crypto investments and account management.

Customers can also get in touch with the support team via email at support@titan.com. Alternatively, there is a live chat feature which can be accessed through the broker’s website.

For in-app support, there is an instant messaging feature which can be accessed by clicking on Account > Support.

For the latest updates, the brokerage is active across social media with profiles on Instagram, Twitter, LinkedIn and YouTube.

Titan’s head office is located at 508 LaGuardia Place NY, 10012.

There is currently no customer support offered via a telephone number.

Titan Verdict

Titan offers active investment management for the everyday retail trader. With fees of just 1% for account balances of $10,000+, they are one of the most competitive solutions in the market today. Our experts found that the account options were pretty standard but the low charges, sleek mobile platform and intuitive portfolio management outweighed the limitations.

For US citizens seeking a modern, accessible approach to investment management, Titan is worth considering.

FAQs

What Are Titan’s Investing Fees?

Titan operates a dual tier fee structure. For account balances below $10,000, a $5 monthly fee applies. For balances equal to or greater than $10,000, fees are charged at 1%.

Do Titan Brokers Trade For You?

Titan offers active investment management. The team invest capital on behalf of the account holder. With that said, users retain various controls over their funds, including setting their risk tolerance and financial objectives.

Is Titan Trustworthy?

When using Titan’s services, we did not have any concerns regarding the legitimacy of the brand. The broker is well established and licensed by the US SEC. Over 345,000 live accounts have been opened while the firm’s app has thousands of 5-star ratings.

Is Titan A Brokerage Account?

Titan is an online broker-dealer offering 21st century portfolio management. Clients can choose between a handful of investing accounts and four strategies. Users can access various asset classes and popular financial markets, including stocks and cryptos.

Can I E-Trade With Titan?

Titan will invest funds on behalf of the account holder. Clients do not actively trade themselves. The approach is similar to other automated commercial brokers but there will be differences in the specifics of the service provided so familiarize yourself with the fine print before committing funds. Head to our 2024 review of Titan for more details.

Top 3 Alternatives to Titan

Compare Titan with the top 3 similar brokers that accept traders from your location.

  1. Interactive Brokers – Interactive Brokers (IBKR) is a premier brokerage, providing access to 150 markets in 33 countries, along with a suite of comprehensive investment services. With over 40 years of experience, this Nasdaq-listed firm adheres to stringent regulations by the SEC, FCA, CIRO, and SFC, amongst others, and is one of the most trusted brokers for trading around the globe.

  2. IG – Founded in 1974, IG is part of IG Group Holdings Plc, a publicly traded (LSE: IGG) brokerage. The brand-US offers spread betting, CFD and forex trading across an almost unrivalled selection of 17,000+ markets, with a range of user-friendly platforms and investing apps. For 50 years, IG has maintained its position as an industry leader, excelling in all key areas for traders.

  3. eToro USA – eToro is a social investing platform that offers short-term and long-term trading on stocks, ETFs, options and crypto. The broker is well-known for its user-friendly community-centred platform and competitive fees. With FINRA and SIPC oversight and millions of users across the world, eToro is still one of the most respected brands in the industry. eToro securities trading is offered by eToro USA Securities, Inc.

Titan Comparison Table

Compare Titan With Similar Brokers
Titan Interactive Brokers IG eToro USA
Rating 3 4.3 4.4 4.1
Markets Stocks, ETFs, Cryptos Stocks, Options, Futures, Forex, Funds, Bonds, ETFs, Mutual Funds, CFDs, Cryptocurrencies CFDs, Forex, Stocks, Indices, Commodities, ETFs, Futures, Options, Crypto, Spread Betting Stocks, Options, ETFs, Crypto
Demo Account No Yes Yes Yes
Minimum Deposit $100 $0 $0 $10
Minimum Trade $100 $100 0.01 Lots $10
Regulators SEC FCA, SEC, FINRA, CFTC, CBI, CIRO, SFC, MAS, MNB, FINMA FCA, ASIC, NFA, CFTC, DFSA, BaFin, MAS, FSCA, FINMA, CONSOB SEC, FINRA
Bonus Invest $100 and get $10
Education No Yes Yes Yes
Platforms Own Trader Workstation (TWS), IBKR Desktop, GlobalTrader, Mobile, Client Portal, AlgoTrader, OmniTrader, eSignal, TradingCentral Web, ProRealTime, L2 Dealer, MT4, AutoChartist, TradingCentral eToro Trading Platform & CopyTrader
Leverage 1:50 1:30 (Retail), 1:250 (Pro)
Payment Methods 2 6 6 4
Visit Visit Visit Visit Visit
Review Interactive Brokers
Review
IG
Review
eToro USA
Review

Compare Trading Instruments

Compare the markets and instruments offered by Titan and its competitors. Please note, some markets may only be available via CFDs or other derivatives.

Compare Titan Trading Instruments
Titan Interactive Brokers IG eToro USA
CFD No Yes Yes No
Forex No Yes Yes No
Stocks Yes Yes Yes Yes
Commodities No Yes Yes No
Oil No No Yes No
Gold No Yes Yes No
Copper No No Yes No
Silver No No Yes No
Corn No No No No
Crypto Yes Yes Yes Yes
Futures No Yes Yes No
Options No Yes Yes Yes
ETFs Yes Yes Yes Yes
Bonds No Yes Yes No
Warrants No Yes Yes No
Spreadbetting No No Yes No
Volatility Index No No Yes Yes

Titan vs Other Brokers

Compare Titan with any other broker by selecting the other broker below.

 

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