Titan Review 2023
- DayTrading Review Team
Titan will serve US-based investors looking for managed portfolios in traditional and alternative markets, including cryptocurrencies. Monthly fees are low starting from 1%.
Titan is an American wealth management platform offering curated investment portfolios. Clients can access traditional assets such as stocks and ETFs, as well as alternative investments including VCTs and private real estate. This SEC-regulated firm offers Traditional and Roth IRA accounts with a choice of automated or fully managed strategies.
Titan offers US and international stocks in their flagship and offshore strategies, with no advisory fees on stocks and bonds. We rate that you can track your portfolio in the user-friendly app with reliable in-platform customer support.
Titan offers managed and equally-weighted crypto portfolios of Bitcoin and Ethereum with a $500 minimum investment. Advisory fees start from a reasonable 0.90% AUM per year.
- Instant deposits
- Detailed user reports
- $100 account minimum
- Crypto investing available
- Open an account in 3 minutes
- Sophisticated portfolio management
- Low-cost active investment management
- No demo profile
- Services only available to US citizens
- Customer support is not available via phone
- Limited additional services beyond investment management
Titan is a modern investing app bringing active stock management to everyday retail investors at competitive rates. Based in the US, the SEC-regulated online broker offers comprehensive portfolio management through a sleek mobile platform. In this review, we explore what Titan has to offer, unpacking its fee structure, account options, licensing details, and more.
Titan was founded a decade ago by a trio of experienced financial professionals. It was set up with the aim of making managed investments available to all, not just the ultra-wealthy.
On a mission to modernize investment management, they have streamlined the trading process, offering low fees and a $100 minimum deposit. Over 345,000 users have signed up for a live account while the firm’s trading app has more than 4,500 5-star ratings.
Titan is a US-headquartered investment firm regulated by the SEC. Brokerage solutions are provided by Titan Global Technologies LLC and Apex Clearing Corporation, both of which are registered as broker-dealers and members of FINRA and SIPC.
Titan takes an active approach to portfolio management. Using advanced analysis, the broker adopts one of four strategies for stock investments:
- Flagship – an award-winning strategy, this fund invests in large US growth companies with valuations of at least $10 billion. After analyzing the pool of stocks for the best risk-adjusted returns, the top 15 to 25 are selected. Positions are invested in equal weights meaning the Titan team will actively manage the portfolio, updating positions and hedges as permitted by the market.
- Opportunities – invests in small and medium-sized US companies that can compound capital in excess of the Russell 2000 index over the long-term. This strategy is focused on investing in firms with potential opportunity as a result of sudden market changes.
- Offshore – the only international strategy and focuses on companies across developed and emerging markets. The team will identify and invest in the most promising firms that can outperform the MSCI World ex USA Index.
- Crypto – the Titan team finds the companies that offer the most durable crypto assets. Advanced technical analysis is used to monitor trends and identify credible assets in an often noisy and tumultuous market. The size of crypto positions held vary.
The Titan team builds a portfolio to offset risk when the market falls. To do so, Titan uses Inverse ETF. This costs investors a fee but the ETF makes up only a small percentage of the value of the total portfolio.
Investors can personalize the percentage of the portfolio that is hedged with options ranging from conservative (more hedging) to high-risk (less hedging). The level is determined by asking users questions to gauge their risk tolerance. For example, an aggressive portfolio might have 5% of its total value hedged whereas a more conversative portfolio could have up to 20%.
Titan offers investment opportunities across a number of assets and markets:
- Stocks – choose between the Flagship, Opportunities or Offshore strategies and invest in US and global stocks
- Cryptocurrency – invest in major digital assets like Bitcoin (BTC) and Ethereum (ETH)
- Credit – choose between Carlyle Tactical Private Credit Fund and Apollo Diversified Credit Fund
- Venture Capital – the ARK venture aims to find companies that are leading in cross-sector innovations such as AI, DNA sequencing, robotics, energy storage, and blockchain
- Real Estate – the Apollo Diversified Real Estate Fund offers a mix of big, established private real estate funds and public real estate securities
The cash account allows users to earn up to 2.0% APY.
To make a deposit, visit Titan Cash > Deposit Funds and follow the prompts.
To make a withdrawal from Titan Cash, head to the Account tab > Transfers and then select Titan Cash as your withdrawal destination.
Fees & Charges
A live account can be opened from as little as $100.
Management fees start at $5 per month for accounts with less than $10,000. This increases to 1% for account balances of $10,000 or more.
Titan does not charge trading fees or deposit and withdrawal fees. With that said, foreign wire transfers will incur a charge. Uncommon requests such as paper statements will also carry a fee.
The fee structure is calculated per client, not per account, so if you have multiple accounts, fees will be charged on net deposits across your various profiles.
To view paid fees, visit Account > Documents> Tax + Account Statements.
Mobile App Review
Titan operates a user-friendly mobile app which can be downloaded free of charge from the Apple App Store or Google Play.
The application offers full 360 management with regular updates and features. Users can check the status of their portfolio, make deposits or withdrawals and adjust risk tolerance levels.
When we used Titan, we found the app interface intuitive and simple to use. Tools are easy to locate and beginner-friendly. The mobile application ultimately offers flexible, on-the-go access, making it great for fitting in around modern lifestyles.
App reviews are generally positive and it is not hard to see why.
Titan supports transfers made from a linked bank account. An account can be linked manually via account and routing number. Alternatively, clients can link an account using the firm’s authentication partner, Plaid. Wire transfers are also supported.
The platform does not support crypto transfers, however, this is something the broker is looking to integrate in the future.
To deposit funds into your live account, visit Account > Transfers > Make a Transfer. Alternatively, tap the + button in the navigation bar. Select the account, input the total sum, and click Next. You will have the option to customize the investment if desired.
You can track the status of the transfer in Account > Transfer > Transaction History.
The broker supports automatic deposits which will be credited within 2-3 hours. To set up, visit Account > Transfer > Automatic Deposits.
To make a withdrawal, visit Account > Transfers > Make a Withdrawal.
For security reasons, withdrawals are capped at $50,000 per day. It is possible to withdraw more than that but it will be deposited at a rate of $50,000 per day until the total sum is fulfilled.
Withdrawals are usually processed within 2-4 working days.
Our experts found that Titan offers a handful of account options including individual taxable accounts, traditional IRA, Roth IRA and Rollover IRA accounts.
Whilst the typical retirement account options are covered, clients looking for a joint account or custodial, LLC or other account solutions, will need to go elsewhere.
To apply for a Titan account, you must be 18+, have a valid social security number, and be a legal US citizen, green card holder, or valid visa holder.
Regulation & Licensing
Titan Global Capital Management USA LLC is a registered investment advisor operating in accordance with the Securities and Exchange Commission (SEC).
Titan Global Technologies LLC and Apex Clearing Corporation, which provide the brand’s brokerage services, are also members of the Financial Industry Regulatory Authority (FINRA) and the Securities Investor Protection Corporation, which insures client capital up to $500,000.
Security & Safety
Titan employs an electronic safety measures including 256-bit encryption and secure sockets layer (SSL) to protect client funds and personal information.
Client assets are held separately with Apex Clearing, a key player in the financial technology industry.
While using Titan, our team felt confident that the security measures in place were robust and fit for purpose.
Alongside its investment management services, the broker also shares industry news and insights through a suite of resources hosted in the Learn tab on its website. Over 950 hours of market research are conducted each month.
Clients can access articles, newsletters and videos on key investment topics as well as the latest financial events.
Promotions & Offers
Titan offers new and existing clients the opportunity to refer two friends and get up to 50% off their Titan platform fee.
Fee offsets are only applied to platform rates. Each friend referred earns you a 25% offset.
As a first point of call, we would recommend visiting the Help Centre where an extensive FAQ section can be found, offering guidance on a range of topics from setting up your account to crypto investments and account management.
Customers can also get in touch with the support team via email at firstname.lastname@example.org. Alternatively, there is a live chat feature which can be accessed through the broker’s website.
For in-app support, there is an instant messaging feature which can be accessed by clicking on Account > Support.
For the latest updates, the brokerage is active across social media with profiles on Instagram, Twitter, LinkedIn and YouTube.
Titan’s head office is located at 508 LaGuardia Place NY, 10012.
There is currently no customer support offered via a telephone number.
Titan offers active investment management for the everyday retail trader. With fees of just 1% for account balances of $10,000+, they are one of the most competitive solutions in the market today. Our experts found that the account options were pretty standard but the low charges, sleek mobile platform and intuitive portfolio management outweighed the limitations.
For US citizens seeking a modern, accessible approach to investment management, Titan is worth considering.
What Are Titan’s Investing Fees?
Titan operates a dual tier fee structure. For account balances below $10,000, a $5 monthly fee applies. For balances equal to or greater than $10,000, fees are charged at 1%.
Do Titan Brokers Trade For You?
Titan offers active investment management. The team invest capital on behalf of the account holder. With that said, users retain various controls over their funds, including setting their risk tolerance and financial objectives.
Is Titan Trustworthy?
When using Titan’s services, we did not have any concerns regarding the legitimacy of the brand. The broker is well established and licensed by the US SEC. Over 345,000 live accounts have been opened while the firm’s app has thousands of 5-star ratings.
Is Titan A Brokerage Account?
Titan is an online broker-dealer offering 21st century portfolio management. Clients can choose between a handful of investing accounts and four strategies. Users can access various asset classes and popular financial markets, including stocks and cryptos.
Can I E-Trade With Titan?
Titan will invest funds on behalf of the account holder. Clients do not actively trade themselves. The approach is similar to other automated commercial brokers but there will be differences in the specifics of the service provided so familiarize yourself with the fine print before committing funds. Head to our 2023 review of Titan for more details.
Titan only accepts traders from United States.
|Mobile Apps||iOS & Android|
|AI / Machine Learning||No|
|Negative Balance Protection||No|
|Auto Trading||Auto Portfolios|
|Guaranteed Stop Loss||No|
Cryptocurrency Trading Details
|Crypto Spread||Monthly Fee|
|Crypto Auto Market Maker||No|
Compare Titan with similar brokers that accept traders from your location. Among available brokers these are the most similar to Titan:
IG Group – IG is an award-winning broker that has an excellent reputation globally. The brand-US offers spread betting, CFD and forex trading across a comprehensive suite of markets. IG is also multi-regulated, provides a great trading app and has 50 years experience.
Go to IG Group
Just2Trade – Just2Trade is a reliable multi-regulated broker registered with FINRA, NFA and CySEC. The company has 155,000 clients from 130 countries and stands out for its huge suite of instruments and additional features, including a social network, robo advisors and a funded trader programme.
Go to Just2Trade
Zacks Trade – Zacks Trade is a FINRA-regulated US broker offering trading on stocks, ETFs, cryptocurrencies, bonds and more through a proprietary terminal. The broker is geared toward active traders and offers very affordable fees on most assets as well as an app and a vast amount of market data.
Go to Zacks Trade
Titan Comparison Table
|Titan||IG Group||Just2Trade||Zacks Trade|
|Markets||Stocks, Crypto||CFDs, Forex, Stocks, Indices, Commodities, ETFs, Futures, Options, Crypto, Spread Betting||Stocks, ADRs, ETFs, Futures, Options, Commodities, Bonds||Stocks, Crypto|
|Minimum Trade||$100||0.01 Lots||0.01 Lots||$3|
|Regulators||SEC||FCA, ASIC, NFA, CFTC, DFSA, BaFin, MAS, FSCA||CySEC, NFA, FINRA, Bank of Russia||FINRA|
|Bonus||–||–||Up to $2,000 for professional accounts||–|
|Platforms||Own||MT4, AutoChartist, TradingCentral||MT4, MT5, TradingCentral||Own|
|Leverage||–||1:30 (Retail), 1:250 (Pro)||1:20||–|
Compare Trading Instruments
Compare the markets and instruments offered by Titan and its competitors. Please note, some markets may only be available via CFDs or other derivatives.
|Titan||IG Group||Just2Trade||Zacks Trade|
Titan vs Other Brokers
Compare Titan with any other broker by selecting the other broker below.
|Titan is an American wealth management platform offering curated investment portfolios. Clients can access traditional assets such as stocks and ETFs, as well as alternative investments including VCTs and private real estate. This SEC-regulated firm offers Traditional and Roth IRA accounts with a choice of automated or fully managed strategies.|