Przelewy24 Brokers 2024

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Jemma Grist
Jemma is a writer, editor and fact-checker focused on retail trading and investing. Jemma brings a unique perspective to the forex, stock, and cryptocurrency markets and works across several investment websites as a researcher and broker analyst.
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James Barra
James is an investment writer with a background in financial services. As a former management consultant, he has worked on major operational transformation programmes at prominent European banks. James authors, edits and fact-checks content for a series of investing websites.
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William Berg
William contributes to several investment websites, leveraging his experience as a consultant for IPOs in the Nordic market and background providing localization for forex trading software. William has worked as a writer and fact-checker for a long row of financial publications.
Updated

Przelewy24 – also known as P24 – is an online payment system that traders in Poland and other European countries can use to fund and make withdrawals from their brokerage accounts. This review will delve into Przelewy24’s aggregator system and how it can be used for trading accounts, as well as provide a guide to some of its benefits and drawbacks. We have also ranked the best brokers that accept Przelewy24 deposits in 2024.

Best Przelewy24 Brokers

Our hands-on tests have revealed these top 6 brokers that accept Przelewy24:

Click a broker for details
  1. 1
    Deriv.com

    Ratings
    3.5 / 5
    4.5 / 5
    4.5 / 5
    4 / 5
    4 / 5
    4.1 / 5
    3.8 / 5
    3 / 5
    4.2 / 5
    4.5 / 5

    $5
    0.01 Lots
    1:1000
    MFSA, LFSA, VFSC, BFSC
    CFDs, Multipliers, Forex, Stocks, Indices, Commodities
    Deriv Trader, Deriv X, MT5, TradingView
    Neteller, Visa, Skrill, WebMoney, FasaPay, Perfect Money, Diners Club, Banxa, Paytrust, Wire Transfer, Mastercard, Credit Card, JCB Card, Sticpay, Trustly, Volet, Paysafecard, AstroPay, Maestro, Airtm, Boleto, JetonCash, Przelewy24
    USD, EUR, GBP, AUD
  2. 2
    eToro
    51% of retail investor accounts lose money when trading with this provider. eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

    Ratings
    4.8 / 5
    4 / 5
    4.5 / 5
    3 / 5
    4 / 5
    3.5 / 5
    4.5 / 5
    4.5 / 5
    4.8 / 5
    4 / 5

    $10
    $10
    FCA, ASIC, CySEC, FSA, FSRA, MFSA, CNMV, AMF
    Stocks, ETFs, Options, Crypto
    eToro Web, CopyTrader, TradingCentral
    Visa, Skrill, Neteller, Wire Transfer, Rapid Transfer, Swift, Debit Card, iDeal, Klarna, Sofort, Trustly, Przelewy24
    USD
  3. 3
    InstaForex
    Choose between: Club Bonus, 30 %, 55 % and 100 % bonuses
    All investments involve a degree of risk of some kind. Trading financial derivative products comes with a high risk of losing money rapidly due to leverage. You should not engage in trading these instruments unless you fully understand the nature of the transactions you are entering into, and the true extent of your exposure. These types of investments may be suitable for some investors, but they are not for everyone.

    Ratings
    4 / 5
    3.9 / 5
    4.2 / 5
    4 / 5
    3.9 / 5
    3.7 / 5
    3.5 / 5
    3.6 / 5
    3.6 / 5
    3.6 / 5

    $1
    0.10 of the lot (0.0001 of market lot for Cent.Standard and Cent.Eurica)
    1:1000
    BVI FSC
    Currencies, Cryptocurrencies, Stocks, Indices, Metals, Oil and Gas, Commodity Futures and InstaFutures
    MT4, MT5
    Skrill, Mastercard, Visa, Neteller, Wire Transfer, Przelewy24, Giropay, Rapid Transfer
    USD, EUR, GBP, PLN, CZK
  4. 4
    TopFX
    100% Universal Bonus T&Cs Apply

    Ratings
    3 / 5
    3 / 5
    3 / 5
    4 / 5
    3 / 5
    3.5 / 5
    3.5 / 5
    0.5 / 5
    0 / 5
    0 / 5

    $50
    0.01 Lots
    1:500
    CySEC, FSA
    CFDs, Forex, Shares, Indices, Metals, Energies, ETFs, Cryptocurrency
    MT4, cTrader, AutoChartist, TradingCentral
    Visa, Mastercard, Debit Card, Credit Card, Wire Transfer, Swift, Apple Pay, Google Wallet, Skrill, Neteller, Bitcoin Payments, Ethereum Payments, Perfect Money, Dragonpay, M-Pesa, FasaPay, PIX Payment, Sticpay, Bitwallet, Przelewy24, Sofort, iDeal
    USD, EUR, GBP
  5. 5
    Libertex
    78.31% of retail investor accounts lose money when trading CFDs with this provider.

    €100
    €20
    Up to 1:30 (Retail)
    CySEC
    CFDs on Forex, Cryptocurrencies, Metals, Indices, Stocks, Oil & Gas, Agriculture, ETFs
    Libertex (and mobile app), MT4, MT5
    Sofort, Rapid Transfer, Credit Card, iDeal, Giropay, Neteller, Trustly, Skrill, Visa, Wire Transfer, Debit Card, PayPal, Przelewy24, Paysafecard
    EUR, GBP, CHF, PLN
  6. 6
    AAAFx
    100% Deposit Bonus (global clients)

    Ratings
    3 / 5
    3.8 / 5
    2.5 / 5
    3.8 / 5
    3.3 / 5
    4 / 5
    1 / 5
    0.5 / 5
    4.8 / 5
    4.5 / 5

    $10
    0.01 Lots
    1:30 (EU), 1:500 (Global)
    HCMC, FSCA
    CFDs, Forex, Stocks, Indices, Commodities, Cryptos
    MT4, MT5
    Visa, Mastercard, Skrill, Neteller, Wire Transfer, Debit Card, Credit Card, Bitcoin Payments, Przelewy24, UnionPay, Giropay, Sofort, iDeal, QIWI
    USD, EUR, CAD, AUD

Here is a summary of why we recommend these brokers:

  1. Deriv.com - Deriv.com is a low cost, multi-asset broker with over 2.5 million global clients. With just a $5 minimum deposit, the firm offers CFDs, multipliers and more recently accumulators, alongside proprietary synthetic products which can't be found elsewhere. Deriv provides both its own in-house charting software and the hugely popular MetaTrader 5.
  2. eToro - eToro is a top-rated multi-asset platform which offers trading services in thousands of CFDs, stocks and cryptoassets. Launched in 2007, the brand has millions of active traders globally and is authorized by tier one regulators, including the FCA and CySEC. The brand is particularly popular for its comprehensive social trading platform. Crypto Trading is offered via eToro USA LLC; Investments are subject to market risk, including the possible loss of principal. CFDs are not available in the US Cryptoasset investing is highly volatile and unregulated in the UK and some EU countries. No consumer protection. Tax on profits may apply. 51% of retail accounts lose money.
  3. InstaForex - InstaForex is a forex and CFD broker founded in 2007. The broker offers diverse market coverage to millions of clients, spanning traditional assets like currencies and shares, as well as other interesting opportunities such as IPOs.
  4. TopFX - TopFX, a Cyprus-headquartered company, has been an instrumental player in the financial services industry since its establishment in 2010, earning a solid reputation as a reliable broker for active traders. Initially, the company offered liquidity services to institutional clients, including hedge funds, banks, and brokers. However over the years, TopFX has grown to include retail traders in its clientele. It was the first broker in the world to offer cTrader, a testament to its commitment to innovation.
  5. Libertex - Libertex is a well-known broker, established in 2012. The regulated brand has served numerous clients and is regulated by the Cyprus Securities and Exchange Commission with license number 164/12. Libertex offers CFD trading on 250+ underlying assets, including through an innovative and user-friendly proprietary web trader platform. Choose between CFDs on forex, cryptocurrencies, commodities, stocks, indices and ETFs, which are available with tight spreads and low commissions.
  6. AAAFx - AAAFx is a forex and CFD broker, established in 2007 and headquartered in Greece. The company is regulated by the HCMC and FSCA and supports a selection of ECN accounts with low spreads, fast order executions and convenient deposits.

Przelewy24 Brokers Comparison

Przelewy24 Brokers Comparison
Broker Minimum Deposit Instruments Platforms Leverage
Deriv.com logo
$5 CFDs, Multipliers, Forex, Stocks, Indices, Commodities Deriv Trader, Deriv X, MT5, TradingView 1:1000
eToro logo
$10 Stocks, ETFs, Options, Crypto eToro Web, CopyTrader, TradingCentral -
InstaForex logo
$1 Currencies, Cryptocurrencies, Stocks, Indices, Metals, Oil and Gas, Commodity Futures and InstaFutures MT4, MT5 1:1000
TopFX logo
$50 CFDs, Forex, Shares, Indices, Metals, Energies, ETFs, Cryptocurrency MT4, cTrader, AutoChartist, TradingCentral 1:500
Libertex logo
€100 CFDs on Forex, Cryptocurrencies, Metals, Indices, Stocks, Oil & Gas, Agriculture, ETFs Libertex (and mobile app), MT4, MT5 Up to 1:30 (Retail)
AAAFx logo
$10 CFDs, Forex, Stocks, Indices, Commodities, Cryptos MT4, MT5 1:30 (EU), 1:500 (Global)

Deriv.com

"Deriv.com will suit day traders looking to make fast-paced trades using CFDs and multipliers with high leverage up to 1:1000. The broker is also the industry leader in synthetic indices, which simulate real market movements and are available around the clock. "

Jemma Grist, Reviewer

Deriv.com Quick Facts

Demo AccountYes
InstrumentsCFDs, Multipliers, Forex, Stocks, Indices, Commodities
RegulatorMFSA, LFSA, VFSC, BFSC
PlatformsDeriv Trader, Deriv X, MT5, TradingView
Minimum Deposit$5
Minimum Trade0.01 Lots
Leverage1:1000
Account CurrenciesUSD, EUR, GBP, AUD

Pros

  • The free demo account is ideal for practicing short-term trading strategies and no registration is required
  • The low $5 minimum initial deposit suits those on a lower budget
  • Traders can use multipliers between 1 and 30, with take profit, stop loss and deal cancellation parameters

Cons

  • The range of 100+ assets trails some competitors such as Quotex which offers 400+
  • There's no loyalty program or rebate scheme for high volume traders
  • There are limited copy trading tools and analysis features compared to alternatives like IQ Cent

eToro

"eToro's social trading platform leads the pack with a terrific user experience and active community chat that can help beginners find opportunities. There are also competitive fees on thousands of CFDs and real stocks, plus excellent rewards for experienced strategy providers."

Christian Harris, Reviewer

eToro Quick Facts

Demo AccountYes
InstrumentsStocks, ETFs, Options, Crypto
RegulatorFCA, ASIC, CySEC, FSA, FSRA, MFSA, CNMV, AMF
PlatformseToro Web, CopyTrader, TradingCentral
Minimum Deposit$10
Minimum Trade$10
Account CurrenciesUSD

Pros

  • There's a comprehensive online training academy with accessible resources, from bitesize articles to comprehensive courses
  • The web platform and mobile app perform better in user reviews and app rankings than top competitors, including AvaTrade
  • Charts are powered by TradingView and offer strong technical analysis features, including 9 chart types and over 100 indicators

Cons

  • Traders will face currency conversion fees for account denominations other than USD
  • There is a $30 minimum withdrawal amount and a $5 fee, which will affect novices with low capital
  • There are limited contact methods aside from the in-platform live chat

InstaForex

"InstaForex maintains its position as a top forex broker, with more currency products than most rivals. The tight spreads and low minimum deposits make it accessible to all experience levels, especially those familiar with the MT4 and MT5 platforms."

William Berg, Reviewer

InstaForex Quick Facts

Bonus OfferChoose between: Club Bonus, 30 %, 55 % and 100 % bonuses
Demo AccountYes
InstrumentsCurrencies, Cryptocurrencies, Stocks, Indices, Metals, Oil and Gas, Commodity Futures and InstaFutures
RegulatorBVI FSC
PlatformsMT4, MT5
Minimum Deposit$1
Minimum Trade0.10 of the lot (0.0001 of market lot for Cent.Standard and Cent.Eurica)
Leverage1:1000
Account CurrenciesUSD, EUR, GBP, PLN, CZK

Pros

  • InstaForex delivers a superb day trading environment, with the powerful MT4 and MT5 platforms offering dozens of technical analysis tools, automation capabilities and multiple order types
  • The broker is accessible for beginners, with low minimum deposits and zero-commission trading available.
  • The broker is a particularly good pick for serious forex traders, with over 100 currency pairs, tight spreads from 0.0 pips and a market-leading selection of curated forex market resources

Cons

  • The broker provides trading instruments only in the form of CFDs.
  • Customer support is available only in EN, CZ, PL, and SK.
  • The broker’s website and client cabinet feel outdated and difficult to navigate for newcomers

TopFX

"TopFX is a strong choice for day trading due to ultra-low latency with execution times under 25 milliseconds. It also offers access to advanced charting platforms, MT4 and cTrader, with tight spreads and low commissions that can significantly reduce costs for active traders."

Christian Harris, Reviewer

TopFX Quick Facts

Bonus Offer100% Universal Bonus T&Cs Apply
Demo AccountYes
InstrumentsCFDs, Forex, Shares, Indices, Metals, Energies, ETFs, Cryptocurrency
RegulatorCySEC, FSA
PlatformsMT4, cTrader, AutoChartist, TradingCentral
Minimum Deposit$50
Minimum Trade0.01 Lots
Leverage1:500
Account CurrenciesUSD, EUR, GBP

Pros

  • TopFX is committed to supporting a diverse range of day traders, including those who prefer manual, algorithmic, and strategy-based trading with a choice of three flexible accounts (Zero, Raw and VIP).
  • TopFX continues to deliver first-class support following years of real-money trading with responses on live chat in minutes and email replies in 24 hours for technical assistance.
  • Active traders get reliable trade execution with speeds under 25ms, combined with consistent pricing, no slippage or requotes, and fast deposits and withdrawals during testing.

Cons

  • Although it produces in-house market analysis content, notably the Daily Market Digest, and includes Autochartist and Trading Central, the woeful educational offering is limiting for beginners, especially compared to category leaders like XTB.
  • TopFX supports only two platforms (cTrader and MT4), so there's no option to trade with MT5 or the increasingly popular TradingView. The lack of a proprietary platform for beginner traders is also an entry barrier.
  • Despite a growing selection of 600+ instruments, you can't invest directly in real assets, such as stocks, ETFs, and crypto, and TopFX does not offer interest on uninvested cash like alternatives such as IBKR.

Libertex

"Libertex will appeal to both beginner and experienced traders thanks to its easy-to-use platform and low fees. The brand is also a good pick for share dealing with commission-free stock investing."

Tobias Robinson, Reviewer

Libertex Quick Facts

Demo AccountYes
InstrumentsCFDs on Forex, Cryptocurrencies, Metals, Indices, Stocks, Oil & Gas, Agriculture, ETFs
RegulatorCySEC
PlatformsLibertex (and mobile app), MT4, MT5
Minimum Deposit€100
Minimum Trade€20
LeverageUp to 1:30 (Retail)
Account CurrenciesEUR, GBP, CHF, PLN

Pros

  • User-friendly platform as well as support for MT4 and MT5
  • Tight spreads
  • 250+ underlying assets as well as investment in real shares

Cons

  • List of tradeable underlying assets is small compared to rivals
  • No copy trading
  • Limited account options

AAAFx

"AAAFx is best for forex traders seeking ECN conditions with spreads from zero and MetaTrader access. It’s also suitable for social traders with ZuluTrade support. However, AAAFx seriously falls short for newer traders with minimal research features and no educational tools."

Michael MacKenzie, Reviewer

AAAFx Quick Facts

Bonus Offer100% Deposit Bonus (global clients)
Demo AccountYes
InstrumentsCFDs, Forex, Stocks, Indices, Commodities, Cryptos
RegulatorHCMC, FSCA
PlatformsMT4, MT5
Minimum Deposit$10
Minimum Trade0.01 Lots
Leverage1:30 (EU), 1:500 (Global)
Account CurrenciesUSD, EUR, CAD, AUD

Pros

  • The minimum deposit is low and opening an account is fast, taking less than 5 minutes.
  • AAAFx supports a wide range of payment methods with near-instant funding and zero transfer fees, ensuring convenient deposits.
  • There are sophisticated MT4 and MT5 charting platforms for advanced day traders, featuring a huge selection of indicators, drawing tools, chart types, and analysis features.

Cons

  • The selection of currencies is strong but AAAFx lacks depth in its stocks, indices, commodities and cryptos, limiting the range of trading opportunities.
  • By discontinuing ActTrader and lacking a proprietary platform, traders are limited to MetaTrader, which is outdated and less ideal for newcomers.
  • There are no proprietary educational tools, relying on ZuluTrade, making AAAFx less attractive to beginners compared to brokers like eToro.

How Did We Choose The Best Przelewy24 Brokers?

To uncover the top Przelewy24 brokers, we:

  • Combed through our library of 500 online brokers, taking out all those that don’t support P24
  • Confirmed that the remainder offer P24 deposits and withdrawals for online trading
  • Sorted them by their overall score, drawing on over 100 data points and findings from our in-depth tests

What Is Przelewy24?

Since its establishment in Poland in 2005, Przelewy24 has risen to become the country’s leading online payment service. Przelewy24 has partnered with hundreds of banks as well as e-wallets and mobile payment apps including Apple Pay and Google Pay to create what it calls a payment method aggregator, boasting some 350 transfer solutions that can be used with more than 150,000 registered partners. As such, P24 is not an e-wallet or payment method in itself, but rather a gateway that allows users to link up other methods to make transactions with trading brokers and accepted vendors.

Przelewy24’s main currencies are listed as the Polish Zloty (PLN) and Euro (EUR), but the service also offers transactions and payouts to foreign currency accounts, as well as international money orders and fast money transfers in Poland, Czechia and Slovakia.

How Does Przelewy24 Work For Day Traders?

Przelewy24 will mainly be useful to traders based in Poland, or to those who have funds in PLN that they use for trading. As such, P24 traders will be on the lookout for brokers that accept PLN deposits, some of whom will also accept Przelewy24 as a seamless method for deposits and withdrawals.

XM and Capital.com are just a couple of the popular trading brokers that accept Przelewy24 deposits, allowing for fast and simple transfers directly through brokers’ platforms.

Since the firm defines itself as an aggregator and has bank transfer functionality as well as partnerships with some other large transfer apps, some traders may also wish to use the Przelewy24 application as an intermediary to fund a trading account through one of these alternative methods.

How To Set Up A Przelewy24 Account

The Przelewy24 website directs merchants and prospective partners, but not consumers, to its registration process. This is because P24 is a payment method aggregator, so users do not need to set up an account. Rather, traders will be able to use their preferred method when they make transfers to and from brokers that accept Przelewy24 deposits and withdrawals.

In other words, Przelewy24 brokers and other merchants who register with P24 will offer this service on their payment page, and users who select it will be able to then choose which specific method out of the 350+ supported by P24 that they want to use.

Fees

P24 gears its pricing structure to merchants rather than customers. As a result, merchants will need to pay a commission or fee which depends on the type of transfer method used, but generally remains around 1.9%. Charges for Diners Club and other credit card transactions are higher, while the company charges nothing for transactions via PayPal and other e-wallets, which levy their own fees.

Many brokers that accept P24 deposits will cover the charges for this method themselves, though some may pass some or all of the cost onto traders. The fees for the specific transfer method you use should be clearly stated on your trading broker’s payment screen.

Traders should also remember that the fees charged by the specific method they use will also apply. So, if your bank charges you to make a transfer, this charge is still likely to apply if the transfer goes through P24’s service.

Przelewy24 Transaction Times

Since P24 brokers are likely to integrate the service’s API into their websites, there should be no additional transaction times from using this service.

The speed of your transactions should thus depend on the payment method you use, and whether Przelewy24 brokers require any internal processing time. While deposits via e-wallets and other digital methods are usually instantaneous, bank transfers may take a period of between a few hours and a day or two, and Przelewy24 brokers often require a few days to process withdrawals.

Security

As Poland’s most popular online transfer service, Przelewy24 is trusted by millions of users and many partner payment services and merchants. As a result, the company implements industry-standard security measures, including SSL – Thawte Inc certificates on its payment pages.

The P24 website also has a form that can be used to contact customer services with any queries. However, traders should note that, as this aggregator serves as a gateway through which customers can use other payment services, it should not be necessary for individuals to provide the company with their personal details. If you receive an email or telephone communication that claims to be from P24 and asks you to provide any private information, you should treat it with caution.

How To Deposit Using Przelewy24

As mentioned above, the Przelewy24 service does not include a wallet of its own – rather, it allows traders to use one of its supported payment methods to make their transactions.

The process for making deposits and withdrawals should be very similar, where you will typically have to enter the deposit amount and confirm the transfer through a secure pop-up page.

At eToro, for example, you will need to follow these steps:

  1. Log in to the eToro platform and click ‘Deposit Funds’ in the left-hand menu
  2. Enter the deposit amount and your preferred currency
  3. Select Przelewy24 from the drop-down menu
  4. Follow the instructions in the payment portal to complete the transaction

Pros Of Przelewy24 Brokers

  • Fast and easy trading deposits in Polish Zlotys (PLN) and Euros (EUR)
  • Supports a large number of payment methods, including bank transfers, e-wallets and credit cards
  • Available at some online brokers that accept deposits in PLN
  • Good security and low fees at the top Przelewy24 brokers
  • No need to download an app or register for a service

Cons Of Przelewy24 Brokers

  • Limited benefit for traders outside of Poland
  • Less likely to be available from trading brokers that do not accept PLN payments
  • Traders cannot use P24 as a standalone system to handle their deposits and withdrawals; they will need to use it in conjunction with another payment method

Is Przelewy24 Good For Day Trading?

Przelewy24 is not a standalone payment method but an aggregator that allows traders in Poland to make deposits to supported brokers using their preferred transfer method. As such, this is mainly useful to investors who live in Poland or who have access to funds in the Polish currency. It may not be useful to many traders outside this region, but for those who trade with PLN, this is a quick, reliable and convenient payment service.

Head to our list of the top Przelewy24 brokers to make a deposit and start trading.

FAQ

What Should Day Traders Know About The Przelewy24 Payment System?

The Przelewy24 or P24 payment system is an aggregator that allows investors in Poland and some other geographical locations to fund their trading accounts with Polish Zlotys (PLN) through their favored payment method. In other words, traders can use P24 as an intermediary through which to make a bank transfer, card or e-wallet deposit, as long as they are signed up with a broker that accepts Przelewy24 deposits.

Which Brokers Accept Przelewy24 Deposits?

Trading brokers that accept deposits in Poland’s currency (PLN) may well be signed up with Przelewy24, since this is the country’s leading online payments service. Among the top Przelewy24 brokers are XM and Capital.com.

Are Przelewy24 Deposits To Trading Brokers Safe?

Przelewy24 is a payment aggregator, and it does not provide e-wallet functionality to individual traders, nor require them to register and provide their personal information. As a result, the service should be safe, as long as the payment method you are using and the trading broker you are dealing with are secure.

Are Przelewy24’s Exchange Rates Cheap For Trading Transfers?

Przelewy24 offers a system to exchange PLN and EUR currencies that it says allows buyers to “avoid an unfavorable spread and currency conversion by the bank.” It also says that it can “offer transactions and payouts directly to currency accounts, avoiding currency conversion”, and “provide deposits in foreign currencies and express payouts to dedicated bank accounts.” This means that traders may be able to use P24 to cheaply fund accounts at brokers that accept payment in a foreign currency. However, the exact fees and practicality of this are likely to be down to the precise transfer method that is used.

Which Payment Methods Can I Use With Przelewy24 To Fund My Trading Account?

Przelewy24 works with more than 350 different transfer methods, including banks, credit and debit cards, e-wallets, mobile payment services like Google Pay and Apple Pay, and more. The type of method you can use with brokers that accept Przelewy24 deposits may vary, depending on that brokerage’s list of accepted payment options. The supported solutions are likely to be listed in a scroll-down menu when you select P24 on your broker’s deposit and withdrawal page.