You’re wrong lol.
1. Crypto is more accessible than traditional financial services in some parts of the world.
2. Some cryptos are slow (think Bitcoin) that can take many minutes but others (think Stellar) can settle fast in seconds.
3. Some cryptos (think Bitcoin) can be expensive when it comes to transaction fees but others are really cheap, especially for international transfers.
4. Some cryptos (think Bitcoin) are really energy intensive but others (think newer coins) use more efficient mechanisms like proof of stake which can be less than some traditional banking solutions.
