Personal Capital vs Expert Option

Personal Capital vs Expert Option Comparison Table 2023
Personal Capital Review 2023	Expert Option Review 2023
Review 3.3 Personal Capital is #21 in our broker rankings.	Review 3.5
Traders from US accepted	Traders from US not accepted See available binary options brokers
Empower (formerly Personal Capital) is a popular, SEC-regulated US financial advisory and investment platform that offers pensions, ready-made investment plans and do-it-yourself, commission-free investing through a large range of mutual funds, ETFs, individual equities and fixed-income securities. The broker has an impressive 3.4 million clients.	Expert Option is an offshore broker that offers a simple and intuitive trading experience through a bespoke, user-friendly platform. Trader can access 100 popular assets via binary options contracts with payouts up to 95%, free educational resources, and market data available to upper-tier account holders.
Bonus Offer
	100% deposit bonus
Comment by Reviewer
"Personal Capital (now Empower) is a great option for investors seeking a flexible way to build an investment portfolio or pension plan. It is a particularly good fit for US traders owing to the SEC oversight."	"Expert Option will suit aspiring traders who want to access the financial markets through a binary options broker with a very easy-to-learn bespoke platform. The user-friendly trading platform is ideal for beginners."
Pros
FDIC-insured cash account with no minimum balance requirement Segregated client funds with a top-tier custodian bank A wealth of free financial analysis and planning tools Easy-to-use platform and financial dashboard Well-known and popular investing platform Strong regulatory oversight from SEC Mobile app	Quick, easy-to-learn and use trading platform Diverse range of account currencies and 20+ accepted payment methods allows flexible funding Good range of educational materials provides content for all experience levels Analytical tools for higher-level accounts are a useful addition for experienced traders High payouts up to 95% are above the industry average Generous bonus offers available in some countries No deposit and withdrawal fees Low minimum deposit (just $10)
Cons
Wealth management services only for customers with $100,000+ in invested assets No forex, futures or cryptocurrencies An annual advisory fee of 0.89% No demo account US residents only	Small list of assets with just 100 on offer compared to 1000+ offered by some competitors No traders accepted from some countries and regions including the US $10/monthly inactivity fee penalizes less active traders Less suitable for longer-term trading strategies
Awards
Best for Portfolio Management 2020
Instruments
Stocks, ETFs, Mutual Funds, Fixed Income	Options, stocks, commodities, forex, crypto, futures,
Demo Account
No	Yes
Minimum Deposit
$1 (Cash), $100,000 (Robo Advisor)	$10
Trading Platforms
Own	Own
Payment Methods
Wire Transfer	Bitcoin Payments FasaPay Flutterwave M-Pesa Maestro Mastercard Neteller Perfect Money QIWI Skrill UnionPay Visa WebMoney Wire Transfer Yandex Money
Minimum Trade
Variable	$1
Regulator
SEC	SVGFSA
Margin Trading
No	Yes
STP Account
No	No
ECN Account
No	No
DMA Account
No	No
MAM Account
No	No
PAMM Account
No	No
LAMM Account
No	No
Demat Account
No	No
AI / Machine Learning
No	No
Robo Advisor
Yes	No
Negative Balance Protection
No	No
Market Maker
No	No
P2P Trading
No	No
Spot Trading
No	No
Mobile Apps
iOS & Android	iOS and Android
Auto Trading
Yes (Auto Portfolios)	ExpertBot
Copy Trading
No	Yes
Copy Trading Platform
	You can study and copy the positions of established VIPs to increase potential returns. Users can find master traders based on asset class and historic returns. A useful leaderboard is available to social traders.
Social Trading
No	Yes
Trade Signals
	Only for Platinum and Exclusive accounts
VPS Hosting
No	No
Tournaments
No	No
Demo Competitions
No	No
Ethical Investing
Yes	No
Custodial Account
No	No
Guaranteed Stop Loss
No	No
Islamic Account
No	No
Account Currencies
USD	USD EUR GBP CAD AUD NZD INR JPY ZAR MYR IDR TRY SEK NOK DKK CHF HKD SGD RUB PLN CZK AED
Stock Exchanges
Dow Jones Nasdaq New York Stock Exchange S&P 500
Commodities
	Gold Platinum Silver
Forex Trading
Forex trading not offered	Expert Option traders can access some of the most popular forex pairs including USD/EUR, GBP/USD and GBP/EUR using binary options contracts that payout up to 95%, well above the industry average of around 85%.
GBPUSD Spread
	$5 on any winning trades + 5% on payouts
EURUSD Spread
	$5 on any winning trades + 5% on payouts
EURGBP Spread
	$5 on any winning trades + 5% on payouts
Assets
	6
Cryptocurrency
Crypto trading not offered	Traders can speculate on Bitcoin (BTC), Ethereum (ETH) and Ripple (XRP) price movements using high/low binary options on a proprietary platform. These are three of the most popular cryptocurrencies on the market, but the offering lacks the variety and volatility offered by less popular tokens.
Spread
	$5 on any winning trades
Coins
	BTC BCH ETH
Crypto Lending
No	No
Crypto Mining
No	No
Crypto Staking
No	No
Auto Market Maker
No	No
Binary Options
Binary options trading not offered	Expert Option is a well-known binary options broker providing access to 100 assets with a $5 charge on winning trades. Payouts are competitive and users can speculate on rising or falling prices with one-click in the web-accessible platform. Binaries are aimed at ultra-short-term traders, ranging from 60 seconds to 5 minutes.
Payout
	95%
Expiry Times
	60 seconds - 5 minutes
Ladder Options
No	No
Boundary Options
No	Yes

Review	Review
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